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Paypal Inc patents


Recent patent applications related to Paypal Inc. Paypal Inc is listed as an Agent/Assignee. Note: Paypal Inc may have other listings under different names/spellings. We're not affiliated with Paypal Inc, we're just tracking patents.

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Category constrained queries

A user may submit a search query to a search engine. The search engine may process the search query and generate a set of results. Each of the items searched by the search engine may have been pre-assigned to a category in a category tree. Previous interactions by other users... Paypal Inc

User data learning based on recurrent neural networks with long short term memory

Various systems, mediums, and methods may perform operations, such as collecting various types of data from one or more data sources. Further, the operations may include learning user behaviors based on iterations of the collected historical data with a recurrent neural network (RNN) with long short term memory (LSTM). Yet... Paypal Inc

Automated machine learning feature processing

Systems and methods for machine learning feature processing are disclosed. An example method includes: selecting a predefined number of machine-based transactions; identifying a first set of features based on the predefined number of machine-based transactions; and applying a machine learning feature selection algorithm to identify a second set of features.... Paypal Inc

Preloaded digital wallet token for networkless transaction processing

There are provided systems and methods for a preloaded digital wallet token for networkless transaction processing. A user may utilize a communication device while shopping at physical merchant locations, such as retail storefronts, where the communication device may provide transaction processing services through a mobile application executing on the communication... Paypal Inc

Transactions via a user device in the proximity of a seller

Embodiments of methods and systems are provided that allow a user to upload inventories, view inventories in the proximity of the user, and/or facilitate transactions over a user device in a simple manner. In an embodiment, a method for transactions comprises loading, by a server at a remote location, an... Paypal Inc

Location based voice recognition system

Systems and methods for providing location based voice recognition include receiving, through a first microphone, an audio signal from a first user that includes an audio command requesting a service that requires user authorization before access to at least a portion of the service is granted. The user authorization is... Paypal Inc

Location based voice association system

Systems and methods for associating audio signals in an environment surrounding a voice-controlled system include receiving by a voice-controlled system through a microphone, an audio signal from a user of a plurality of users within an environment surrounding the microphone. The voice-controlled system determines a source location of the audio... Paypal Inc

Automatic teller machine (atm) electronic push requests

An automatic teller machine (ATM) can operate to send an electronic push request, in various instances, using only an email address to process the push request from a user. The ATM may be configured with customized display software, for example, that allows an end user to operate a touchscreen (or... Paypal Inc

Routine suggestion system

Systems and methods for providing routine suggestions include determining that a user is in a current location that is over a predetermined distance from a home location that is associated with the user in a non-transitory memory. A current time is then determined that corresponds to a time period associated... Paypal Inc

Dynamic handling for resource sharing requests

A system or method is provided to allow users to share or donate a portion of their credit line to others. In particular, the system may provide an interface between credit line donors and recipients and allow a user's friends or family to donate portions of their credit lines to... Paypal Inc

Client device access to data based on address configurations

Various systems, mediums, and methods herein describe mechanisms that enable client devices to have access to data based on various address configurations. A smart phone system may be configured to receive a request. The smart phone system may also be configured to determine an address based at least on the... Paypal Inc

Auto-scroll on in-context modules

Systems and methods are disclosed which may provide modules that may be displayed in the context of a website that allow for autoscrolling between the modules upon entering required information in the modules or completing actions required by the modules. The modules may be modules for paying for items via... Paypal Inc

Animated two-dimensional barcode checks

Systems and methods are disclosed to provide an animated 2D barcode check that is used to securely and efficiently transmit financial information between mobile devices. The financial information includes a check written by a payer and transmitted to a merchant. The check includes account information of the payer and of... Paypal Inc

Processing a transaction using electronic tokens

In some embodiments, a method for binding a user's information to a user's account with a payment service provider includes receiving a request to pay for a transaction using the user's account with the payment service provider. The request to pay specifies a funding instrument. Additionally, the payment service provider... Paypal Inc

Network containers

The systems and methods that maintain an IP address of a container when the container is moved from a first node to a second node in a data center are provided. Each node includes a local controller which is communicatively coupled to the central controller. The local controller generates an... Paypal Inc

Systems and methods for wirelessly determining accepted forms of payment

Systems and methods are disclosed which may allow a merchant to wirelessly transmit accepted forms of payment using a beacon installed in the merchant location or near the merchant location. A consumer having a device capable of receiving the wireless transmission may receive the accepted forms of payment and have... Paypal Inc

Enhanced safety through augmented reality and shared data

Systems and methods for enhancing traffic safety through augmented reality and shared data are disclosed. An example method includes, identifying a second transportation vehicle that at least partially blocks a first view of a first user associated with a first transportation vehicle; and obtaining second view data from the second... Paypal Inc

Forced virtual machine warm-up

The systems and methods that warm-up a virtual machine are provided. An application byte code is generated from an application source code for an application that processes time-sensitive messages using a virtual machine. The virtual machine is configured to interpret the application byte code. A warm-up data is received by... Paypal Inc

User data management across multiple apps on a user device

Systems and methods for managing user data across multiple apps are disclosed. An example method includes, determining that an installation of a first app on a user device is completed; identifying a second app in which a user has been authenticated and has been installed on the user device; obtaining... Paypal Inc

Visualization of spending data in an altered reality

Systems, methods, and non-transitory computer readable media for visualizing user spending data in an altered reality are provided. Spending data includes items purchased, budgets for specific rooms or categories, prices paid, dates of purchase, and amounts spent. The user may interact within the altered reality to manage spending and move... Paypal Inc

Systems and methods for user data management across multiple devices

Systems and methods for managing user data across multiple applications and devices are disclosed. An example method includes: detecting a user is conducting a transaction using a first application installed on a user device; determining that the user is requesting one or more payment options from a first merchant associated... Paypal Inc

Communicating in chat sessions using chat bots to access financial transactions

A chat bot can be coupled with a chat session, the chat session being hosted by a chat service to facilitate communication between chat application instances. The chat bot can simulate one of the plurality of chat application instances. A first chat text can be accessed via the chat bot,... Paypal Inc

Communicating in chat sessions using chat bots to access payment accounts

A chat bot can access a first chat text provided in a chat session by a first chat application instance of a first chat account. The chat session is hosted by a chat service to facilitate communication between chat application instances. The chat bot can simulate a chat application instance.... Paypal Inc

Systems and methods for preferred payments using beacons

Systems and methods are provided for configuring a user device to provide a preferred payment method for payments. When a user carries their device into a store, the device may receive information from a beacon at the store that informs the device that the user is at the store. The... Paypal Inc

User-friendly transaction interface

Methods and systems for facilitating electronic transactions on a mobile communications device are described. Available funding sources for sending funds to a contact from a list of contacts is provided for display on a graphical user interface (GUI) of a mobile communications device. A selection of a funding source from... Paypal Inc

Localized identifier broadcasts to alert users of available processes and retrieve online server data

There are provided systems and methods for localized identifier broadcasts to alert users of available processes and retrieve online server data. A user may visit a merchant location and engage in a transaction to purchase items from a merchant at the merchant location. The merchant may wish to alert the... Paypal Inc

Tokenization corresponding to payment profile migration

A system may perform operations that include receiving, by a migration service provider computer that includes one or more hardware processors, a first set of payment profiles that are stored on a third-party service provider computer according to a first file format. The first set of payment profiles may be... Paypal Inc

Mobile devices enabling customer identity validation via central depository

A mobile device is provided that allows a user to generate and present a unique code/token to a service provider for customer identity validation. The service provider may use the unique code/token to retrieve or verify identity information/documents from a central depository to validate the identity of the customer to... Paypal Inc

Payment profile migration

There are provided systems and methods for payment profile migration. A migration service provider computer may receive an indication to transfer a first set of payment profiles from a third-party service provider computer to the migration service provider computer. The migration service provider computer may download from the third-party service... Paypal Inc

Hardware and token based user authentication

Systems and methods for data visualization are disclosed. An example method includes: obtaining, via a user device, first user biometric data from a user; comparing the first user biometric data with first stored user biometric data. The first stored user biometric data are stored in a hardware secure element of... Paypal Inc

Marketplace-like presentation system

Systems and methods for providing a marketplace-like presentation system include a system provider device that receives, through communication over a network with a user device, a request to create a marketplace-like presentation system account. The system provider device may then provide a means for parsing and extracting information (e.g., in... Paypal Inc

Image data detection for micro-expression analysis and targeted data services

There are provided systems and methods for image data detection for micro-expression analysis and targeted data services. A user may utilize a communication device, where during use of the communication device, one or more images of the user are captured by the communication device. The image(s) may be analyzed to... Paypal Inc

Tokenization and dynamic transaction classification

A database of prior user transactions may enable and present opportunities to dynamically classify a current user transaction according to particular information or characteristics of that transaction and/or the user conducting the current transaction. Results of previous transactions can be correlated and/or aggregated with other transactions, allowing predictive relationships to... Paypal Inc

Error response corresponding to a payment profile migration

A system may transmit a first indication to initiate a transfer of a first set of payment profiles from a first computer of a first payment service provider to a second computer of a second payment service provider. The system may cause the second computer to execute, in response to... Paypal Inc

Communicating in chat sessions using chat bots to provide real-time recommendations for negotiations

The method can determine that chat texts provided in a chat session by first and second chat application instances are directed to negotiation of a sale of an item. A recommended sale price for the item is generated based on the chat texts and item's current price. In response to... Paypal Inc

01/04/18 / #20180005307

System configurations with appliances and vehicles

Various systems, mediums, and methods for self-maintaining appliances and vehicles may involve receiving data generated by at least one sensor associated with the appliance or vehicle. A requirement associated with amounts of the items of the appliance, a service requirement of the appliance, or a service requirement of the vehicle... Paypal Inc

01/04/18 / #20180005630

Voice data processor for distinguishing multiple voice inputs

There is provided systems and method for a voice data processor for distinguishing multiple voice inputs. One or more merchant devices may include or be linked to a voice input and output component, where the component may be used to receive voice input and distinguish between multiple voice inputs. The... Paypal Inc

01/04/18 / #20180007073

Network operation application monitoring

Systems and methods that determine an anomaly in a network are provided. A monitoring engine is installed on a computing device that monitors network information and application information for data flows generated on the computing device and transmitted over a network and for data flows received by the computing device... Paypal Inc

01/04/18 / #20180007119

Transferring data using mobile devices

An example method for transferring a data set includes: detecting that a user device is within a first predefined proximity to a first data storage device; determining a next destination of the user device based on user travel information; selecting a data set stored on the data storage device in... Paypal Inc

01/04/18 / #20180007202

Predictive cross-platform system

Systems and methods for predictive cross-platform customer service include receiving first data about a service provider system that includes a plurality of customer service platforms. First user interaction rules are determined based on the first data received. A first condition is then determined to exist in the service provider system... Paypal Inc

01/04/18 / #20180007203

Customizable user experience system

Systems and methods for customizable user experience service include receiving a first user interaction from a user device at a service platform of a service provider. First instructions are retrieved from a predictive management device based on the first user interaction with the service platform. The service platform may provide... Paypal Inc

01/04/18 / #20180007210

Voice-controlled audio communication system

Systems and methods for providing an audio communication system include receiving from a first user, by a microphone of a first voice-controlled device of a plurality of voice-controlled devices in an audio communication system, a first audio message and an audio command to provide the audio message to a second... Paypal Inc

12/28/17 / #20170371468

Pressure sensitive device casings to enable device functionality

There are provided systems and methods for pressure sensitive device casing to cause device functionality. A computing device, such as a mobile smart phone, may include one or more pressure sensor devices mounted within, surrounding, or nearby structural components of the computing device, such as a device casing. A user... Paypal Inc

12/28/17 / #20170371529

Systems and methods for data visualization

Systems and methods for data visualization are disclosed. An example method includes: detecting a first movement of a first User Interface (UI) element on a slider bar; determining that the first UI element is located within an active portion of the slider bar. The active portion comprises at least a... Paypal Inc

12/28/17 / #20170371772

Test execution optimizer for test automation

The systems and methods that determine tests that may be executed in parallel during regression testing of an analytics application are provided. Multiple tests that test functions of the analytics application are accessed from a test automation suite. For each test, data sources that provide data to the analytics application... Paypal Inc

12/28/17 / #20170372056

Visual data processing of response images for authentication

There are provided systems and methods for visual data processing of mimed images for authentication. Authentication may be required for a user and/or an account of the user, for example, to verify the identity of the user or allow the user to access and use the account of the user.... Paypal Inc

12/28/17 / #20170372257

Routing system configurations based on various inventories

Various systems, mediums, and methods may involve a routing system. For example, the routing system may determine a user request for an item, possibly generated by the user's device, such as a smartphone device. The routing system may search for the item with a lead inventory system associated with one... Paypal Inc

12/28/17 / #20170372258

Virtual warehouse system

A virtual warehouse system may determine a product code associated with a request for an item generated by a user device. The system may search for the requested item with a virtual warehouse database based on the determined product code. The system may identify a lead inventory associated with the... Paypal Inc

12/28/17 / #20170372282

Digital image tagging for split transaction processing

There are provided systems and methods for digital image tagging for split transaction processing. A user may utilize a communication device to capture one or more images of the user and other users located with the user, which may be posted to an image sharing platform, such as a social... Paypal Inc

12/28/17 / #20170372310

Secure key based trust chain among user devices

Systems and methods for providing a secure key based trust chain among several user devices are disclosed. An example method includes, obtaining a first request to authenticate a user on a first user device based on a user identifier; in response to the obtaining, transmitting to, a second user device,... Paypal Inc

12/28/17 / #20170372317

Database optimization concepts in fast response environments

Rapidly handling large data sets can be a challenge, particularly in situations where there are millions or even hundreds of millions of database records. Sometimes, however, a service level agreement necessitates that a service return a response to a query in a small amount of time. Database organization techniques can... Paypal Inc

12/28/17 / #20170372386

Voice and context recognition for bill creation

Methods and systems for facilitating payment of a bill are described. The methods use voice and context recognition to create an inventory of items for a specific user. When it is time to split the bill among a group at a table, each user is apportioned their share of the... Paypal Inc

12/28/17 / #20170372418

Method and system for offering a credit product by a credit issuer to a consumer at a point-of-sale

A method for offering at least one credit product by at least one credit issuer to a consumer at a point-of-sale between a merchant and the consumer. The method includes the steps of: providing a credit issuer data set including a plurality of data fields to a central database; initiating... Paypal Inc

12/28/17 / #20170373977

Tapping network data to perform load balancing

Methods, systems, and computer program products are included for load balancing processing of a data stream that is communicated over a network. An exemplary method includes establishing a communication session over a network between a source endpoint device and a destination endpoint device. A network device in the network receives... Paypal Inc

12/28/17 / #20170374046

Short range secure data communication

Systems and methods for transmitting user data among user devices u are disclosed. An example method includes: wirelessly detecting, using a trusted user device, presence of one or more user devices within a predefined proximity to the trusted user device. The trusted device stores a user credential associated with an... Paypal Inc

12/28/17 / #20170374083

System security configurations based on assets associated with activities

Various systems, mediums, and methods may involve a data engine with various components. For example, a system with the data engine may include a segmentation component, an asset preparation component, a clustering component, a variable generation component, and classification component. As such, the system may determine a number of assets... Paypal Inc

12/28/17 / #20170374166

Procuring feedback

A system for procuring feedback from user when displaying content. The system implements operations for selecting a feedback mechanism based on prior user interactions with the feedback mechanism and other feedback mechanisms. The system uses the user responses to the feedback mechanism to better target content to the user and... Paypal Inc

12/28/17 / #20170374488

System configurations to determine user data associated with mobile applications

Various systems, mediums, and methods may determine one or more configurations associated with a provider application. For example, a mobile system may determine a request to install a provider application, possibly based on one or more user inputs received by the mobile system. The mobile system may determine other applications... Paypal Inc

12/21/17 / #20170364536

Image processing and matching

A configured machine performs image matching and retrieval of natural images that may depict logos. The machine generates and uses color-localized spatial masks, which may be computationally less expensive than spatial verification techniques. Key points are detected within images that form a reference database of images. Local masks are defined... Paypal Inc

12/21/17 / #20170364782

Suspending and resuming transactions through wireless beacon communications

There are provided systems and methods for suspending and resuming transactions through wireless beacon communications. A merchant may set up a wireless beacon with employee devices. The beacons may connect to a user's device and assist the employee with determining and suspending a transaction for the user. Based on the... Paypal Inc

12/14/17 / #20170357976

Passwordless authentication through use of device tokens or web browser cookies

There is provided systems and methods for passwordless authentication through use of device tokens or web browser cookies. A user may enter into a checkout process with a merchant for a transaction requiring electronic transaction processing with a service provider. The checkout process may be performed prior to or without... Paypal Inc

12/14/17 / #20170357980

Vehicle onboard sensors and data for authentication

Systems and methods that authenticate a user to a vehicle are provided. The authentication system of the vehicle that transports the operator between different locations receives data from a sensor. The data is biometric data, device settings data or portable vehicle instrument storage data. The received data is compared to... Paypal Inc

12/14/17 / #20170357992

Different user transactions on a graphical user interface

Systems and methods that facilitate user savings through a graphical user interface (GUI) are described. A savings account for a desired item is created based on input received from a user through the GUI. After a purchase, the user can add a percentage of the purchase or a set amount... Paypal Inc

12/14/17 / #20170359359

Cyberattack prevention system

A self-updating system for defending against a cyberattack requests connected devices to solve a problem that is created in a random manner. The problems are created in a manner such that the system can determine whether the client device is being used as part of a cyberattack based on how... Paypal Inc

12/14/17 / #20170359373

Cyberattack prevention system

A self-updating system for defending against a cyberattack requests connected devices to solve a problem that is created in a random manner. The problems are created in a manner such that the system can determine whether the client device is being used as part of a cyberattack based on how... Paypal Inc

Patent Packs
12/07/17 / #20170351889

Smart harbor device for intelligent updating and selection for use of transaction processing terminal devices

There are provided systems and methods for a smart harbor device for intelligent updating and selection for use of transaction processing terminal devices. A smart harbor device may be used to provide updating, servicing, and other maintenance of transaction processing terminal devices, such as EMV terminals used in retail transaction... Paypal Inc

12/07/17 / #20170351965

Event based behavior prediction, classification, and service adjustment

Various systems, mediums, and methods for providing services may involve data engines configured to generate scores associated with one or more entities and then to classify the entities based on the scores. The data engine may collect data and based on the collected data may generate a first behavior model... Paypal Inc

12/07/17 / #20170351982

Queue reduction

A system for determining queues and reducing queue times for a location determines the number of users that are in a queue based on sensor readings from a device of the users and interactions of the devices with a geofence. The system may determine the queue times based on the... Paypal Inc

12/07/17 / #20170351993

Intelligent adjustment of shipping data based on past cubing tendencies

There is provided systems and methods for intelligent adjustment of shipping data based on past cubing tendencies. A user may access a service provider to request generation of shipping labels for one or more future packages to be shipped. The user may provide shipping data required to generate the labels,... Paypal Inc

12/07/17 / #20170352020

Bridge configurations to communicate with various sites

Various systems, mediums, and methods may involve a bridge configured to communicate with a number of sites, such as fuel sites and/or restaurant sites. For example, a system may determine a mobile device is associated with a given fuel site, possibly located at the given fuel site, among a number... Paypal Inc

12/07/17 / #20170352042

Queue reduction

A system for determining queues and reducing queue times for a location determines the number of users that are in a queue based on sensor readings from a device of the users and interactions of the devices with a geofence. The system may determine the queue times based on the... Paypal Inc

12/07/17 / #20170352043

Queue reduction

A system for determining queues and reducing queue times for a location determines the number of users that are in a queue based on sensor readings from a device of the users and interactions of the devices with a geofence. The system may determine the queue times based on the... Paypal Inc

12/07/17 / #20170353448

Electronic mechanism to self-authenticate and automate actions

Systems and methods for a authenticating a user on an alien electronic device is described. The system may include a first device associated with a first user and a second device associated with a second user. The first device may include a non-transitory memory and one or more hardware processors... Paypal Inc

11/30/17 / #20170344109

User physical attribute based device and content management system

Systems and methods for device and content management include determining a user is viewing virtual reality content from a user device. Body information associated with the user while the user is viewing the virtual reality content is received through a network from the user device. User engagement information associated with... Paypal Inc

11/30/17 / #20170345003

Enhancing electronic information security by conducting risk profile analysis to confirm user identity

An email address is provided by a user when the user registers an account with a service provider. A unique ID is generated for the user. An email containing the unique ID is sent to the email address. The unique ID is embedded as a part of a URL link... Paypal Inc

11/30/17 / #20170345065

Merchant rating determination system

Systems, methods, and computer program products are disclosed for correlating tip amounts to merchant ratings. In a generalized method, a merchant tip amount may be entered via a user interface. Based upon the merchant tip amount, the system then determines a corresponding merchant rating. Accordingly, merchant ratings and tips are... Paypal Inc

11/30/17 / #20170345068

Merchant tip determination system

Systems, methods, and computer program products are disclosed for correlating merchant ratings to tipping amounts. In a generalized method, a merchant rating is entered by a user via a user interface. Based upon the merchant rating, the system determines a merchant tip amount, which is then communicated to the user... Paypal Inc

11/30/17 / #20170345076

Image-to-marketplace brokering system

Systems and methods for providing an image-to-marketplace brokering system include a system provider device that receives, through communication over a network with a user device, an expression of interest of an image of a first item, which the system provider device may thereby use to provide an association between the... Paypal Inc

11/30/17 / #20170347221

Mobile application configurations to enable data transfers

Various systems, mediums, and methods may involve a provider application configured to access a user account associated with a provider server. For example, a system may perform operations to identify one or more other applications installed on the mobile device that may be configured to communicate with the provider server.... Paypal Inc

11/23/17 / #20170337555

Systems and methods for facilitating transactions using pattern recognition

Systems and methods are provided for online transactions using pattern recognition. A user of a payment provider may create and register patterns drawn by the user on a pattern entry image. The user may register the patterns by associating transaction options with each drawn pattern. Each pattern may be used... Paypal Inc

Patent Packs
11/23/17 / #20170337652

Locally broadcasted token to cause image masking of user likeness

There are provided systems and methods for a locally broadcasted token to cause image masking of user likeness. A first user may establish a masking request for images taken by other users to conceal the first user's image or likeness in those images. The masking request may correspond to a... Paypal Inc

11/16/17 / #20170330145

Secured delivery systems and devices

Systems and methods for providing secured delivery include identifying a transaction that includes a physical delivery of an item to a user-specified location; responsive to the identifying, obtaining an access token based at least in part on one or more access restrictions associated with the user-specified location; and making the... Paypal Inc

11/09/17 / #20170323283

System and splitting a card data structure

Methods, systems, and computer program products are included for splitting a gift card by generating one or more other gift cards. A transaction processor receives a request to split a first value that corresponds to a first data structure, the request including a first identifier that is associated with the... Paypal Inc

11/09/17 / #20170323291

On-demand payment generation transaction systems

Methods and systems for generating on-demand payment instruments are described. A user with a user payment account may perform a transaction with a user device and request an on-demand payment instrument. The request may be communicated to a transaction device. The transaction device may authenticate the request and associate an... Paypal Inc

11/09/17 / #20170324695

Automated monitoring of electronic messaging for timed alerts of previously transmitted messages

There are provided systems and methods for automated monitoring of electronic messaging for timed alerts of previously transmitted messages. A sender may transmit an electronic communication to a recipient, where the sender activates an automated timer application to track the viewing and/or response of the communication by the recipient. The... Paypal Inc

11/09/17 / #20170324752

Targeted authentication queries based on detected user actions

There are provided systems and methods for targeted authentication queries based on detected user actions. A user may perform various actions during a day, including online, electronic, or digital actions, such as social networking, messaging, and media consumption, as well as real-life actions, such as exercise, travel, and purchases. The... Paypal Inc

11/09/17 / #20170324762

Authentication and risk assessment through header injections

A system for implementing header enrichment or header injections in proprietary networks for authenticating users, conducting user risk assessments, and obtaining user information.... Paypal Inc

11/02/17 / #20170316200

Interactive captcha

In response to a user access request, a media object containing a plurality of media components is constructed and transmitted to the user. At least one of the media components has been categorized as having different degrees of relevance to humans from a first culture/geographical location and humans from a... Paypal Inc

11/02/17 / #20170316400

User authentication using a browser cookie shared between a browser and an application

A system and/or method may be provided to authenticate a user. An example method of authenticating a user includes receiving, by a merchant application, a user request to complete a transaction using a payment service provider. The method also includes in response to receiving the user request to complete the... Paypal Inc

11/02/17 / #20170316414

Social network payment system

A method for providing social network payments includes receiving a request to make a payment. The request is associated with a social network payer and a social network payee. It is determined that the social network payer is associated with a first payment provider identifier and an authorization token, and... Paypal Inc

11/02/17 / #20170316418

Leased device operations to a nearby device on detection of device inoperability

There are provided systems and methods for leased device operations to a nearby device on detection of device inoperability. A device may detect that the device is in danger of failure, for example, if a battery is low on the device, the device is damaged, or the device runs out... Paypal Inc

11/02/17 / #20170316450

Iteratively improving an advertisement response model

There are provided systems and methods for iteratively improving an advertisement response model. A payment provider may perform operations that include training an advertisement response model using a training data set. The operations include determining that a first accuracy value corresponding to the advertisement response model is less than a... Paypal Inc

10/26/17 / #20170308808

Machine learning system

Methods, systems, and computer program products are included for providing a predicted outcome to a user interface. An exemplary method includes receiving, from a user interface, a plurality of identifiers that identify objects. At the user interface, a target success function is selected corresponding to the plurality of identifiers. The... Paypal Inc

10/26/17 / #20170311019

Method and system for targeted commerce in network broadcasting

A system and a method for using the system for targeted commerce in network broadcasting are provided. The system includes an interface device configured to receive a multimedia stream from a network, wherein the multimedia stream includes a close captioning string and wherein the interface device is further configured to... Paypal Inc

10/26/17 / #20170311361

Systems and methods for reusing generic tokens using bluetooth low energy (ble) beacons

Systems and methods for reusing generic tokens using a Bluetooth® low energy (BLE) beacon. The systems and methods include a user device including a wireless transceiver, a memory for storing a generic token, and one or more processors coupled to the memory and the wireless transceiver. The wireless transceiver is... Paypal Inc

10/19/17 / #20170300568

Dynamic jukebox

Methods and systems for improving a music experience are described. Multiple users can provide their musical preferences (e.g., favorite artist, group, genre, era, etc.). When the users come within the vicinity of a jukebox, the users' musical preferences are retrieved or determined. Using the combined or shared preferences of the... Paypal Inc

10/19/17 / #20170300805

Data engines based on neural network configurations

Various systems, mediums, and methods may involve data engines configured to generate results associated with one or more entities based on neural network configurations. An exemplary system includes a data engine with a training module, a working module, an incremental training module, and a neural network. The data engine may... Paypal Inc

10/19/17 / #20170300896

Omni-channel data processing using hierarchical vault data structures

Methods, systems, and computer program products are included for electronic provisioning and transactions. These methods, systems, and computer program products expose communicatively coupled components in an electronic payment framework to provide electronic omni-channel payments using a hierarchy of vault data stores. Various aspects of this framework include provisioning a tender... Paypal Inc

10/19/17 / #20170300901

Public ledger authentication system

Systems and methods for public ledger authentication includes receiving a first previous authentication public ledger address and a first current authentication public ledger address from a user. A verified static user key is identified in a public ledger using the first previous authentication public ledger address. A second current authentication... Paypal Inc

10/19/17 / #20170300902
10/19/17 / #20170300912

Public ledger authentication system

Systems and methods for public ledger authentication include receiving a first previous authentication public ledger address and a first current authentication public ledger address from a user. A verified static user key is identified in a public ledger using the first previous authentication public ledger address. A second current authentication... Paypal Inc

10/19/17 / #20170300913

Online quick key pay

A quick pay option is provided so that a user can make a payment from a merchant site by simply entering in a user identifier in a pop-up window. Limits are set for the quick pay option and may vary between different merchants. The payment provider is able to determine... Paypal Inc

10/19/17 / #20170300978

Public ledger authentication system

Systems and methods for public ledger authentication includes receiving a first previous authentication public ledger address and a first current authentication public ledger address from a user. A verified static user key is identified in a public ledger using the first previous authentication public ledger address. A second current authentication... Paypal Inc

10/19/17 / #20170300986

Providing secure restriction-based api access to a networked software service

Security-restricted access to software can be provided through a particular application programming interface (API) architecture that captures and enforces security information at a time of application registration. Software service can be implemented through a group of one or multiple endpoints, access to which may be routed according to a service... Paypal Inc

10/19/17 / #20170300988

Analyzing user-preferred characteristics among merchants

A system or method is provided to analyze and determine distinguishing or secondary characteristics among merchants. In particular, the system may collect basic merchant information, such as name, type of business, products/services offered, location, owner, and other basic information regarding merchants. The system may determine merchants that are similar in... Paypal Inc

10/19/17 / #20170301046

Communication of orders and payments in a drive through using wireless beacons

There are provided systems and methods for communication of orders and payments in a drive through using wireless beacons. A merchant location may include a drive through with a wireless beacon established in the drive through. The beacon may provide communication services with a device for the user. The merchant... Paypal Inc

10/19/17 / #20170302664

Using clock drift, clock skew, and network latency to enhance machine identification

Methods and systems for authenticating a user device employ a database of global network latencies categorized and searchable by location and calendar date-time of day usage, providing network latency by geography and by time. The database is constructed using voluminous daily data collected from a world-wide clientele of users who... Paypal Inc

10/19/17 / #20170302755

Systems and methods for caching http post requests and responses

With an idempotent POST request, the URL (and headers) cannot be used as an HTTP cache key. To cache idempotent POST requests, the POST body is digested and appended the URL with the digest and used as the cache key. Subsequent requests with the same payload will end up hitting... Paypal Inc

10/19/17 / #20170303184

Wireless beacon devices for use in managing transportation service terminals

There are provided systems and methods for wireless beacon devices for use in managing transportation service terminals. A user may travel with a device, such as a communication device, that includes a communication module that may utilize specialized hardware features to establish short range wireless communications with nearby wireless beacons.... Paypal Inc








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