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Bank Of America patents

Recent patent applications related to Bank Of America. Bank Of America is listed as an Agent/Assignee. Note: Bank Of America may have other listings under different names/spellings. We're not affiliated with Bank Of America, we're just tracking patents.

ARCHIVE: New 2017 2016 2015 2014 2013 2012 2011 2010 2009 | Company Directory "B" | Bank Of America-related inventors




Date Bank Of America patents (updated weekly) - BOOKMARK this page
09/18/14Smart deposit
02/21/13Method and token-based re-authentication
08/02/12Pending atm authentications
01/12/12Monitoring communications
08/25/11Content service bus framework
05/18/17System and user interface for configuring data records and supplemental data reporting
05/12/16Method and redundancy in an atm using hot swap hardware underlying a virtual machine
05/12/16Method and redundancy in an atm using hot swap hardware underlying a virtual machine
05/07/15Method and reconciling a transaction
11/27/14Routing incomplete mail items
07/10/14Automated alert management
05/29/14Methods and processes for storing and utilizing state information for service providers
05/15/14Automatic deal or promotion offering based on audio cues
05/08/14Automatic display of user-specific financial information based on audio content recognition
04/17/14Vendor contract assessment tool
04/17/14Media handling device reject rate
03/13/14Forecasting of deposit faults for a money handling machine
03/13/14Forecasting of deposits for a money handling machine
03/06/14Financial goal management
02/27/14Determining corporate actions using transactional data
02/27/14Management of database deployment
02/27/14Creation and uploading of archives for software projects to submission portal
02/20/14Identifying scenarios and business units that benefit from scenario planning for operational risk scenario analysis using analytical and quantitative methods
02/20/14Transaction services reverse auction
01/16/14Predictive key risk indicator identification process using quantitative methods
01/16/14Operational risk back-testing process using quantitative methods
01/09/14Incident management for automated teller machines
12/19/13Consumer history graphics
12/12/13Mortgage relationship pricing
12/12/13Atm for use with cash bill payment
12/05/13Isolated transaction
12/05/13Navigation logic construct for use in formulation of a retirement outcome framework
11/28/13Apparatus and methods for process change control
10/10/13Automatic teller machine ("atm") including a user-accessible usb port
10/10/13Dynamic keypad and fingerprinting sequence authentication
09/26/13Transaction information interface
08/22/13Apparatus and methods for adaptive network throttling
08/22/13Learning estimation tool
08/15/13Predictive fault resolution
08/15/13Devices and methods for disaster-relief support
08/15/13Disaster-relief cards
08/15/13Systems and methods for selective routing of remote client contact(s)
08/08/13Performance and learning analysis tool
08/08/13Methods and validating files for an electronic payment system
08/01/13Method and reconciling a transaction
08/01/13Method and confirming a transaction
08/01/13Method and approving a transaction
07/11/13Dynamic menu framework
07/11/13Proactive monitoring of database servers
05/23/13Assessing agreement compliance
05/02/13Individual performance metrics scoring and ranking
04/25/13Rehabilitation of underperforming service centers
04/25/13Managing risk associated with various transactions
04/25/13Method and verifying proof of presence
03/28/13Systems and methods for benchmarking diverse spend opportunities
03/14/13Information security control self assessment
03/07/13Associate risk analysis
03/07/13Identification and escalation of risk-related data
02/28/13Financial statement analyzer
02/28/13Computer system for generating purchase recommendations with corresponding loan offers
02/28/13Redemption of rewards points for use with products and services
02/28/13Computer system supporting green incentive program
02/28/13Monitoring of activity to mitigate account attrition
02/28/13Computer system for identifying green merchants within a range of a mobile device
02/28/13Computer system for generating recommendations to a customer about being greener
Patent Packs
02/28/13Computer system for supporting an aggregate green goal for a customer group
02/21/13Relationship-based pricing
02/21/13Methods and systems for modeling deposits' data
02/14/13Electronic video media e-wallet application
01/31/13Exchange system supporting cloud computing
01/24/13Anomalous billing event correlation engine
01/17/13Video-assisted self-service transaction device
01/17/13Video-assisted self-service transaction device
01/10/13Relationship pricing measurement framework
01/10/13Transaction services reverse auction
01/10/13Transaction information routing
01/10/13Transaction engine remote control
01/03/13Small business intelligence tool
12/20/12Sms beneficiary advising
12/20/12Enhanced searchability of fields associated with online billpay memo data
Patent Packs
12/20/12Dynamic payment generator
12/20/12Method and improving access to an atm during a disaster
11/01/12Fast cash at atm
09/27/12Self-service home buying
09/27/12Account and investment market monitoring tools
07/19/12Authentication tool
07/12/12Systems for structured investment seeding
06/07/12Method and global information reporting
05/24/12Transaction services reverse auction
03/22/12Method and global underwriting and express loan origination
03/15/12Information safeguard tool
03/01/12Organization resource allocation based on forecasted change outcomes
01/26/12Personal data aggregation, integration and access
12/29/11Method and reducing glare and/or increasing privacy of a self-service device
12/29/11Atm including enhanced privacy features
11/17/11Organization-segment-based risk analysis model
11/17/11Technology infrastructure-change risk model
11/17/11Risk element consolidation
10/06/11Merchant-based community rewards
10/06/11Community rewards
09/29/11Transaction information routing
09/22/11Adaptive diagnostics for implementation of an automated teller machine("atm") thin-client mode
08/25/11Financial transaction data profile
08/18/11Systems for inducing change in a human physiological characteristic
08/18/11Systems for inducing change in a human physiological characteristic
08/18/11Systems for inducing change in a human physiological characteristic
08/18/11Method and providing visual feedback through a physical mechanism
07/21/11Systems and methods for providing content aware document analysis and modification
05/26/11Self-service device inventory information control
03/10/11Customer benefit offer program enrollment
Social Network Patent Pack
03/10/11Redemption of customer benefit offers based on goods identification
03/10/11Activation of electronic customer benefit offers
03/10/11Targeted customer benefit offers
03/10/11Customer benefit offers at kiosks and self-service devices
03/10/11Method of facilitating the vendor advertisement to local consumers via decentralized self-adjustable internet based apparatus
03/10/11Targetable multi-media promotion channel at point of sale
03/03/11Phone key authentication
10/21/10Concrete budgeting
09/30/10Interactive interchange rate decisioning
09/23/10Cross channel contact history management
Patent Packs
09/23/10Master financial account
09/23/10Personal financial network
09/23/10Financial social networking
09/23/10Flexible design pension account
07/29/10Objective achievement management
07/01/10Identity database bureau
06/24/10Facility access integrated with other security systems
06/17/10Text chat for at-risk customers
05/06/10Mining public media for consumer response information
04/29/10Apparatus and methods for verifying a credit applicant's income that enhance a credit applicant's experience
04/29/10Apparatus and methods for facilitating real estate transactions
03/25/10Apparatus and methods for customer interaction management
03/25/10Apparatus and methods for facts based trading
03/18/10Wireless number risk scores for use with mobile payments
03/11/10Apparatus and methods for providing business activity monitoring
03/04/10Budget envelope credit card
03/04/10Apparatus and methods for check card fee waiver
02/25/10Online billpay attachments
02/25/10Online billpay memo data
02/18/10Systems and methods for providing core property review
01/21/10Currency ordering by denomination
01/21/10Associating a unique identifier and a heirarchy code with a record
01/14/10Systems and methods for evaluating business-critical criteria relating to exploring entity mobility/productivity opportunities
01/07/10Systems and methods for associate to associate authentication
12/31/09Decision support systems using multi-scale customer and transaction clustering and visualization
12/31/09Systems and methods for providing a consumption network
12/24/09Postal mail deposit agency
12/17/09Private sector coin consortium
12/03/09Activity based credit card limit assignment
10/08/09Systems and methods for corporate workplace capacity planning and optimization
Patent Packs
10/08/09Systems and methods for optimizing market selection for entity operations location
08/27/09Systems and methods for enhancing compliance with the federal reserve custodial inventory (ci) procedures
08/20/09Systems and methods for providing content aware document analysis and modification
12/12/13Atm for use with cash bill payment
01/21/10Associating a unique identifier and a heirarchy code with a record
01/14/10Systems and methods for evaluating business-critical criteria relating to exploring entity mobility/productivity opportunities
01/07/10Systems and methods for associate to associate authentication
07/05/12Exposing data through simple object access protocol messages
06/14/12Digital downloading jukebox with revenue-enhancing features
10/18/12Loan reporting associated with real estate
09/06/12Resource availability and applicability mechanism
08/16/12Personal encryption device
10/06/11Integration of different mobile device types with a business infrastructure
08/25/11Intrusion detection system alerts mechanism
10/04/12On demand information network
03/13/14Adaptive response to user transactions
08/10/17System for processing data using different processing channels based on source error probability
08/10/17System for limiting faults associated with a random sampling simulation obtaining numeric values
08/10/17Archive validation system with data purge triggering
08/10/17Archive validation system with data purge triggering
Social Network Patent Pack
08/10/17System for processing data using parameters associated with the data for auto-processing
08/10/17System for resource accumulation triggering based on amount within an interval
08/10/17System for secure routing of data to various networks from a process data network
08/10/17Masking and unmasking data over a network
08/10/17System for control of secure access and communication with different process data networks with separate security features
08/10/17System for centralized control of secure access to process data network
08/03/17Renderable text extraction tool
08/03/17System and network for detecting unauthorized activity
08/03/17Two-factor user authentication using card matrix
07/27/17Executable process-management engines
07/27/17Systems and methods for simplifying a check testing data interface
07/27/17System for tracking and validation of multiple instances of an entity in a process data network
07/27/17System for reconciling an electronic statement of events
07/27/17System for tracking and validation of an entity in a process data network
07/27/17System for conversion of an instrument from a non-secured instrument to a secured instrument in a process data network
07/20/17Image variation engine
07/20/17System for mending through automated processes
07/20/17Providing navigation functionality in a retail location using local positioning technology
07/20/17Network stability reconnaisance tool
07/13/17System for backing out data
Social Network Patent Pack
07/13/17Centralized hierarchical configuration system for applications in a distributed network
07/06/17Mobile application configuration based on geographic and transaction history context
07/06/17System for determination and notification of issues in data file transmissions
07/06/17System and framework for transforming domain data
07/06/17System for neutralizing misappropriated electronic files
07/06/17Mobile device data security system
07/06/17Authorized data source validation of evidence tool
07/06/17Automatic image duplication identification
07/06/17Alternative channel selection based on predictive work flow
07/06/17Predictive utilization of resources and alarm system
07/06/17Work flow schedule reconciliation and data push
07/06/17Recurring event analyses and data push
07/06/17Reallocation of resources system
07/06/17Real-time determination of resource availability for usage
07/06/17Real time resource tracking and allocation system
07/06/17Intelligence assessment and action triggering and alerting system
07/06/17Malfeasance detection based on identification of device signature
07/06/17System for prioritized resource allocation across a distributed platform
07/06/17System for assessing network authentication requirements based on situational instance
07/06/17System for controlled data exchange in a file hosting service environment
07/06/17Systems and analyzing secure network electronic communication and endpoints
07/06/17System for escalating security protocol requirements
07/06/17System for remotely controlling access to a mobile device
07/06/17Systems and methods for routing user data
07/06/17System for authorizing access based on authentication via separate channel
07/06/17Resource allocation based on available resources via interactive interface
07/06/17Resource optimization allocation system
06/29/17Codeless system and tool for testing applications
06/29/17System for customizing resource allocation assessments and electronic communication
06/29/17Passive based security escalation to shut off of application based on rules event triggering
Social Network Patent Pack
06/22/17Electronic file management system
06/22/17Predicting economic conditions
06/22/17Predicting economic conditions
06/22/17System for determining effectiveness and allocation of information security technologies
06/22/17Exposure of an apparatus to a technical hazard
06/15/17Trade 'n pay interface
06/15/17Remote disabling of target point-of-sale ("pos") terminals
06/15/17System and user interface for coordinating distributed workflow between multiple computing systems
06/15/17Multi-tiered protection platform
06/15/17Controls and administration of privileged accounts system
06/15/17Multi-tiered protection platform
06/15/17Access violation mitigation system
06/15/17Multi-tiered protection platform
06/08/17Physical tape database upgrade tool
06/08/17System and network for transforming relational data within a relational database
06/08/17System for detecting unauthorized code in a software application
06/08/17Intrusion assessment system
06/08/17Multi-layer transaction tracking and encryption
06/08/17Messaging queue spinning engine
06/08/17Messaging queue spinning engine
06/08/17System for analysis of resource usage and availability
06/08/17Data security threat control monitoring system
06/08/17Network security assessment system
06/08/17Dynamically updated computing environments for detecting and capturing unauthorized computer activities
06/01/17System for analyzing resource capacity based on associated dependencies
06/01/17Data discovery and analysis tool
06/01/17System for resource analysis and resolution of non-conforming attributes
05/25/17Transforming unstructured documents
05/25/17Query analyzer







ARCHIVE: New 2017 2016 2015 2014 2013 2012 2011 2010 2009



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