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Bank Of America Corporation
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Bank Of America patents

Recent patent applications related to Bank Of America. Bank Of America is listed as an Agent/Assignee. Note: Bank Of America may have other listings under different names/spellings. We're not affiliated with Bank Of America, we're just tracking patents.

ARCHIVE: New 2017 2016 2015 2014 2013 2012 2011 2010 2009 | Company Directory "B" | Bank Of America-related inventors




Date Bank Of America patents (updated weekly) - BOOKMARK this page
09/18/14Smart deposit
02/21/13Method and token-based re-authentication
08/02/12Pending atm authentications
01/12/12Monitoring communications
08/25/11Content service bus framework
05/18/17System and user interface for configuring data records and supplemental data reporting
05/12/16Method and redundancy in an atm using hot swap hardware underlying a virtual machine
05/12/16Method and redundancy in an atm using hot swap hardware underlying a virtual machine
05/07/15Method and reconciling a transaction
11/27/14Routing incomplete mail items
07/10/14Automated alert management
05/29/14Methods and processes for storing and utilizing state information for service providers
05/15/14Automatic deal or promotion offering based on audio cues
05/08/14Automatic display of user-specific financial information based on audio content recognition
04/17/14Vendor contract assessment tool
04/17/14Media handling device reject rate
03/13/14Forecasting of deposit faults for a money handling machine
03/13/14Forecasting of deposits for a money handling machine
03/06/14Financial goal management
02/27/14Determining corporate actions using transactional data
02/27/14Management of database deployment
02/27/14Creation and uploading of archives for software projects to submission portal
02/20/14Identifying scenarios and business units that benefit from scenario planning for operational risk scenario analysis using analytical and quantitative methods
02/20/14Transaction services reverse auction
01/16/14Predictive key risk indicator identification process using quantitative methods
01/16/14Operational risk back-testing process using quantitative methods
01/09/14Incident management for automated teller machines
12/19/13Consumer history graphics
12/12/13Mortgage relationship pricing
12/12/13Atm for use with cash bill payment
12/05/13Isolated transaction
12/05/13Navigation logic construct for use in formulation of a retirement outcome framework
11/28/13Apparatus and methods for process change control
10/10/13Automatic teller machine ("atm") including a user-accessible usb port
10/10/13Dynamic keypad and fingerprinting sequence authentication
09/26/13Transaction information interface
08/22/13Apparatus and methods for adaptive network throttling
08/22/13Learning estimation tool
08/15/13Predictive fault resolution
08/15/13Devices and methods for disaster-relief support
08/15/13Disaster-relief cards
08/15/13Systems and methods for selective routing of remote client contact(s)
08/08/13Performance and learning analysis tool
08/08/13Methods and validating files for an electronic payment system
08/01/13Method and reconciling a transaction
08/01/13Method and confirming a transaction
08/01/13Method and approving a transaction
07/11/13Dynamic menu framework
07/11/13Proactive monitoring of database servers
05/23/13Assessing agreement compliance
05/02/13Individual performance metrics scoring and ranking
04/25/13Rehabilitation of underperforming service centers
04/25/13Managing risk associated with various transactions
04/25/13Method and verifying proof of presence
03/28/13Systems and methods for benchmarking diverse spend opportunities
03/14/13Information security control self assessment
03/07/13Associate risk analysis
03/07/13Identification and escalation of risk-related data
02/28/13Financial statement analyzer
02/28/13Computer system for generating purchase recommendations with corresponding loan offers
02/28/13Redemption of rewards points for use with products and services
02/28/13Computer system supporting green incentive program
02/28/13Monitoring of activity to mitigate account attrition
02/28/13Computer system for identifying green merchants within a range of a mobile device
02/28/13Computer system for generating recommendations to a customer about being greener
Patent Packs
02/28/13Computer system for supporting an aggregate green goal for a customer group
02/21/13Relationship-based pricing
02/21/13Methods and systems for modeling deposits' data
02/14/13Electronic video media e-wallet application
01/31/13Exchange system supporting cloud computing
01/24/13Anomalous billing event correlation engine
01/17/13Video-assisted self-service transaction device
01/17/13Video-assisted self-service transaction device
01/10/13Relationship pricing measurement framework
01/10/13Transaction services reverse auction
01/10/13Transaction information routing
01/10/13Transaction engine remote control
01/03/13Small business intelligence tool
12/20/12Sms beneficiary advising
12/20/12Enhanced searchability of fields associated with online billpay memo data
Patent Packs
12/20/12Dynamic payment generator
12/20/12Method and improving access to an atm during a disaster
11/01/12Fast cash at atm
09/27/12Self-service home buying
09/27/12Account and investment market monitoring tools
07/19/12Authentication tool
07/12/12Systems for structured investment seeding
06/07/12Method and global information reporting
05/24/12Transaction services reverse auction
03/22/12Method and global underwriting and express loan origination
03/15/12Information safeguard tool
03/01/12Organization resource allocation based on forecasted change outcomes
01/26/12Personal data aggregation, integration and access
12/29/11Method and reducing glare and/or increasing privacy of a self-service device
12/29/11Atm including enhanced privacy features
11/17/11Organization-segment-based risk analysis model
11/17/11Technology infrastructure-change risk model
11/17/11Risk element consolidation
10/06/11Merchant-based community rewards
10/06/11Community rewards
09/29/11Transaction information routing
09/22/11Adaptive diagnostics for implementation of an automated teller machine("atm") thin-client mode
08/25/11Financial transaction data profile
08/18/11Systems for inducing change in a human physiological characteristic
08/18/11Systems for inducing change in a human physiological characteristic
08/18/11Systems for inducing change in a human physiological characteristic
08/18/11Method and providing visual feedback through a physical mechanism
07/21/11Systems and methods for providing content aware document analysis and modification
05/26/11Self-service device inventory information control
03/10/11Customer benefit offer program enrollment
Social Network Patent Pack
03/10/11Redemption of customer benefit offers based on goods identification
03/10/11Activation of electronic customer benefit offers
03/10/11Targeted customer benefit offers
03/10/11Customer benefit offers at kiosks and self-service devices
03/10/11Method of facilitating the vendor advertisement to local consumers via decentralized self-adjustable internet based apparatus
03/10/11Targetable multi-media promotion channel at point of sale
03/03/11Phone key authentication
10/21/10Concrete budgeting
09/30/10Interactive interchange rate decisioning
09/23/10Cross channel contact history management
Patent Packs
09/23/10Master financial account
09/23/10Personal financial network
09/23/10Financial social networking
09/23/10Flexible design pension account
07/29/10Objective achievement management
07/01/10Identity database bureau
06/24/10Facility access integrated with other security systems
06/17/10Text chat for at-risk customers
05/06/10Mining public media for consumer response information
04/29/10Apparatus and methods for verifying a credit applicant's income that enhance a credit applicant's experience
04/29/10Apparatus and methods for facilitating real estate transactions
03/25/10Apparatus and methods for customer interaction management
03/25/10Apparatus and methods for facts based trading
03/18/10Wireless number risk scores for use with mobile payments
03/11/10Apparatus and methods for providing business activity monitoring
03/04/10Budget envelope credit card
03/04/10Apparatus and methods for check card fee waiver
02/25/10Online billpay attachments
02/25/10Online billpay memo data
02/18/10Systems and methods for providing core property review
01/21/10Currency ordering by denomination
01/21/10Associating a unique identifier and a heirarchy code with a record
01/14/10Systems and methods for evaluating business-critical criteria relating to exploring entity mobility/productivity opportunities
01/07/10Systems and methods for associate to associate authentication
12/31/09Decision support systems using multi-scale customer and transaction clustering and visualization
12/31/09Systems and methods for providing a consumption network
12/24/09Postal mail deposit agency
12/17/09Private sector coin consortium
12/03/09Activity based credit card limit assignment
10/08/09Systems and methods for corporate workplace capacity planning and optimization
Patent Packs
10/08/09Systems and methods for optimizing market selection for entity operations location
08/27/09Systems and methods for enhancing compliance with the federal reserve custodial inventory (ci) procedures
08/20/09Systems and methods for providing content aware document analysis and modification
12/12/13Atm for use with cash bill payment
01/21/10Associating a unique identifier and a heirarchy code with a record
01/14/10Systems and methods for evaluating business-critical criteria relating to exploring entity mobility/productivity opportunities
01/07/10Systems and methods for associate to associate authentication
07/05/12Exposing data through simple object access protocol messages
06/14/12Digital downloading jukebox with revenue-enhancing features
10/18/12Loan reporting associated with real estate
09/06/12Resource availability and applicability mechanism
08/16/12Personal encryption device
10/06/11Integration of different mobile device types with a business infrastructure
08/25/11Intrusion detection system alerts mechanism
10/04/12On demand information network
03/13/14Adaptive response to user transactions
12/14/17 new patent  Organic light emitting diode ("oled") security authentication system
12/14/17 new patent  Banking systems controlled by data bearing records
12/14/17 new patent  System for predictive use of resources
12/14/17 new patent  System for predictive acquisition and use of resources
Social Network Patent Pack
12/14/17 new patent  System for predictive usage of resources
12/14/17 new patent  Magnetic strip modification
12/14/17 new patent  System for assessing network authentication requirements based on situational instance
12/14/17 new patent  Preventing unauthorized access to secured information systems based on contextual login information
12/14/17 new patent  System for creation of alternative path to resource acquisition
12/14/17 new patent  System for determining effectiveness and allocation of information security technologies
12/14/17 new patent  Resource allocation and transfer utilizing holds and a distributed network
12/14/17 new patent  System for tracking resource allocation/usage
12/07/17Banking systems controlled by data bearing records
11/30/17Three-way communication link for information retrieval and notification
11/30/17System for utilizing one or more data sources to generate a customized interface
11/30/17Maintenance conflict tool
11/30/17Database bulk load tool
11/30/17System for providing contextualized search results of help topics
11/30/17System for utilizing one or more data sources to generate a customized set of operations
11/30/17Failed resource usage monitor and remediation system
11/30/17Contextualized user recapture system
11/30/17System for analyzing resource utilization, inflow and outflow
11/30/17Resolving card malfunctions using card information access control
11/30/17System for monitoring resource utilization and electronic validation
Social Network Patent Pack
11/30/17System for monitoring resource utilization and resource optimization
11/30/17Communication system for resource usage monitoring
11/30/17System for resource usage monitoring
11/30/17System for detection and identification of electronic devices and allocation of proxy identifiers for same
11/30/17Network of trusted users
11/23/17Rules engine having an interactive, dual, side-by-side display
11/23/17Phalangeal authentication device
11/23/17Systems and methods for enabling document requirement traversal in restricted zones
11/23/17Device blocking tool
11/23/17Device blocking tool
11/23/17Device blocking tool
11/23/17Device blocking tool
11/16/17Database compliance tool
11/16/17Database load tool
11/16/17Database security tool
11/16/17Resource allocation and transfer in a distributed network
11/16/17Linking channel-specific systems with a user authentication hub to provide omni-channel user authentication
11/16/17System for managing security and access to resource sub-components
11/16/17Preventing unauthorized access to secured information systems using multi-device authentication techniques
11/16/17Preventing unauthorized access to secured information systems using multi-device authentication techniques
11/16/17Linking channel-specific systems with a user authentication hub to provide omni-channel user authentication
11/16/17System for generation and reuse of resource-centric threat modeling templates and identifying controls for securing technology resources
11/16/17System for resource-centric threat modeling and identifying controls for securing technology resources
11/16/17System for determining effectiveness and allocation of information security technologies
11/16/17Recognizing and authenticating mobile devices based on unique cross-channel bindings
11/09/17Wearable device for real-time monitoring of parameters and triggering actions
11/09/17Programmable overlay for negotiable instrument electronic image processing
11/09/17Radio frequency identification activation
11/09/17System environment for user-specific program aggregation and non-collocated third party system extraction and deployment
11/09/17System for triggering of living option resource allocation
Social Network Patent Pack
11/09/17Geographic selection system based on resource allocation and distribution
11/09/17System for a geographic location based sharing request network
11/09/17System for tracking external data transmissions via inventory and registration
11/02/17Ensuring information security in data transfers by utilizing decoy data
11/02/17System for user authentication based on linking a randomly generated number to the user and a physical item
11/02/17Ensuring information security in data transfers by dividing and encrypting data blocks
11/02/17Cryptographic encryption key escrow and recovery
10/26/17Identification sensor for communicable linkage with competitive proposal system
10/26/17Device blocking tool
10/19/17System for controlling database security and access
10/19/17Targeted document assignments in an electronic discovery system
10/19/17Banking systems controlled by data bearing records
10/19/17Banking systems controlled by data bearing records
10/19/17Security architecture for authentication and audit
10/19/17Model framework and system for cyber security services
10/19/17Enabler for editing a previously ratified transmission
10/12/17System for transforming large scale electronic processing using application block chain and multi-structured data stores
10/12/17Big data based predictive graph generation system
10/12/17Authenticating clients using tokens
10/12/17System for transforming large scale electronic processing using application block chain
10/05/17Interprogram communication messaging for program synchronization
09/28/17Method and navigational searching of a website
09/28/17System for real-time release of allocated resources based on device stage
09/28/17Security implementation for user resource distribution with peripheral device
09/28/17Security implementation for user resource distribution
09/28/17System for machine-initiated resource generation and customization
09/28/17Generating communicable linkages for a cloud-based competitive proposal system
09/28/17Security implementation for resource distribution
09/28/17Enhancing authentication and source of proof through a dynamically updatable biometrics database







ARCHIVE: New 2017 2016 2015 2014 2013 2012 2011 2010 2009



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This listing is an abstract for educational and research purposes is only meant as a recent sample of applications filed, not a comprehensive history. Freshpatents.com is not affiliated or associated with Bank Of America in any way and there may be associated servicemarks. This data is also published to the public by the USPTO and available for free on their website. Note that there may be alternative spellings for Bank Of America with additional patents listed. Browse our Agent directory for other possible listings. Page by FreshPatents.com

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