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Bank Of America patents

Recent patent applications related to Bank Of America. Bank Of America is listed as an Agent/Assignee. Note: Bank Of America may have other listings under different names/spellings. We're not affiliated with Bank Of America, we're just tracking patents.

ARCHIVE: New 2016 2015 2014 2013 2012 2011 2010 2009 | Company Directory "B" | Bank Of America-related inventors




Date Bank Of America patents (updated weekly) - BOOKMARK this page
09/18/14Smart deposit
02/21/13Method and token-based re-authentication
08/02/12Pending atm authentications
01/12/12Monitoring communications
08/25/11Content service bus framework
05/12/16Method and redundancy in an atm using hot swap hardware underlying a virtual machine
05/12/16Method and redundancy in an atm using hot swap hardware underlying a virtual machine
05/07/15Method and reconciling a transaction
11/27/14Routing incomplete mail items
07/10/14Automated alert management
05/29/14Methods and processes for storing and utilizing state information for service providers
05/15/14Automatic deal or promotion offering based on audio cues
05/08/14Automatic display of user-specific financial information based on audio content recognition
04/17/14Vendor contract assessment tool
04/17/14Media handling device reject rate
03/13/14Forecasting of deposit faults for a money handling machine
03/13/14Forecasting of deposits for a money handling machine
03/06/14Financial goal management
02/27/14Determining corporate actions using transactional data
02/27/14Management of database deployment
02/27/14Creation and uploading of archives for software projects to submission portal
02/20/14Identifying scenarios and business units that benefit from scenario planning for operational risk scenario analysis using analytical and quantitative methods
02/20/14Transaction services reverse auction
01/16/14Predictive key risk indicator identification process using quantitative methods
01/16/14Operational risk back-testing process using quantitative methods
01/09/14Incident management for automated teller machines
12/19/13Consumer history graphics
12/12/13Mortgage relationship pricing
12/12/13Atm for use with cash bill payment
12/05/13Isolated transaction
12/05/13Navigation logic construct for use in formulation of a retirement outcome framework
11/28/13Apparatus and methods for process change control
10/10/13Automatic teller machine ("atm") including a user-accessible usb port
10/10/13Dynamic keypad and fingerprinting sequence authentication
09/26/13Transaction information interface
08/22/13Apparatus and methods for adaptive network throttling
08/22/13Learning estimation tool
08/15/13Predictive fault resolution
08/15/13Devices and methods for disaster-relief support
08/15/13Disaster-relief cards
08/15/13Systems and methods for selective routing of remote client contact(s)
08/08/13Performance and learning analysis tool
08/08/13Methods and validating files for an electronic payment system
08/01/13Method and reconciling a transaction
08/01/13Method and confirming a transaction
08/01/13Method and approving a transaction
07/11/13Dynamic menu framework
07/11/13Proactive monitoring of database servers
05/23/13Assessing agreement compliance
05/02/13Individual performance metrics scoring and ranking
04/25/13Rehabilitation of underperforming service centers
04/25/13Managing risk associated with various transactions
04/25/13Method and verifying proof of presence
03/28/13Systems and methods for benchmarking diverse spend opportunities
03/14/13Information security control self assessment
03/07/13Associate risk analysis
03/07/13Identification and escalation of risk-related data
02/28/13Financial statement analyzer
02/28/13Computer system for generating purchase recommendations with corresponding loan offers
02/28/13Redemption of rewards points for use with products and services
02/28/13Computer system supporting green incentive program
02/28/13Monitoring of activity to mitigate account attrition
02/28/13Computer system for identifying green merchants within a range of a mobile device
02/28/13Computer system for generating recommendations to a customer about being greener
02/28/13Computer system for supporting an aggregate green goal for a customer group
Patent Packs
02/21/13Relationship-based pricing
02/21/13Methods and systems for modeling deposits' data
02/14/13Electronic video media e-wallet application
01/31/13Exchange system supporting cloud computing
01/24/13Anomalous billing event correlation engine
01/17/13Video-assisted self-service transaction device
01/17/13Video-assisted self-service transaction device
01/10/13Relationship pricing measurement framework
01/10/13Transaction services reverse auction
01/10/13Transaction information routing
01/10/13Transaction engine remote control
01/03/13Small business intelligence tool
12/20/12Sms beneficiary advising
12/20/12Enhanced searchability of fields associated with online billpay memo data
12/20/12Dynamic payment generator
Patent Packs
12/20/12Method and improving access to an atm during a disaster
11/01/12Fast cash at atm
09/27/12Self-service home buying
09/27/12Account and investment market monitoring tools
07/19/12Authentication tool
07/12/12Systems for structured investment seeding
06/07/12Method and global information reporting
05/24/12Transaction services reverse auction
03/22/12Method and global underwriting and express loan origination
03/15/12Information safeguard tool
03/01/12Organization resource allocation based on forecasted change outcomes
01/26/12Personal data aggregation, integration and access
12/29/11Method and reducing glare and/or increasing privacy of a self-service device
12/29/11Atm including enhanced privacy features
11/17/11Organization-segment-based risk analysis model
11/17/11Technology infrastructure-change risk model
11/17/11Risk element consolidation
10/06/11Merchant-based community rewards
10/06/11Community rewards
09/29/11Transaction information routing
09/22/11Adaptive diagnostics for implementation of an automated teller machine("atm") thin-client mode
08/25/11Financial transaction data profile
08/18/11Systems for inducing change in a human physiological characteristic
08/18/11Systems for inducing change in a human physiological characteristic
08/18/11Systems for inducing change in a human physiological characteristic
08/18/11Method and providing visual feedback through a physical mechanism
07/21/11Systems and methods for providing content aware document analysis and modification
05/26/11Self-service device inventory information control
03/10/11Customer benefit offer program enrollment
03/10/11Redemption of customer benefit offers based on goods identification
Social Network Patent Pack
03/10/11Activation of electronic customer benefit offers
03/10/11Targeted customer benefit offers
03/10/11Customer benefit offers at kiosks and self-service devices
03/10/11Method of facilitating the vendor advertisement to local consumers via decentralized self-adjustable internet based apparatus
03/10/11Targetable multi-media promotion channel at point of sale
03/03/11Phone key authentication
10/21/10Concrete budgeting
09/30/10Interactive interchange rate decisioning
09/23/10Cross channel contact history management
09/23/10Master financial account
Patent Packs
09/23/10Personal financial network
09/23/10Financial social networking
09/23/10Flexible design pension account
07/29/10Objective achievement management
07/01/10Identity database bureau
06/24/10Facility access integrated with other security systems
06/17/10Text chat for at-risk customers
05/06/10Mining public media for consumer response information
04/29/10Apparatus and methods for verifying a credit applicant's income that enhance a credit applicant's experience
04/29/10Apparatus and methods for facilitating real estate transactions
03/25/10Apparatus and methods for customer interaction management
03/25/10Apparatus and methods for facts based trading
03/18/10Wireless number risk scores for use with mobile payments
03/11/10Apparatus and methods for providing business activity monitoring
03/04/10Budget envelope credit card
03/04/10Apparatus and methods for check card fee waiver
02/25/10Online billpay attachments
02/25/10Online billpay memo data
02/18/10Systems and methods for providing core property review
01/21/10Currency ordering by denomination
01/21/10Associating a unique identifier and a heirarchy code with a record
01/14/10Systems and methods for evaluating business-critical criteria relating to exploring entity mobility/productivity opportunities
01/07/10Systems and methods for associate to associate authentication
12/31/09Decision support systems using multi-scale customer and transaction clustering and visualization
12/31/09Systems and methods for providing a consumption network
12/24/09Postal mail deposit agency
12/17/09Private sector coin consortium
12/03/09Activity based credit card limit assignment
10/08/09Systems and methods for corporate workplace capacity planning and optimization
10/08/09Systems and methods for optimizing market selection for entity operations location
Patent Packs
08/27/09Systems and methods for enhancing compliance with the federal reserve custodial inventory (ci) procedures
08/20/09Systems and methods for providing content aware document analysis and modification
12/12/13Atm for use with cash bill payment
01/21/10Associating a unique identifier and a heirarchy code with a record
01/14/10Systems and methods for evaluating business-critical criteria relating to exploring entity mobility/productivity opportunities
01/07/10Systems and methods for associate to associate authentication
07/05/12Exposing data through simple object access protocol messages
06/14/12Digital downloading jukebox with revenue-enhancing features
10/18/12Loan reporting associated with real estate
09/06/12Resource availability and applicability mechanism
08/16/12Personal encryption device
10/06/11Integration of different mobile device types with a business infrastructure
08/25/11Intrusion detection system alerts mechanism
10/04/12On demand information network
03/13/14Adaptive response to user transactions
04/27/17 new patent  Quality assurance checks of access rights in a computing system
04/20/17System test compliance tool
04/20/17Tokenization of financial account information for use in transactions
04/20/17Usage notifications for token-based payments
04/20/17Management of token-based payments at the token level
Social Network Patent Pack
04/20/17Tokenization of financial account information for use in transactions
04/20/17Tokenization of financial account information for use in transactions
04/20/17Telephone-based payments using tokens
04/20/17Tokenization of sensitive personal data for use in transactions
04/13/17Executable process-management engines
04/13/17Method and a self-adjusting calibrator
04/13/17Event correlation and calculation engine
04/13/17Detection, remediation and inference rule development for multi-layer information technology ("it") structures
04/13/17System for copybook flat data conversion and inline transformation
04/13/17System for multidimensional database administration
04/13/17System for inline message detail extraction and transformation
04/13/17Vulnerability exposing application characteristic variation identification engine
04/06/17Computerized technology change evaluation and modification system
03/30/17System for aggregation and transformation of real-time data
03/30/17Record retention and deletion
03/30/17Collaborative decision engine for quality function deployment
03/30/17System framework processor for channel contacts
03/30/17Account tokenization for virtual currency resources
03/30/17Transaction storing and forwarding
03/30/17System for tokenization and token selection associated with wearable device transactions
Social Network Patent Pack
03/30/17Tokenization provisioning and allocating system
03/30/17Merchant tokenization migration infrastructure system
03/30/17Token provisioning for non-account holder use with limited transaction functions
03/30/17Non-intrusive geo-location determination associated with transaction authorization
03/30/17Non-intrusive geo-location determination associated with transaction authorization
03/30/17System for real-time data structuring and storage
03/30/17Computerized person-to-person asset routing system
03/30/17Channel accessible single function micro service data collection process for light analytics
03/30/17Electronic mail attachment hold and dispatch for security monitoring
03/30/17Electronic mail cluster analysis by internet header information
03/30/17Network authorization system
03/23/17System for temporarily suspending a workflow associated with a work item
03/23/17Internal vault storage of tokens for account identification
03/23/17Masking and unmasking data over a network
03/16/17Work management with claims/priority assignment and dynamic work allocation
03/16/17Work management with claims caching and dynamic work allocation
03/16/17System for opening and consolidating accounts based on an event associated with the account holder
03/16/17Controlling access to data
03/16/17System for modeling and implementing event-responsive resource allocation structures
03/16/17Controlling access to data
03/16/17System for simulation and implementation of dynamic state-dependent resource reconfiguration
03/16/17Universal tokenization system
03/16/17Computing architecture for managed-account transactions
03/16/17Systems and methods for routing electronic transaction processing results
03/16/17System for restructuring based on predictive analysis
03/16/17System for analyzing pre-event and post-event individual accounts and transforming the accounts
03/16/17System for dynamic visualization of individualized consumption across shared resource allocation structure
03/16/17System for assessment of allocated assets
03/16/17System for dynamic generation of allocation guide for assets
03/16/17System for restructuring based on intent analysis
Social Network Patent Pack
03/16/17System for determination and tracking of asset lineage
03/16/17Computing architecture for managed-account transactions
03/16/17Computing architecture for managed-account transactions
03/16/17Computing architecture for managed-account transactions
03/16/17Computing architecture for managed-account transactions
03/16/17Computing architecture for managed-account transactions
03/16/17Computing architecture for managed-account transactions
03/16/17System for determination and transfer of assets
03/16/17Secure offline authentication
03/16/17Controlling access to data
03/09/17Real-time data processing
03/09/17Systems and methods for location identification and notification of electronic transaction processing results
03/09/17Systems and methods for tracking and adjustment of electronic transaction processing results
03/09/17System for electronic collection and display of account token usage and association
03/09/17System for generating a transaction specific tokenization for a wearable device
03/09/17Real-time data processing
03/09/17Communicating property data
03/09/17Systems and methods for storage and selective routing of electronic transaction processing results
03/09/17Systems and methods for additional notification and inputs of electronic transaction processing results
03/09/17Systems and methods for display notifications for routing of electronic transaction processing results
03/09/17Communicating property data
03/09/17System for electronic mail server configuration management
03/02/17Software and associated hardware regression and compatiblity testing system
03/02/17Program lifecycle testing
03/02/17Secure document repository
03/02/17Optical character recognition pre-verification system
03/02/17Database retrieval system
03/02/17System for authenticating a wearable device for transaction queuing
03/02/17System for authenticating a mobile device for comprehensive access to a facility







ARCHIVE: New 2016 2015 2014 2013 2012 2011 2010 2009



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