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Bank Of America Corporation
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Bank Of America Corporation patents


Recent patent applications related to Bank Of America Corporation. Bank Of America Corporation is listed as an Agent/Assignee. Note: Bank Of America Corporation may have other listings under different names/spellings. We're not affiliated with Bank Of America Corporation, we're just tracking patents.

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Application programming interface for providing access to computing platform definitions

Aspects of the disclosure are directed to providing access to the contents of a computing platform definition. A computing platform definition includes entries indicating devices and executables to deploy to a computing platform. An orchestration engine is communicatively connected to a computing platform that implements the computing platform definition. An... Bank Of America Corporation

Using computing platform definitions to provide segmented computing platforms in a computing system

Aspects of the disclosure are directed to instantiating and configuring computing platforms at a data center according to a computing platform definition. The computing platform definition may indicate the devices to be deployed for the computing platform, the executables to be deployed for the computing platform, and build dependencies and... Bank Of America Corporation

Orchestration pipeline for providing and operating segmented computing resources

Aspects of the disclosure are directed to utilizing a computing platform definition to operate an orchestration pipeline for a computing platform conforming to that computing platform definition. The computing platform definition may indicate the devices and the executables to be deployed to the computing platform. The orchestration pipeline may include... Bank Of America Corporation

Authenticating users requesting access to computing resources

Systems and methods are provided for monitoring access of computing resources. Usage rules may be created and stored that define a usage constraint based on actions available to be performed at the computing resources. An authenticator may verify login credentials received from a user and authorize the user to access... Bank Of America Corporation

Intelligent credential selection system

Embodiments of the invention are directed to a system, method, or computer program product for generating communicable linkages that collectively provide a cloud-based dynamic credential selection and implementation system. The system generates a user profile containing user preferences, historic trends, and user resources based on information collected from a user... Bank Of America Corporation

Dynamic credential selection and implementation system

Embodiments of the invention are directed to a system, method, or computer program product for generating communicable linkages that collectively provide a cloud-based dynamic credential selection and implementation system. The system generates a user profile containing user preferences, historic trends, and user resources based on information collected from a user... Bank Of America Corporation

System for data extraction and generating notifications for user coordination

Embodiments of the invention are directed to a system, method, or computer program product for identifying and generating actionable notifications for user coordination. The invention establishes a communication link to one or more user devices over a distributed network in order to continuously monitor and extract user information such as... Bank Of America Corporation

Location disbursement coordination system

Embodiments of the invention are directed to a system, method, or computer program product for location disbursement coordination. The invention generates a database integration with communication linkages for disbursement coordination for travel or relocation. Furthermore, the system identifying the travel or relocation requirements of a user and other individuals associated... Bank Of America Corporation

Online transaction efficiency improvement system

Embodiments of the invention are directed to a system, method, or computer program product for generating communicable linkages that collectively provide a cloud-based dynamic credential selection and implementation system. The system generates a user profile containing user preferences, historic trends, and user resources based on information collected from a user... Bank Of America Corporation

System for resource allocation and conservation of unused portion

A resource allocation and conservation system comprises a network communication interface and a memory device storing a resource allocation and conservation application. A processing device is operatively coupled to the memory device, wherein the processing device is configured to execute computer-readable program code to: receive a user resource data based... Bank Of America Corporation

Resource tracking and utilization system

Systems, computer program products, and methods are described herein for resource tracking and utilization. The present invention is configured to extract resource information related to a user from an entity server, extract resource information related to a plurality of users from the entity server, display the information associated with an... Bank Of America Corporation

System for analyzing historical events to determine potential catalysts and automatically generating and implementing mitigation

Embodiments analyze historical events to determine potential catalysts and automatically generate and implement mitigation of issues by determining a potential issue with a customer's finances based on historical event data; correlating the potential issue with one or more causes of the potential issue; and, in response to the correlation, initiating... Bank Of America Corporation

Resource assignment system with allocation assist

In response to receiving a request from a user to initiate a new resource pool, a determination of a purpose of the new resource pool is made. The system identifies suggested resource allocations for the new resource pool, as well as suggested modifications for current resource pools of a user,... Bank Of America Corporation

System for resource allocation at time of use and conservation of unused portion

Systems, computer program products, and methods are described herein for resource allocation at time of use and conservation of unused portion across a dispersed Internet protocol capable network connecting one or more computing devices connected to the dispersed network. The present invention is configured to provide an resource monitoring application... Bank Of America Corporation

Resource assignment system

In response to receiving a request from a user to initiate a new resource pool, a determination of a purpose of the new resource pool is made. The system may receive the purpose of the resource pool from the user and thereafter access user data regarding types of resource pools... Bank Of America Corporation

Controlling device data collectors using omni-collection techniques

Aspects of the disclosure relate to controlling device data collectors using omni-collection techniques. A computing platform may receive configuration settings associated with a first collector and a second collector. Subsequently, the computing platform may generate one or more configuration commands for a native collector based on the configuration settings. The... Bank Of America Corporation

System for monitoring resource activity and alert generation

A resource activity monitoring and alert system comprises a network communication interface and a memory device storing a resource activity monitoring and alert application. A processing device is operatively coupled to the memory device that is configured to execute computer-readable program code to: monitor a user resource activity of a... Bank Of America Corporation

Optimizing use of near field communication (nfc) at nfc-enabled interaction terminals

The invention provides for optimizing Near Field Communications (NFC) at a NFC-enabled interaction terminal configured for conducting user interactions. The invention provides for a user to designate which user credentials are applied to which type of NFC-enabled interaction terminals. A NFC-enabled interaction terminal-specific Application Identifier (AID) is assigned to the... Bank Of America Corporation

Tool for mining chat sessions

A method comprises counting, in a transcript of a chat session between a first user and a second user, for each theme of a plurality of themes, a number of occurrences of each keyword of a plurality of keywords assigned to a theme of a plurality of themes. The method... Bank Of America Corporation

System for identifying anomalies by automatically generating and analyzing a structure

Embodiments of the invention are directed to a system, method, or computer program product for analyzing a data model and identifying anomalies within the data model. Data stored in a database is transformed into a data model by the invention, wherein the invention analyzes the data and generates relationships between... Bank Of America Corporation

Object database system including an object-specific historical attribute-change information system

An object database system is provided. The system may include a plurality of objects. Each object may include a historical attribute-change information system. At least one parameter of the historical attribute-change information system may be determined relative to a transaction-history-identification level. The transaction-history-identification level may be based at least in... Bank Of America Corporation

Hierarchical clustering

In one embodiment, a method includes receiving data points, determining first-level cluster centroids using the data points, and assigning each data point to at least one first-level cluster centroid. The method also includes determining second-level cluster centroids using data points assigned to a particular first-level cluster centroid and assigning each... Bank Of America Corporation

Hierarchical clustering

In one embodiment, a method includes receiving first network usage data for user devices indicating activity by the user devices on webpages, determining first-level cluster centroids based on the first network usage data, and assigning each user device to at least one first-level cluster centroid. The method also includes determining... Bank Of America Corporation

System for distribution of unused or underused resources

The invention implements a distributed computing network to identify or detect resources that are being unused and/or underused and, in response to such identification, reallocating the resources. In this regard, reallocation may provide for aggregating and/or converting the resources to another resource or transferring the resource to another entity, which... Bank Of America Corporation

System for prediction of resource allocation

The invention provides for identifying an event associated with an entity and determining and/or predicting, for the event, the resources that need to be allocated for the event, the entities ability to perform the event based on the entities current input and output of resources and the entities ability to... Bank Of America Corporation

Auction security tool

An apparatus includes a code generator and a broadcaster. The code generator receives a first request from a first user and receives a second request from a second user. The code generator also generates, based on a first user role for the first user, a first segment of javascript code.... Bank Of America Corporation

Preventing unauthorized access to secured information systems using tokenized authentication techniques

A computing platform may receive, from a social messaging server, a request to authenticate a user to a user account associated with a client portal. In response to receiving the request, the computing platform may send, to the social messaging server, an authentication token request message. Thereafter, the computing platform... Bank Of America Corporation

Preventing unauthorized access to secured information systems using tokenized authentication techniques

A computing platform may receive, from a client portal server, a request to authenticate a user to a user account associated with a client portal provided by the client portal server. Based on receiving the request to authenticate, the computing platform may send, to a social messaging server, an authentication... Bank Of America Corporation

Preventing unauthorized access to secured information systems using multi-device authentication techniques

A computing platform may receive, from a client portal server, a request to authenticate a user to a user account associated with a client portal. Based on identifying an activity associated with the request, the computing platform may select a multi-device authentication method for authenticating the user. The computing platform... Bank Of America Corporation

System for authenticating a user and enabling real-time approval notifications

Embodiments authenticate a user and an associate of an entity and enable real-time approval notifications by requesting one or more authentication credentials from the associate; authenticating the associate based on successful validation of the one or more authentication credentials received from the associate; populating an application for the user at... Bank Of America Corporation

Computing resource inventory system

Systems and methods of managing computing resources of a computing system are described. A computing resource list and computing resource information may be stored at a data store. The computing resource list may identify a set of computing resources of a computing system, and the computing resource information may respectively... Bank Of America Corporation

Multi-screen automated teller machine (atm)/automated teller assist (ata) machines for use by wheelchair users

An automated teller machine (ATM) including multiple user screens is provided. The ATM preferably includes an ATM processor, an ATM user information input device and/or an ATM receiver, a customer-facing ATM touch screen configured to display an initial ATM display, an ATM dispenser configured to dispense a cash withdrawal amount... Bank Of America Corporation

Oled-based secure monitoring of valuables

A method for enhancing security of a receptacle for valuables may be provided. The method may include placing currency in the receptacle. The receptacle may include an integral OLED display. The OLED display may occupy a portion of the receptacle. The OLED display may form a portion of the receptacle.... Bank Of America Corporation

Routing an image within a network

In certain embodiments, a system for routing an image file in a network comprises primary network resources, secondary network resources, and an image routing processor configured to receive the image file from a user device via the primary network resources, create an association in real-time between the image file and... Bank Of America Corporation

Generating and dynamically modifying user interface elements

Systems and arrangements for evaluating and decisioning refund requests and monitoring of overrides of refund decisions are presented. In response to receiving a request for a refund, the system may identify one or more sources of data from which to extract data to determine a decision regarding the request for... Bank Of America Corporation

01/04/18 / #20180006899

Dynamic replacement and upgrade of existing resources based on resource utilization

Performance data received from interrelated communication devices is analyzed to determine the current operating state of the device and based on the current operating state a variable associated with replacing the device is determined which is implemented in the determination of a dynamic user-specific replacement schedule for the interrelated communication... Bank Of America Corporation

12/28/17 / #20170372090

Reversible redaction and tokenization computing system

A computing system for redacting and/or tokenizing non-public information of electronic documents obtained from monitored communications includes a data redaction computing device and/or a data tokenization computing device, a communications network, and a database storing computer executable instructions for analyzing information associated with a plurality of electronic documents stored communicated... Bank Of America Corporation

12/28/17 / #20170372279

Predictive determination and processing of resources over a distributed network

Embodiments of the present invention provide for improving the capacity, speed, confidence, and efficiency of processing systems for processing resources instruments by utilizing predictive determination of resource instrument information from one or more resource instruments. As such, while processing resource instruments, instead of capturing all of the resource instrument information... Bank Of America Corporation

12/28/17 / #20170374092

System for monitoring and addressing events based on triplet metric analysis

Embodiments of the present invention provide a system for monitoring and addressing events based on triplet metric analysis. In some embodiments, the system transmits control signals to cause a vendor database system to continuously monitor a vendor database for a new data input and, in response to identifying the new... Bank Of America Corporation

12/28/17 / #20170374583

Predictive analytics for resource development based on information communicated from inter-related communication devices

Disclosed are systems for predictive analysis of data received from inter-related communication devices within a distributed communication network (e.g., Internet-of-Things (IoT)), which have been determined to be associated with an entity. The predictive analysis resulting in a determination of future resource needs. Based on the predicted future resource needs, the... Bank Of America Corporation

12/21/17 / #20170364222

System for internetworked monitoring and communication triggering

Systems, computer program products, and methods are described herein for inter-networked monitoring and communication triggering across a dispersed Internet protocol capable network connecting one or more smart devices connected to the dispersed network. The present invention is configured to provide an alert triggering application for installation on the one or... Bank Of America Corporation

12/21/17 / #20170364406

Security patch tool

A security patch tool includes a retrieval engine, a parser, and a reporting engine. The retrieval engine retrieves, from a first database, a log indicating a plurality of patches that have been applied and whether each patch of the plurality of patches was applied successfully. The parser determines, based on... Bank Of America Corporation

12/21/17 / #20170364547

System for automated validation of data points within a data record

Disclosed are systems and the like that provide automated validation of data points within a data record. Specifically, validation the correctness/existence of a data point, as well as, the association between the data point and a related entity. Moreover, in specific embodiments of the invention, in which data points are... Bank Of America Corporation

12/21/17 / #20170364548

System for monitoring data points within a data record to validate association between the data points and an entity associated with the data record

Automated validation monitoring of data points within a data record to insure that data points in a data record are currently valid. Specifically, embodiments of the invention provide for continuously and/or periodically monitoring or checking the validation of the association between the data point and a related entity. Moreover, in... Bank Of America Corporation

12/21/17 / #20170364788

Organic light emitting diode ("oled") universal plastic

Aspects of the invention relate to a smart card that includes an OLED display. The smart card may store data associated with multiple purchasing instruments and utilize the OLED display to present sensitive data associated with a user selected purchasing instrument. In response to the selection, the smart card may... Bank Of America Corporation

12/21/17 / #20170364813

System for automatic responses to predicted tail event outcomes

Embodiments of the present invention provide a system for a managing entity to automatically provide alerts based on tail event analysis. The system may receive input data in real time from vendor data feeds, social media data feeds, and a tail event ledger. The system may then automatically populate surveys,... Bank Of America Corporation

12/21/17 / #20170364842

System for resource use allocation and distribution

Embodiments of the invention are directed to a system, method, or computer program product for appropriate resource allocation via generated communication channel within and for the utilization of a shared use service. The system may be associated with or affixed to a shared use service object, generating a communication field... Bank Of America Corporation

12/21/17 / #20170364871

System for identifying resource issues and managing a network of resources

Systems, computer program products, and methods are described herein for resource manager entity device security and maintenance. The present invention is configured to identify an issue with a resource and notify all other resources across the entity and customers of the entity that the resource is experiencing an issue; determine... Bank Of America Corporation

12/21/17 / #20170364893

System for data rotation through tokenization

Embodiments rotate data by tokenization. Embodiments determine one or more check data fields of a check such as check number and routing number; generate a PIN based on the determined check data fields; receive user input of a user PIN; compare the generated PIN with the inputted user PIN; if... Bank Of America Corporation

12/21/17 / #20170364997

Oled ("organic light emitting diode") teller windows

A four-plane, two-sided OLED teller window is provided. The teller window may include a first OLED plane, a second OLED plane, a third OLED plane, a fourth OLED plane, a first configurably-opaque layer and a second configurably-opaque layer. The first OLED plane may face a first direction. The third OLED... Bank Of America Corporation

12/21/17 / #20170365134

Devices and systems for detecting unauthorized communication of data from a magnetic stripe device or embedded smart chip device

Disclosed are devices, systems and the like for determining unauthorized communication of data from a card device equipped with a magnetic stripe and/or smart chip. The card device is able to count by recording the number of instances in which the card device has either been swiped at a magnetic... Bank Of America Corporation

12/21/17 / #20170366394

Computerized resource reallocation system for transferring resource blocks based on custodian event

Disclosed is a resource reallocation system. The system typically includes a processor, a memory, and a resource reallocation module stored in the memory. The system is typically configured for: identifying resources of a custodian; allocating the resources into one or more resource blocks; linking a resource transfer protocol to each... Bank Of America Corporation

12/21/17 / #20170366422

System for aggregated machine-initiated resource distribution

Embodiments of the invention are directed to a system, method, or computer program product for aggregation of machine-initiated resource distribution. The invention generates a smart device portal for linkage of user associated smart devices. The portal generates code to extract data from the smart devices and control the communications disseminated... Bank Of America Corporation

12/21/17 / #20170366540

Preventing unauthorized access to secured information systems using multi-device authentication techniques

A computing platform may receive, from a client portal server, a request to authenticate a user to a user account associated with a client portal provided by the client portal server, as well as device selection input selecting a first registered device and a second registered device to receive one-time... Bank Of America Corporation

12/14/17 / #20170357979

Organic light emitting diode ("oled") security authentication system

Aspects of the invention relate to a smart card that leverages emerging technology hardware to enhance secure release of sensitive data associated with the smart card. The smart card may include an OLED display. The device may include one or more biometric sensors. Embodiments may include pairing a device with... Bank Of America Corporation

12/14/17 / #20170358179

Banking systems controlled by data bearing records

A cash handling device having at least one processor, a communication interface, an item accepting device, an item dispensing device, an internal currency scanning system, an internal currency transport system, one or more currency storage cartridges, and a memory may receive, from a user, a request to perform a deposit... Bank Of America Corporation

12/14/17 / #20170359229

System for predictive use of resources

Systems, computer program products, and methods are described herein for predictive use of resources across a dispersed Internet protocol capable network connecting devices electrically attached to the network. The present invention is configured to determine a resource utilization profile associated with a first user; receive an indication from the first... Bank Of America Corporation

12/14/17 / #20170359230

System for predictive acquisition and use of resources

Systems, computer program products, and methods are described herein for predictive acquisition and use of resources across a dispersed Internet protocol capable network connecting devices electrically attached to the network. The present invention is configured to receive an indication from a user to initiate a change associated with a resource... Bank Of America Corporation

12/14/17 / #20170359245

System for predictive usage of resources

Systems, computer program products, and methods are described herein for predictive usage of resources across a dispersed Internet protocol capable network connecting devices electrically attached to the network. The present invention is configured to determine resource utilization profile associated with a user; continuously monitor the resource utilization profile of the... Bank Of America Corporation

12/14/17 / #20170359325

Magnetic strip modification

Systems and arrangements for providing secure event processing by modifying a magnetic strip, chip, or the like, on a device are provided. In some examples, a device may include a magnetic strip that may be encoded with a first identifier. The first identifier may be a string of characters and... Bank Of America Corporation

12/14/17 / #20170359328

System for assessing network authentication requirements based on situational instance

Embodiments of the invention are directed to a system, method, or computer program product for assessing network authentication requirements based on situational instance. In this regard, the invention dynamically determines specific user authentication requirements for accessing a service or executing an activity based on the determining the user's network connections,... Bank Of America Corporation

12/14/17 / #20170359336

Preventing unauthorized access to secured information systems based on contextual login information

A computing platform may receive, from a client server, a request to authenticate a user to a user account, as well as device selection input selecting a registered device to receive a one-time passcode. The computing platform may evaluate the device selection input based on contextual login information associated with... Bank Of America Corporation

12/14/17 / #20170359351

System for creation of alternative path to resource acquisition

Systems, computer program products, and methods are described herein for access to a resource across a dispersed Internet protocol capable network connecting devices electrically attached to the network. The present invention is configured to receive an indication from a user to access a resource; display a first user interface on... Bank Of America Corporation

12/14/17 / #20170359367

System for determining effectiveness and allocation of information security technologies

Disclosed is a computerized system for determining the collective effectiveness of information security technologies. The system typically includes a processor, a memory, and an information security analysis module stored in the memory. The system for is typically configured for: determining a security score for each element of a security technology... Bank Of America Corporation

12/14/17 / #20170359408

Resource allocation and transfer utilizing holds and a distributed network

Embodiments of the present invention provide utilizing a distributed network of systems for allocating and transferring resources between entities (e.g., users, institutions, or the like) by providing holds (e.g., soft or hard) on the resources, allocating the resources, and transferring the resources by utilizing allocation identifiers and/or holding pools, if... Bank Of America Corporation

Patent Packs
12/14/17 / #20170359740

System for tracking resource allocation/usage

Systems, computer program products, and methods are described herein for tracking resource allocation/usage across a dispersed Internet protocol capable network connecting devices electrically attached to the network. The present invention is configured to receive, from a first user computing device, a first user request for authorization to access at least... Bank Of America Corporation

12/07/17 / #20170352223

Banking systems controlled by data bearing records

A computing platform may receive, from one or more cash handling devices, aggregated activity information comprising a plurality of transaction records. Subsequently, the computing platform may identify one or more deposit transactions based on the aggregated activity information comprising the plurality of transaction records. Based on identifying the one or... Bank Of America Corporation

11/30/17 / #20170344208

Three-way communication link for information retrieval and notification

Embodiments of the invention are directed to a system, method, or computer program product for creating a communicable linkage for information retrieval and notifications between devices. In this way, the invention identifies a mobile device at an entity location. The system may integrate into the mobile device and present an... Bank Of America Corporation

11/30/17 / #20170344384

System for utilizing one or more data sources to generate a customized interface

Systems and computer-readable media are disclosed for utilizing one or more data sources to generate a customized user interface. A first set of services and operations may be generated. Each service and operation in the first set of services and operations may be ranked based on an analysis of user... Bank Of America Corporation

11/30/17 / #20170344402

Maintenance conflict tool

A job hold tool includes a memory, a conflict engine, a hold engine, and a start engine. The memory stores a maintenance schedule indicating a period of time during which maintenance is scheduled to occur and a job schedule indicating a plurality of scheduled start times for a plurality of... Bank Of America Corporation

11/30/17 / #20170344574

Database bulk load tool

A database load tool includes a user interface, a naming engine, a load engine, and an index engine. The user interface receives a path of a folder storing a plurality of files and an index. The naming engine renames each file of the plurality of files in response to the... Bank Of America Corporation

11/30/17 / #20170344609

System for providing contextualized search results of help topics

Systems are provided for providing a contextualized set of help topics. A user interaction contextualization system receives a search request for help topics from a user device, responsive to which the user interaction contextualization system retrieves an uncontextualized set of help topics from a help topics index. The user interaction... Bank Of America Corporation

11/30/17 / #20170344745

System for utilizing one or more data sources to generate a customized set of operations

Systems and computer-readable media are disclosed for utilizing one or more data sources to generate a set of operations. First data may be received from a first data source and second data may be received from a second data source. The first data and second data may be processed by... Bank Of America Corporation

11/30/17 / #20170345001

Failed resource usage monitor and remediation system

A system monitors failed resource usage and remediates the failure by determining that the user attempted to use a resource to perform an action associated with a third party; determining that the attempt to use the resource to perform the action failed; determining that a user device of the user... Bank Of America Corporation

11/30/17 / #20170345074

Contextualized user recapture system

Systems are provided for providing contextualized user recapture solutions. A user interaction contextualization system may receive a notification of a user accessing one of the organization's services via a user device. Responsive to the notification, the user interaction contextualization system may collect and analyze contextual data from various data sources,... Bank Of America Corporation

11/30/17 / #20170345093

System for analyzing resource utilization, inflow and outflow

Systems and methods are provided for transforming historical data collected in response to one or more triggering events, in order to analyze resource utilization, inflow and outflow. Embodiments access inflow and outflow information corresponding to a primary node from historical data; analyze the inflow and outflow information corresponding to the... Bank Of America Corporation

11/30/17 / #20170345234

Resolving card malfunctions using card information access control

An apparatus that includes a vision system configured to capture images of two-dimensional barcodes. The apparatus further includes a processor operably coupled to the vision system and a network interface. The processor is configured to process a captured image of a two-dimensional barcode on a card to obtain card processing... Bank Of America Corporation

11/30/17 / #20170346710

System for monitoring resource utilization and electronic validation

A system for monitoring resource utilization and electronic validation includes an entity system having a network communication interface and a memory device storing a resource monitoring and utilization application and a resource application. A processing device is operatively coupled to the memory device, wherein the processing device is configured to... Bank Of America Corporation

11/30/17 / #20170346711

System for monitoring resource utilization and resource optimization

A system for monitoring resource utilization and optimization includes an entity system having a network communication interface and a memory device storing a resource monitoring and utilization application and a resource application. A processing device is operatively coupled to the memory device, wherein the processing device is configured to execute... Bank Of America Corporation

11/30/17 / #20170346756

Communication system for resource usage monitoring

A system for accessing resources and monitoring the use of resources by a user includes a mobile device, a resource access communication device, an optional secondary communication system, and a third party system, each of which have communication interfaces, memory devices, and processing devices. The system is designed to detect... Bank Of America Corporation

Patent Packs
11/30/17 / #20170346757

System for resource usage monitoring

A system for monitoring the use of resources by a user includes a mobile device, a resource usage monitoring device, a message display system, and a third party system, each have communication interfaces, memory devices, and processing devices. The system is designed to detect the presence of a user within... Bank Of America Corporation

11/30/17 / #20170346822

System for detection and identification of electronic devices and allocation of proxy identifiers for same

Embodiments are directed to detection and identification of electronic devices and allocation of proxy identifiers for the same. Embodiments detect one or more electronic devices within a wireless network range; identify the one or more electronic devices within the wireless network range, comprising matching the one or more electronic devices... Bank Of America Corporation

11/30/17 / #20170346823

Network of trusted users

A system may include at least one server having a processor and a communication interface communicatively coupled to an Internet connection and a non-transitory memory device storing instructions that cause the system to retrieve, from a data repository, user information corresponding to a user of products and/or services of a... Bank Of America Corporation

11/23/17 / #20170337039

Rules engine having an interactive, dual, side-by-side display

A system for providing a computer language with which to write rules is provided. The system may include a rules container, a rules classes container and an engine/graph. The rules classes container may provide a code library of rules and unit test from which to inherit. The system may also... Bank Of America Corporation

11/23/17 / #20170337362

Phalangeal authentication device

In general, apparatuses, methods and computer program products for phalangeal authentication of a user are disclosed. A phalangeal authentication device is provided that is configured for capture, customization and transformation of one or more phalangeal credentials of a user. The phalangeal authentication credentials of the user are captured using phalangeal... Bank Of America Corporation

11/23/17 / #20170337629

Systems and methods for enabling document requirement traversal in restricted zones

Certain embodiments relate to an article of manufacture for determining whether to traverse, in a restricted zone, a requirement for paper documents. A method for using the article of manufacture may include a receiver that receives electronic documentation relating to a transmission and a transmitter that transmits the electronic documentation... Bank Of America Corporation

11/23/17 / #20170339153

Device blocking tool

A wireless device blocking tool includes a user interface, a location engine, and a connection engine. The user interface receives at least one of a MAC address and an IP address of a device. The location engine communicates a query to an access control server, receives a response from the... Bank Of America Corporation

11/23/17 / #20170339155

Device blocking tool

A device blocking tool includes a user interface, a location engine, and a connection engine. The user interface receives at least one of a MAC address of a device and an IP address of the device. The location engine communicates a query to an access control server, receives a response,... Bank Of America Corporation

11/23/17 / #20170339181

Device blocking tool

A wireless device blocking tool includes a user interface, a location engine, a retrieval engine, and an update engine. The user interface receives at least one of a MAC address of a device and an IP address of the device. The location engine communicates a query to an access control... Bank Of America Corporation

11/23/17 / #20170339182

Device blocking tool

A device blocking tool includes a user interface, a location engine, a retrieval engine, and an update engine. The user interface receives at least one of a MAC address and an IP address of a device. The location engine communicates a query to an access control server, receives a response,... Bank Of America Corporation

11/16/17 / #20170329814

Database compliance tool

A database compliance tool includes a user interface, a retrieval engine, a data integrity engine, and an update engine. The user interface receives a request to add a row to a table in a database. The retrieval engine retrieves a name for each column of the table and a datatype... Bank Of America Corporation

11/16/17 / #20170329816

Database load tool

A database load tool includes a user interface, a retrieval engine, an authorization engine, and an update engine. The a user interface receives a request to add to a database a first table comprising a plurality of rows and a plurality of columns. The retrieval engine retrieves an authorization table... Bank Of America Corporation

11/16/17 / #20170329987

Database security tool

A database security tool includes a user interface, a retrieval engine, an authorization engine, an alert engine, and an update engine. The user interface receives a request to add a row to a table in a database. The retrieval engine retrieves an authorization table from the database. The authorization table... Bank Of America Corporation

11/16/17 / #20170330159

Resource allocation and transfer in a distributed network

The custodial block chain network is a distributed network of systems, including at least a first entity system, a second entity system, and a custodian entity system, wherein the network allows the first entity to quickly, securely, and easily allocate resources associated with a first user, via an electronic contract... Bank Of America Corporation

11/16/17 / #20170330191

Linking channel-specific systems with a user authentication hub to provide omni-channel user authentication

Aspects of the disclosure relate to linking channel-specific systems with a user authentication hub. In some embodiments, a computing platform may receive, from a mobile device, an authentication request for a user account and may generate one or more authentication prompts. Subsequently, the computing platform may provide the one or... Bank Of America Corporation

11/16/17 / #20170331810

System for managing security and access to resource sub-components

A means for managing security and access to resources associated with blocks/sub-components of a distributed validating network, such as a blockchain network. Tags are created that can be applied to blocks so that a designated entity/user can locate the block though presentation of keywords associated with the tag. Additionally, a... Bank Of America Corporation

11/16/17 / #20170331816

Preventing unauthorized access to secured information systems using multi-device authentication techniques

A computing platform may receive, from a client portal server, a request to authenticate a user to a user account. The computing platform may generate a first one-time passcode for a first computing device associated with the user account and may send, to the first computing device, the first one-time... Bank Of America Corporation

11/16/17 / #20170331817

Preventing unauthorized access to secured information systems using multi-device authentication techniques

A computing platform may receive, from a client portal server, a request to authenticate a first user to a first user account. The computing platform may generate a first one-time passcode for a first computing device associated with the first user account and may send, to the first computing device,... Bank Of America Corporation

11/16/17 / #20170331824

Linking channel-specific systems with a user authentication hub to provide omni-channel user authentication

Aspects of the disclosure relate to linking channel-specific systems with a user authentication hub. In some embodiments, a computing platform may receive, from a telephone agent support computer system associated with a telephone agent channel, an authentication request for a user account. The computing platform may generate a set of... Bank Of America Corporation

11/16/17 / #20170331835

System for generation and reuse of resource-centric threat modeling templates and identifying controls for securing technology resources

Systems, computer program products, and methods are described herein for creating reusable resource-centric threat models and identifying controls for securing resources within a network. The present invention is configured to determine that an internal resource in a network requires protection from unauthorized external access; electronically receive information associated with the... Bank Of America Corporation

11/16/17 / #20170331849

System for resource-centric threat modeling and identifying controls for securing technology resources

Systems, computer program products, and methods are described herein for identifying threat vectors and implementing controls for securing resources within a network. The present invention is configured to determine one or more threat vectors associated with the resource; determine one or more controls associated with each of the one or... Bank Of America Corporation

11/16/17 / #20170331852

System for determining effectiveness and allocation of information security technologies

Disclosed is a computerized system for determining the collective effectiveness of information security technologies. The system typically includes a processor, a memory, and an information security analysis module stored in the memory. The system for is typically configured for: determining a security score for each element of a security technology... Bank Of America Corporation

11/16/17 / #20170332233

Recognizing and authenticating mobile devices based on unique cross-channel bindings

Aspects of the disclosure relate to recognizing and authenticating mobile devices based on unique cross-channel bindings. In some embodiments, a computing platform may receive, from a telephone agent support computer system, call information associated with a telephone call. Subsequently, the computing platform may identify a source device that placed the... Bank Of America Corporation








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