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Cardinalcommerce Corporation patents


Recent patent applications related to Cardinalcommerce Corporation. Cardinalcommerce Corporation is listed as an Agent/Assignee. Note: Cardinalcommerce Corporation may have other listings under different names/spellings. We're not affiliated with Cardinalcommerce Corporation, we're just tracking patents.

ARCHIVE: New 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 | Company Directory "C" | Cardinalcommerce Corporation-related inventors


Authentication to authorization bridge using enriched messages

A system of electronic communication is disclosed. The system may: create a pre-authentication transaction number (pre-atn) by combining a number with a special encode value (sev), wherein the sev is a single digit integer value; encrypt the pre-atn using a format preserving encryption (fpe) to generate an encrypted authentication transaction number (atn); and send the encrypted atn to an access control server (acs) to use the encrypted atn to generate a cardholder authentication verification value (cavv) or an accountholder authentication value (aav).. ... Cardinalcommerce Corporation

Dynamic pin pad for credit/debit/other electronic transactions

A method is provided for authenticating debit card transactions engaged in by a cardholder on a communications network. The method includes: a) establishing a connection over the network with a client being used by the cardholder to engage in a transaction on the network; b) providing over the connection to the client a web page containing a keypad (22) having a plurality of buttons (24) that collectively define a geometry of the keypad (22), the keypad (22) being employed by the cardholder to enter a pin via selection of the buttons (24) with a pointing device of the client; c) obtaining over the connection the pin enter by the cardholder; d) determining if the obtained pin is correct for a debit card being used by the cardholder to engage in the transaction; e) repeating step a) through d) for each transaction the cardholder engages in on the network; and, f) with respect to two transactions engaged in by the cardholder, changing at least one of a location of the keypad (22) on the web page, the geometry of the keypad (22), a size of the buttons (24) and a spacing between neighboring buttons (24).. ... Cardinalcommerce Corporation

Framed implementation for payment widgets

A system and method process an electronic commerce transaction between a consumer and a merchant over a communications network. A checkout webpage of a virtual shopping cart of the merchant is displayed by a consumer device and an initialization routine of the checkout webpage is performed by the consumer device. ... Cardinalcommerce Corporation

Method and/or system for extending payment system architectures and/or legacy order processing systems to mobile commerce applications via text messaging

A text message order processing system includes: means for receiving text messages from consumers purchasing products from one or more merchants, each of the text messages being addressed to an address selected by the consumer and including an identification of the product being purchased and an identification of a device from which the text message was sent; means for parsing each text messages to extract the identification of the product and the identification of the device from the text massage; means for selecting based upon each received text message a payment instrument to be used to pay for the purchase; means for establishing payment information related to the selected payment instrument and delivery information indicating where the purchased product is to be delivered; means for generating for each received text message an order including the established payment information, delivery information and identification of the product being purchased; and, means for submitting the generated order to an order management system of the merchant.. . ... Cardinalcommerce Corporation

System and method for tokenization

A method for obscuring a value of a sensitive data element includes: (a) receiving the sensitive data element, the sensitive data element being received over a data communications network (110) at a hardware computing device (142) of a trusted tokenization service provider (140); (b) generating a token corresponding to the received sensitive data element; (c) storing the token and sensitive data element in a memory device (146) such that they are correlated with one another; (d) providing the generated token to a first party (130) that uses the token in place of the sensitive data element in a request for authorization to complete a transaction, the request being sent from the first party (130); (e) intercepting the request for authorization including the token; (f) using the token contained in the intercepted request to look-up and retrieve the correlated sensitive data element in the memory device (160); (g) replacing the token contained in the request with the sensitive data element retrieved from the memory device (160); and (h) forwarding the request containing the sensitive data element to a second party (160 and/or 162) which employs the sensitive data element to determine whether completion of the transaction should be authorized or declined.. . ... Cardinalcommerce Corporation








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