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The Toronto dominion Bank patents


Recent patent applications related to The Toronto dominion Bank. The Toronto dominion Bank is listed as an Agent/Assignee. Note: The Toronto dominion Bank may have other listings under different names/spellings. We're not affiliated with The Toronto dominion Bank, we're just tracking patents.

ARCHIVE: New 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 | Company Directory "T" | The Toronto dominion Bank-related inventors


 new patent  System and processing an online transaction request

A computer server includes a transaction processor that is configured to receive from a POS terminal an incoming authorization request that includes an original numeric value, a token cryptogram and an identification number identifying an identity token; confirm that the token cryptogram was generated from the original numeric value and... The Toronto dominion Bank

Systems and methods for providing sensor-based location proximity detection and notification

The disclosed embodiments include methods and systems for providing a notification relating to a geographical boundary based on monitored sensor data collected by networked devices. The disclosed embodiments include, for example, a method that monitors positional sensor data received from one or more triggering devices. The method may calculate a... The Toronto dominion Bank

Person-to-person electronic payment processing

A payment processing method involves a server receiving a payee identifier, and linking the payee identifier to a device identifier identifying a payee device. The server receives from a payor device a payment initiation request identifying a specified payment amount and a payor identifier, links a unique token to the... The Toronto dominion Bank

Application platform security enforcement in cross device and ownership structures

Methods and systems provide application platform security enforcement. A distributed system communicates between a plurality of remote devices and at least one secured server to facility providing a secured service. The distributed system may comprise a remote communication server and one or more security layer components where the plurality of... The Toronto dominion Bank

Application platform security enforcement in cross device and ownership structures

Methods and systems provide application platform security enforcement. A distributed system communicates between a plurality of remote devices and at least one secured server to facility providing a secured service. The distributed system may comprise a remote communication server and a plurality of security layer components where the plurality of... The Toronto dominion Bank

System and remotely activating a pin-pad terminal

A network gateway includes a gateway authenticator, a first network interface for interfacing the network gateway with a first computer network, and a second network interface for interfacing the network gateway with a second computer network that is distinct from the first computer network. The gateway authenticator receives from a... The Toronto dominion Bank

Token-based system for securing and recovering data

A message processing server includes a message processor and a database of multi-layer tokens. Each token in the database includes a plurality of encrypted data layers. The first layer includes the second layer and a first pointer. The second layer includes a second pointer. The message processor is configured to... The Toronto dominion Bank

Securing data via multi-layer tokens

A message processing server includes a memory and a message processor. The message processor is configured to receive first data; save an identifier in association with a first-layer access restriction indicator and a first key, generate a first encrypted layer by encrypting the first data with the first key, and... The Toronto dominion Bank

Image recognition-based payment requests

The present disclosure involves systems, software, and computer implemented methods for sending payment requests to one or more persons or entities based on images in which the persons or entities appear. In one example, operations may include identifying a first image associated with a payment request, the identified first image... The Toronto dominion Bank

Data transfer control based on connected device usage analysis

The present disclosure involves systems, software, and computer-implemented methods for implementing a data transfer control based on information received from connected devices. In one instance, operations include loading an expected usage amount for a group of connected devices. Signals representing actual usage amounts associated with the group are received from... The Toronto dominion Bank

Cohort-based event monitoring system

An event monitoring processor includes a processor and at least one memory. The memory stores a cohort member database, and a database of cohort definitions. Each cohort definition defines a respective cohort. The processor is configured to receive a notification identifying a member action initiated by a member of one... The Toronto dominion Bank

Token-based system for excising data from databases

A message processing server includes a message processor, a network interface, and a memory storing a token database of multi-layer tokens. Each token in the database includes a plurality of encrypted data layers. The message processor receives, via the network interface, at least one authorization message that identifies one of... The Toronto dominion Bank

Validating encrypted data from a multi-layer token

A message processing server includes a message processor and a database of multi-layer tokens. Each token in the database includes a plurality of encrypted data layers. The first layer includes a first data pointer. A primary layer includes the first layer and identifies a reference data value. The message processor... The Toronto dominion Bank

Systems and methods for context-based event triggered product and/or service offerings

The disclosed embodiments include methods and systems for providing context-based event determination and/or context-based event triggered product and/or service offerings. A system may automatically detect that a client has experienced, directly or indirectly, a personal event, (e.g. a birth, a wedding engagement, a death, a car accident) and use such... The Toronto dominion Bank

Systems and methods for context-based event detection and determination

The disclosed embodiments include methods and systems for providing context-based event determination and/or context-based event triggered financial product offerings. Scenario modeling data is maintained for a plurality of personal event scenarios. Personal event data representing a personal spike for a user of a client device is received from one or... The Toronto dominion Bank

Connected device-based property evaluation

The present disclosure involves systems and computer implemented methods for performing a connected device-based property evaluation. In one example, system operations include identifying a construction schedule associated with a particular property, the construction schedule including at least one construction event for the property. A disbursement schedule associated with the construction... The Toronto dominion Bank

Connected device-based property evaluation

The present disclosure involves systems and computer implemented methods for performing a connected device-based property evaluation. In one example, operations include identifying a property associated with an initial price and collecting information about the property by receiving information from one or more connected devices associated with the property. The one... The Toronto dominion Bank

Connected device-triggered failure analysis

The present disclosure involves systems and computer implemented methods for performing a failure analysis on a device monitored by at least one connected device, where in response to a determination of an impending failure, at least one corrective action is determined and suggested to the user of the monitored device.... The Toronto dominion Bank

Connected device-triggered failure analysis

The present disclosure involves systems and computer implemented methods for performing a failure analysis on a device monitored by at least one connected device, where in response to a determination of an impending failure, at least one corrective action is determined and suggested to the user of the monitored device.... The Toronto dominion Bank

Augmented and virtual reality based process oversight

The present disclosure involves systems and computer implemented methods for generating a virtual or augmented reality-based oversight system of business processes at a location remote from where the business process is executed. In one example, system operations include identifying a process-based operation performed at a physical first location, where the... The Toronto dominion Bank

Augmented and virtual reality based process oversight

The present disclosure involves systems and computer implemented methods for generating a virtual or augmented reality-based oversight system of business processes at a location remote from where the business process is executed. In one example, system operations include identifying a process-based operation performed at a physical first location, where the... The Toronto dominion Bank

Systems and tracking enterprise events using hybrid public-private blockchain ledgers

The disclosed embodiments include computerized systems and methods for generating secured blockchain-based ledger data structures that track occurrences of events across fragmented and geographically dispersed lines-of-business of an enterprise. In one instance, an apparatus associated with a rules authority of the secured blockchain-based ledger may detect an occurrence of a... The Toronto dominion Bank

Systems and tracking behavior of networked devices using hybrid public-private blockchain ledgers

The disclosed embodiments include computerized systems and methods for generating secured blockchain-based ledger data structures that track an ownership and usage of one or more assets, such as Internet-connected devices. In one instance, an apparatus associated with a rules authority of the secured blockchain-based ledger may detect an occurrence of... The Toronto dominion Bank

Systems and methods for tracking and transferring ownership of connected devices using blockchain ledgers

The disclosed embodiments include computerized systems and methods that generate secured blockchain-based ledger structures that facilitate event-based control of tracked assets. In one embodiment, an apparatus associated with a centralized authority of the secured blockchain-based ledger may detect an occurrence of an event, and may access and decrypt a set... The Toronto dominion Bank

Automated implementation of provisioned services based on captured sensor data

The disclosed embodiments include computer-implemented systems and processes that perform operations consistent with services provisioned to a device based on real-time sensor data indicative of and characterizing a user's operation of the device and additionally or alternatively, a system or apparatus that includes the device. For example, the device may... The Toronto dominion Bank

Systems and methods for detecting and resolving data inconsistencies among networked devices using hybrid private-public blockchain ledgers

The disclosed embodiments include computerized systems and methods that generate secured blockchain-based ledger structures that facilitate event-based control of tracked assets. In one embodiment, an apparatus associated with a centralized authority of the secured blockchain-based ledger may detect an occurrence of a triggering event, and may access and decrypt a... The Toronto dominion Bank

Systems and methods for establishing and enforcing transaction-based restrictions using hybrid public-private blockchain ledgers

The disclosed embodiments include computerized systems and methods that generate secured blockchain-based ledger structures that facilitate event-based control of tracked assets. In one embodiment, an apparatus associated with a rules authority of the secured blockchain-based ledger may obtain data indicative of an initiated transfer of funds between parties, and may... The Toronto dominion Bank

Product tracking and control system

An apparatus for use in a product tracking system includes a storage device and a processor, the storage device storing software instructions that when executed by the processor configure the processor to: receive a signal representing data including event information detailing an event involving a manufactured product; load a portion... The Toronto dominion Bank

Systems and tracking subdivided ownership of connected devices using block-chain ledgers

The disclosed embodiments include computerized systems and methods for generating secured block-chain-based ledger data structures that track subdivide ownership and usage of one or more assets, such as Internet-connected devices. In one instance, an apparatus associated with a rules authority of the secured block-chain-based ledger may detect an occurrence of... The Toronto dominion Bank

Secure real-time product ownership tracking using distributed electronic ledgers

A processor receives a signal representing data including event information detailing an event involving an entity having a registered ownership interest in a product and loads a portion of a distributed electronic ledger for tracking ownership information associated with the product. The distributed electronic ledger includes, within a block thereof... The Toronto dominion Bank

Systems and methods for automatically generating order data based on social media messaging

The disclosed embodiments include computerized methods and systems that facilitate automate trade-order entry and execution based on social media messaging. In one embodiment, an apparatus may receive, from a social-networking service, social media data that includes various social media messages associated with social-networking accounts of various users. The apparatus may... The Toronto dominion Bank

Systems and methods for automatically generating order data based on social media messaging

The disclosed embodiments include computerized methods and systems that facilitate automate trade-order entry and execution based on social media messaging. In an embodiment, an apparatus identifies a first social media message associated with a social networking account of a user and including at least one parameter of a transaction to... The Toronto dominion Bank

Systems and methods for verifying user identity based on social media messaging

The disclosed embodiments include computerized methods and systems that automatically verify an identity of a user based on social media messaging. In an embodiment, an apparatus identifies a first social media message associated with a social networking account of a user and generated by a device of the user. The... The Toronto dominion Bank

Method and system for identifying a property for purchase using image processing

A method for identifying a property for purchase by an image processing system, comprising: receiving one or more images from a user device, wherein the one or more images are images of properties, and wherein the user device one or more of captures, selects, and stores the one or more... The Toronto dominion Bank

Method and system for identifying a property for purchase and related products and services using image processing

A method for identifying a property for purchase by an image processing system, comprising: receiving one or more images from a user device, wherein the one or more images are images of properties with additional matter, wherein the user device captures and stores the one or more images, and wherein... The Toronto dominion Bank








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