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Bank Of America patents

Recent patent applications related to Bank Of America. Bank Of America is listed as an Agent/Assignee. Note: Bank Of America may have other listings under different names/spellings. We're not affiliated with Bank Of America, we're just tracking patents.

ARCHIVE: New 2017 2016 2015 2014 2013 2012 2011 2010 2009 | Company Directory "B" | Bank Of America-related inventors




Date Bank Of America patents (updated weekly) - BOOKMARK this page
09/18/14Smart deposit
02/21/13Method and token-based re-authentication
08/02/12Pending atm authentications
01/12/12Monitoring communications
08/25/11Content service bus framework
05/18/17System and user interface for configuring data records and supplemental data reporting
05/12/16Method and redundancy in an atm using hot swap hardware underlying a virtual machine
05/12/16Method and redundancy in an atm using hot swap hardware underlying a virtual machine
05/07/15Method and reconciling a transaction
11/27/14Routing incomplete mail items
07/10/14Automated alert management
05/29/14Methods and processes for storing and utilizing state information for service providers
05/15/14Automatic deal or promotion offering based on audio cues
05/08/14Automatic display of user-specific financial information based on audio content recognition
04/17/14Vendor contract assessment tool
04/17/14Media handling device reject rate
03/13/14Forecasting of deposit faults for a money handling machine
03/13/14Forecasting of deposits for a money handling machine
03/06/14Financial goal management
02/27/14Determining corporate actions using transactional data
02/27/14Management of database deployment
02/27/14Creation and uploading of archives for software projects to submission portal
02/20/14Identifying scenarios and business units that benefit from scenario planning for operational risk scenario analysis using analytical and quantitative methods
02/20/14Transaction services reverse auction
01/16/14Predictive key risk indicator identification process using quantitative methods
01/16/14Operational risk back-testing process using quantitative methods
01/09/14Incident management for automated teller machines
12/19/13Consumer history graphics
12/12/13Mortgage relationship pricing
12/12/13Atm for use with cash bill payment
12/05/13Isolated transaction
12/05/13Navigation logic construct for use in formulation of a retirement outcome framework
11/28/13Apparatus and methods for process change control
10/10/13Automatic teller machine ("atm") including a user-accessible usb port
10/10/13Dynamic keypad and fingerprinting sequence authentication
09/26/13Transaction information interface
08/22/13Apparatus and methods for adaptive network throttling
08/22/13Learning estimation tool
08/15/13Predictive fault resolution
08/15/13Devices and methods for disaster-relief support
08/15/13Disaster-relief cards
08/15/13Systems and methods for selective routing of remote client contact(s)
08/08/13Performance and learning analysis tool
08/08/13Methods and validating files for an electronic payment system
08/01/13Method and reconciling a transaction
08/01/13Method and confirming a transaction
08/01/13Method and approving a transaction
07/11/13Dynamic menu framework
07/11/13Proactive monitoring of database servers
05/23/13Assessing agreement compliance
05/02/13Individual performance metrics scoring and ranking
04/25/13Rehabilitation of underperforming service centers
04/25/13Managing risk associated with various transactions
04/25/13Method and verifying proof of presence
03/28/13Systems and methods for benchmarking diverse spend opportunities
03/14/13Information security control self assessment
03/07/13Associate risk analysis
03/07/13Identification and escalation of risk-related data
02/28/13Financial statement analyzer
02/28/13Computer system for generating purchase recommendations with corresponding loan offers
02/28/13Redemption of rewards points for use with products and services
02/28/13Computer system supporting green incentive program
02/28/13Monitoring of activity to mitigate account attrition
02/28/13Computer system for identifying green merchants within a range of a mobile device
02/28/13Computer system for generating recommendations to a customer about being greener
Patent Packs
02/28/13Computer system for supporting an aggregate green goal for a customer group
02/21/13Relationship-based pricing
02/21/13Methods and systems for modeling deposits' data
02/14/13Electronic video media e-wallet application
01/31/13Exchange system supporting cloud computing
01/24/13Anomalous billing event correlation engine
01/17/13Video-assisted self-service transaction device
01/17/13Video-assisted self-service transaction device
01/10/13Relationship pricing measurement framework
01/10/13Transaction services reverse auction
01/10/13Transaction information routing
01/10/13Transaction engine remote control
01/03/13Small business intelligence tool
12/20/12Sms beneficiary advising
12/20/12Enhanced searchability of fields associated with online billpay memo data
Patent Packs
12/20/12Dynamic payment generator
12/20/12Method and improving access to an atm during a disaster
11/01/12Fast cash at atm
09/27/12Self-service home buying
09/27/12Account and investment market monitoring tools
07/19/12Authentication tool
07/12/12Systems for structured investment seeding
06/07/12Method and global information reporting
05/24/12Transaction services reverse auction
03/22/12Method and global underwriting and express loan origination
03/15/12Information safeguard tool
03/01/12Organization resource allocation based on forecasted change outcomes
01/26/12Personal data aggregation, integration and access
12/29/11Method and reducing glare and/or increasing privacy of a self-service device
12/29/11Atm including enhanced privacy features
11/17/11Organization-segment-based risk analysis model
11/17/11Technology infrastructure-change risk model
11/17/11Risk element consolidation
10/06/11Merchant-based community rewards
10/06/11Community rewards
09/29/11Transaction information routing
09/22/11Adaptive diagnostics for implementation of an automated teller machine("atm") thin-client mode
08/25/11Financial transaction data profile
08/18/11Systems for inducing change in a human physiological characteristic
08/18/11Systems for inducing change in a human physiological characteristic
08/18/11Systems for inducing change in a human physiological characteristic
08/18/11Method and providing visual feedback through a physical mechanism
07/21/11Systems and methods for providing content aware document analysis and modification
05/26/11Self-service device inventory information control
03/10/11Customer benefit offer program enrollment
Social Network Patent Pack
03/10/11Redemption of customer benefit offers based on goods identification
03/10/11Activation of electronic customer benefit offers
03/10/11Targeted customer benefit offers
03/10/11Customer benefit offers at kiosks and self-service devices
03/10/11Method of facilitating the vendor advertisement to local consumers via decentralized self-adjustable internet based apparatus
03/10/11Targetable multi-media promotion channel at point of sale
03/03/11Phone key authentication
10/21/10Concrete budgeting
09/30/10Interactive interchange rate decisioning
09/23/10Cross channel contact history management
Patent Packs
09/23/10Master financial account
09/23/10Personal financial network
09/23/10Financial social networking
09/23/10Flexible design pension account
07/29/10Objective achievement management
07/01/10Identity database bureau
06/24/10Facility access integrated with other security systems
06/17/10Text chat for at-risk customers
05/06/10Mining public media for consumer response information
04/29/10Apparatus and methods for verifying a credit applicant's income that enhance a credit applicant's experience
04/29/10Apparatus and methods for facilitating real estate transactions
03/25/10Apparatus and methods for customer interaction management
03/25/10Apparatus and methods for facts based trading
03/18/10Wireless number risk scores for use with mobile payments
03/11/10Apparatus and methods for providing business activity monitoring
03/04/10Budget envelope credit card
03/04/10Apparatus and methods for check card fee waiver
02/25/10Online billpay attachments
02/25/10Online billpay memo data
02/18/10Systems and methods for providing core property review
01/21/10Currency ordering by denomination
01/21/10Associating a unique identifier and a heirarchy code with a record
01/14/10Systems and methods for evaluating business-critical criteria relating to exploring entity mobility/productivity opportunities
01/07/10Systems and methods for associate to associate authentication
12/31/09Decision support systems using multi-scale customer and transaction clustering and visualization
12/31/09Systems and methods for providing a consumption network
12/24/09Postal mail deposit agency
12/17/09Private sector coin consortium
12/03/09Activity based credit card limit assignment
10/08/09Systems and methods for corporate workplace capacity planning and optimization
Patent Packs
10/08/09Systems and methods for optimizing market selection for entity operations location
08/27/09Systems and methods for enhancing compliance with the federal reserve custodial inventory (ci) procedures
08/20/09Systems and methods for providing content aware document analysis and modification
12/12/13Atm for use with cash bill payment
01/21/10Associating a unique identifier and a heirarchy code with a record
01/14/10Systems and methods for evaluating business-critical criteria relating to exploring entity mobility/productivity opportunities
01/07/10Systems and methods for associate to associate authentication
07/05/12Exposing data through simple object access protocol messages
06/14/12Digital downloading jukebox with revenue-enhancing features
10/18/12Loan reporting associated with real estate
09/06/12Resource availability and applicability mechanism
08/16/12Personal encryption device
10/06/11Integration of different mobile device types with a business infrastructure
08/25/11Intrusion detection system alerts mechanism
10/04/12On demand information network
03/13/14Adaptive response to user transactions
10/12/17 new patent  System for transforming large scale electronic processing using application block chain and multi-structured data stores
10/12/17 new patent  Big data based predictive graph generation system
10/12/17 new patent  Authenticating clients using tokens
10/12/17 new patent  System for transforming large scale electronic processing using application block chain
Social Network Patent Pack
10/05/17Interprogram communication messaging for program synchronization
09/28/17Method and navigational searching of a website
09/28/17System for real-time release of allocated resources based on device stage
09/28/17Security implementation for user resource distribution with peripheral device
09/28/17Security implementation for user resource distribution
09/28/17System for machine-initiated resource generation and customization
09/28/17Generating communicable linkages for a cloud-based competitive proposal system
09/28/17Security implementation for resource distribution
09/28/17Enhancing authentication and source of proof through a dynamically updatable biometrics database
09/28/17System for adaptation of multiple digital signatures in a distributed network
09/28/17Intelligent resource procurement system based on physical proximity to related resources
09/21/17Recycling tool using scripts to stop middleware instances and restart services after snapshots are taken
09/21/17Automated control of technology resources
09/14/17Svn interface system for heterogeneous development environments
09/14/17Tiered identification federated authentication network system
09/14/17Security test tool
09/07/17System for automated code validation and deployment
09/07/17Deployment of integrative html-based engine from an edge server
08/31/17System for allocation of resources based on resource utilization
08/31/17Metadata synchronization system
Social Network Patent Pack
08/24/17System for grant of user access and data usage in a process data network
08/24/17System for categorical data encoding
08/24/17System for categorical data dynamic decoding
08/24/17Rules engine having an interactive, dual, side-by-side display
08/24/17Computerized system for analyzing operational event data
08/24/17Computerized system for evaluating technology stability
08/24/17Operational data processor
08/24/17Technical language processor
08/24/17Technical language processor administration
08/24/17Document security tool
08/24/17System for external validation of distributed resource status
08/24/17Computerized system for evaluating and modifying technology change events
08/24/17Computerized system for evaluating the likelihood of technology change incidents
08/24/17Computerized system for evaluating the impact of technology change incidents
08/24/17Computerized system for simulating the likelihood of technology change incidents
08/24/17System for routing of process authorization and settlement to a user in process data network based on specified parameters
08/24/17Atm token cash withdrawal
08/24/17System for control of device identity and usage in a process data network
08/24/17System for implementing a distributed ledger across multiple network nodes
08/24/17System to enable contactless access to a transaction terminal using a process data network
08/24/17System for tracking transfer of resources in a process data network
08/24/17System for external secure access to process data network
08/24/17System for routing of process authorizations and settlement to a user in a process data network
08/24/17System for use of secure data from a process data network as secured access by users
08/24/17System for allowing external validation of data in a process data network
08/24/17System for managing serializability of resource transfers in a process data network
08/24/17System for establishing secure access for users in a process data network
08/24/17Token-based routing for out-of-network authorization
08/24/17Token-based routing for in-network authorization
08/24/17System for external validation of private-to-public transition protocols
Social Network Patent Pack
08/24/17System for providing levels of security access to a process data network
08/24/17Tokenization for network authorization routing
08/24/17System for external validation of secure process transactions
08/17/17Integrated geolocation resource transfer platform
08/17/17Integrated resource transfer application
08/17/17Integrated geolocation resource transfer platform
08/17/17System for distributed data processing with auto-recovery
08/17/17Version performance data delta tester and methods associated with using same
08/17/17System for distributed data processing with automatic caching at various system levels
08/17/17System and network for controlling content and accessibility
08/17/17Network service provisioning tool and method
08/17/17Dynamic record identification and analysis computer system with event monitoring components
08/17/17System for utilizing one or more databases to identify a point of compromise
08/10/17System for processing data using different processing channels based on source error probability
08/10/17System for limiting faults associated with a random sampling simulation obtaining numeric values
08/10/17Archive validation system with data purge triggering
08/10/17Archive validation system with data purge triggering
08/10/17System for processing data using parameters associated with the data for auto-processing
08/10/17System for resource accumulation triggering based on amount within an interval
08/10/17System for secure routing of data to various networks from a process data network
08/10/17Masking and unmasking data over a network
08/10/17System for control of secure access and communication with different process data networks with separate security features
08/10/17System for centralized control of secure access to process data network
08/03/17Renderable text extraction tool
08/03/17System and network for detecting unauthorized activity
08/03/17Two-factor user authentication using card matrix
07/27/17Executable process-management engines
07/27/17Systems and methods for simplifying a check testing data interface
07/27/17System for tracking and validation of multiple instances of an entity in a process data network







ARCHIVE: New 2017 2016 2015 2014 2013 2012 2011 2010 2009



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This listing is an abstract for educational and research purposes is only meant as a recent sample of applications filed, not a comprehensive history. Freshpatents.com is not affiliated or associated with Bank Of America in any way and there may be associated servicemarks. This data is also published to the public by the USPTO and available for free on their website. Note that there may be alternative spellings for Bank Of America with additional patents listed. Browse our Agent directory for other possible listings. Page by FreshPatents.com

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