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The Toronto dominion Bank patents


Recent patent applications related to The Toronto dominion Bank. The Toronto dominion Bank is listed as an Agent/Assignee. Note: The Toronto dominion Bank may have other listings under different names/spellings. We're not affiliated with The Toronto dominion Bank, we're just tracking patents.

ARCHIVE: New 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 | Company Directory "T" | The Toronto dominion Bank-related inventors


 new patent  Data-aggregating graphical user interfaces

The disclosed embodiments include computer-implemented devices and processes that generate, present, and manipulate data-aggregating graphical user interfaces. For example, a network-connected device may generate a first interface element representative of an obligation and may display, through a display unit, an graphical user interface that includes the first interface element and... The Toronto dominion Bank

 new patent  Automatic performance of parameter-based operations in trusted network environments

The disclosed embodiments include computer-implemented systems and processes that facilitate an initiation and a performance of one or more trustless transactions between counterparty devices operating within a trusted, secure computer-networking environment. For example, an apparatus may receive, through a touchscreen display unit, first data that identifies a session identifier associated... The Toronto dominion Bank

System and method to perform a numerical input using a continuous swipe gesture

There is provided a gesture-based GUI (system, method, etc.) to facilitate input of numerical data using a continuous swipe gesture. A gesture-based I/O device displays a GUI presenting a gross number and a gross number control to initially define a specific number for further defining with specificity. In response to... The Toronto dominion Bank

Computing device and the temporal arrangement of data

A device and method for management of an account. An event placement timeline is displayed. Account events are shown along the timeline. A preferred event time range or “safe zone” is shown along the timeline. The “safe zone” is the portion of the month during which it is safe to... The Toronto dominion Bank

Computing device and the temporal arrangement of data

A computing device and method for managing an account. A computer displays a historical timeline and an event placement timeline. Past events are shown along the historical timeline, and future events along the event placement timeline. The computer suggest a change to the timing of one of the events. The... The Toronto dominion Bank

Secure element distributed electronic ledger

A device has a secure element including a memory that stores at least one address, a set of rules, and a state of an asset. A processor is configured for receiving a request to change the state of the asset associated with the address, validating the request in the case... The Toronto dominion Bank

Devices and detecting and addressing anomalies in data retrieval requests

Described are processing devices for detecting and addressing anomalies in data retrieval requests. According to some aspects, the processing device(s) are part of a first entity computing system and receives data retrieval request(s) from a second entity computing system. The processing device(s): extracts profile identity data, data retrieval parameter(s) and... The Toronto dominion Bank

System and retrieving and consolidating data according to apportionment rules

An entity computing system for retrieving and consolidating data associated with a plurality of records for transmission to a second entity computing system is described. The entity computing system comprises a memory storing computer-executable instructions and at least one processing device. The processing device(s) receive request(s) to retrieve and consolidate... The Toronto dominion Bank

Systems and methods for timing data transfer in a database

Methods and electronic systems for managing data transfer timing in a database are described. An electronic system includes a communication interface, a memory, and a processor coupled with the memory and the communication interface. The processor is configured to receive a signal representing an electronic message from a third party... The Toronto dominion Bank

Dynamic user interface for data exchange split

The present disclosure involves systems, software, and computer implemented methods for providing user interface (UI)-based modifications to adjust and interact with data exchange splits. An example client device can include can identify a data exchange (DE) associated with at least three entities, the DE associated with a total value. A... The Toronto dominion Bank

Device lock bypass on selectable alert

Methods and devices for generated and handling an alert are described. In one aspect, an electronic device includes an input interface and an output interface. The electronic device also includes a memory storing an application and a processor coupled to the input interface, the output interface and the memory. The... The Toronto dominion Bank

System and generating an interaction request

A method and system are provided for generating an interaction request to initiate a first interaction session using a first interaction channel between a request recipient and a request service provider. The method includes determining an identifier of the interaction request to be generated, determining a task associated with the... The Toronto dominion Bank

Devices, determining suggested action initiation times for interactions

This application provides for determining a suggested action initiation time for an interaction with an interacting party. Some aspects comprise: determining an interaction settlement due date; querying an interaction database storing historical interaction records to determine if there is one or more of the historical interaction records related by one... The Toronto dominion Bank

Systems and methods for dynamic user interface modification

Methods and devices for controlling display of a user interface. A computing device configured to enable data exchanges in connection with accounts, including a credit account, determines whether a requested data exchange with the credit account will result in the credit account exceeding a utilization threshold. If not, a standard... The Toronto dominion Bank

System and facilitating access to electronic data

A method and system are provided for facilitating access to electronic data. The method is executed by a processor of a computing device. The computing device includes the processor coupled to a memory, a communications module, and an input device. The method includes receiving a first input from the input... The Toronto dominion Bank

Automatic historical analysis of data exchange

The present disclosure involves systems, software, and computer implemented methods for providing UI-based modifications to adjust and interact with data exchange splits. One example system includes a processor for identifying a newly received data exchange (DE) request associated with a particular user profile and receiving a first signal including a... The Toronto dominion Bank

System and processing an interaction request

A method and system are provided for processing an interaction request. The method includes detecting the interaction request in a first interaction session using a first interaction channel between a request initiator and a request service provider, assigning an identifier to the interaction request, determining a task associated with the... The Toronto dominion Bank

Systems and enabling a data exchange

The present disclosure involves systems and methods for automatically analyzing available data exchange terms based on an analysis and comparison of available terms, where some of the terms may be unavailable in the current data exchange context based on the user and counter party to the data exchange. One example... The Toronto dominion Bank

Provisioning of secure application

Methods and devices for provisioning a secure application on an electronic device with first issuer data for a first issuer are described. In an embodiment, the provisioning system receives and stores first issuer records. The example provisioning system receives a provisioning request to provision the secure application with the first... The Toronto dominion Bank

Distributed electronic ledger with metadata

A system has a storage medium encoded with program instructions, and a processor coupled to access the program instructions. The instructions configure the processor for: receiving a first request at a POS terminal to surrender a previously purchased first asset in exchange for at least a portion of a second... The Toronto dominion Bank

System and facilitating access to electronic data

A method and system are provided for facilitating access to electronic data. The method is executed by a processor of a computing device. The computing device includes the processor coupled to a memory, a communications module, an input device, and a display. The method includes receiving an input from the... The Toronto dominion Bank

System and controlling access to content to be displayed on an electronic display

A method and system are provided for displaying content on an electronic display. The method includes receiving data representing a plurality of items, each of the plurality of items being associated with a product or service. The method also includes requesting and receiving financial health data associated with a purchasing... The Toronto dominion Bank

Certificate authority master key tracking on distributed ledger

An apparatus for use in a digital messaging system includes a storage device and a processor coupled to the storage device. The storage device storing software instructions for controlling the processor that when executed by the processor configured the processor to: generate a master private and public key pair; associate... The Toronto dominion Bank

Information masking using certificate authority

An apparatus for use in a digital messaging system includes a storage device and a processor coupled to the storage device. The storage device storing software instructions for controlling the processor that when executed by the processor configured the processor to: generate a first message comprising a payload portion; encrypt... The Toronto dominion Bank

Automated implementation of provisioned services based on captured sensor data

The disclosed embodiments include computer-implemented systems and processes that perform operations consistent with services provisioned to a device based on real-time sensor data indicative of and characterizing a user's operation of the device and additionally or alternatively, a system or apparatus that includes the device. For example, the device may... The Toronto dominion Bank

System and processing an interaction request

A method and system are provided for processing an interaction request. The method includes detecting the interaction request for a first interaction session using a first interaction channel between a request initiator and a request service provider, assigning an identifier to the interaction request, determining a task associated with the... The Toronto dominion Bank

System and processing an interaction response

A method and system are provided for processing an interaction response of a request service provider. The method includes detecting the interaction response for a first interaction session using a first interaction channel between a request initiator and the request service provider, assigning an identifier to the interaction response, determining... The Toronto dominion Bank

Processing network architecture with companion database

A system comprises a non-transitory machine readable storage medium storing instructions and a database identifying a plurality of assets and a state of each asset. The instructions configure a processor for receiving updates to a distributed electronic ledger managed by plural peer processors. Each update includes an event or change... The Toronto dominion Bank

Real tme virtual draft system and method

An apparatus for use in a digital asset tracking system includes a storage device and a processor coupled to the storage device. The storage device stores software instructions for controlling the processor that when executed by the processor configure the processor to receive a signal representing a request comprising a... The Toronto dominion Bank

Real time virtual draft system and method

An apparatus for use in a digital asset tracking system includes a storage device and a processor coupled to the storage device. The storage device stores software instructions for controlling the processor that when executed by the processor configure the processor to receive a signal representing a request comprising a... The Toronto dominion Bank

Automatic provisioning of services to network-connected devices

The disclosed embodiments include computerized methods and systems that automatically provision one or more services available to an Internet-of-Things (IoT) devices upon connection to and registration onto communications network. In one aspect, a device may receive, from a computing system, data specifying one or more first services provisioned to the... The Toronto dominion Bank

System and method to perform an allocation using a continuous two direction swipe gesture

A system, method and computer readable medium provide a gesture-based graphical user interface to determine allocation information to instruct an allocation. A gesture-based I/O device displays a graphical user interface having: an amount region configured to define an allocation amount; a plurality of source regions each configured to define an... The Toronto dominion Bank

Image recognition-based payment requests

The present disclosure involves systems, software, and computer implemented methods for sending payment requests to one or more persons or entities based on images in which the persons or entities appear. In one example, the process may include identifying an image associated with a payment request, the identified image containing... The Toronto dominion Bank

Document output processing

The invention relates to printing and other output of documents using data processors, and particularly to methods, apparatus, and computer programming useful for controlling output processes. In various aspects the invention provides systems, methods, and computer programming useful for minimizing the number of command inputs required from a user to... The Toronto dominion Bank

System and maintaining a segregated database in a multiple distributed ledger system

An apparatus maintains a segregated database in a multiple distributed ledger system. The apparatus includes a storage device that stores software instructions for controlling a processor that when executed by the processor configure the processor to: create distributed ledgers, each created distributed ledger being associated with a respective individual profile;... The Toronto dominion Bank

01/11/18 / #20180012208

System and processing an online transaction request

A computer server includes a transaction processor that is configured to receive from a POS terminal an incoming authorization request that includes an original numeric value, a token cryptogram and an identification number identifying an identity token; confirm that the token cryptogram was generated from the original numeric value and... The Toronto dominion Bank

12/28/17 / #20170372616

Systems and methods for providing sensor-based location proximity detection and notification

The disclosed embodiments include methods and systems for providing a notification relating to a geographical boundary based on monitored sensor data collected by networked devices. The disclosed embodiments include, for example, a method that monitors positional sensor data received from one or more triggering devices. The method may calculate a... The Toronto dominion Bank

12/21/17 / #20170364895

Person-to-person electronic payment processing

A payment processing method involves a server receiving a payee identifier, and linking the payee identifier to a device identifier identifying a payee device. The server receives from a payor device a payment initiation request identifying a specified payment amount and a payor identifier, links a unique token to the... The Toronto dominion Bank

09/14/17 / #20170264635

Application platform security enforcement in cross device and ownership structures

Methods and systems provide application platform security enforcement. A distributed system communicates between a plurality of remote devices and at least one secured server to facility providing a secured service. The distributed system may comprise a remote communication server and one or more security layer components where the plurality of... The Toronto dominion Bank

09/14/17 / #20170264644

Application platform security enforcement in cross device and ownership structures

Methods and systems provide application platform security enforcement. A distributed system communicates between a plurality of remote devices and at least one secured server to facility providing a secured service. The distributed system may comprise a remote communication server and a plurality of security layer components where the plurality of... The Toronto dominion Bank

06/01/17 / #20170154333

System and remotely activating a pin-pad terminal

A network gateway includes a gateway authenticator, a first network interface for interfacing the network gateway with a first computer network, and a second network interface for interfacing the network gateway with a second computer network that is distinct from the first computer network. The gateway authenticator receives from a... The Toronto dominion Bank

05/11/17 / #20170132617

Token-based system for securing and recovering data

A message processing server includes a message processor and a database of multi-layer tokens. Each token in the database includes a plurality of encrypted data layers. The first layer includes the second layer and a first pointer. The second layer includes a second pointer. The message processor is configured to... The Toronto dominion Bank

05/11/17 / #20170134168

Securing data via multi-layer tokens

A message processing server includes a memory and a message processor. The message processor is configured to receive first data; save an identifier in association with a first-layer access restriction indicator and a first key, generate a first encrypted layer by encrypting the first data with the first key, and... The Toronto dominion Bank

05/04/17 / #20170124540

Image recognition-based payment requests

The present disclosure involves systems, software, and computer implemented methods for sending payment requests to one or more persons or entities based on images in which the persons or entities appear. In one example, operations may include identifying a first image associated with a payment request, the identified first image... The Toronto dominion Bank

05/04/17 / #20170124541

Data transfer control based on connected device usage analysis

The present disclosure involves systems, software, and computer-implemented methods for implementing a data transfer control based on information received from connected devices. In one instance, operations include loading an expected usage amount for a group of connected devices. Signals representing actual usage amounts associated with the group are received from... The Toronto dominion Bank

05/04/17 / #20170124546

Cohort-based event monitoring system

An event monitoring processor includes a processor and at least one memory. The memory stores a cohort member database, and a database of cohort definitions. Each cohort definition defines a respective cohort. The processor is configured to receive a notification identifying a member action initiated by a member of one... The Toronto dominion Bank

05/04/17 / #20170124557

Token-based system for excising data from databases

A message processing server includes a message processor, a network interface, and a memory storing a token database of multi-layer tokens. Each token in the database includes a plurality of encrypted data layers. The message processor receives, via the network interface, at least one authorization message that identifies one of... The Toronto dominion Bank

05/04/17 / #20170124558

Validating encrypted data from a multi-layer token

A message processing server includes a message processor and a database of multi-layer tokens. Each token in the database includes a plurality of encrypted data layers. The first layer includes a first data pointer. A primary layer includes the first layer and identifies a reference data value. The message processor... The Toronto dominion Bank

05/04/17 / #20170124626

Systems and methods for context-based event triggered product and/or service offerings

The disclosed embodiments include methods and systems for providing context-based event determination and/or context-based event triggered product and/or service offerings. A system may automatically detect that a client has experienced, directly or indirectly, a personal event, (e.g. a birth, a wedding engagement, a death, a car accident) and use such... The Toronto dominion Bank

05/04/17 / #20170124642

Systems and methods for context-based event detection and determination

The disclosed embodiments include methods and systems for providing context-based event determination and/or context-based event triggered financial product offerings. Scenario modeling data is maintained for a plurality of personal event scenarios. Personal event data representing a personal spike for a user of a client device is received from one or... The Toronto dominion Bank

03/16/17 / #20170076365

Connected device-based property evaluation

The present disclosure involves systems and computer implemented methods for performing a connected device-based property evaluation. In one example, system operations include identifying a construction schedule associated with a particular property, the construction schedule including at least one construction event for the property. A disbursement schedule associated with the construction... The Toronto dominion Bank

03/16/17 / #20170076408

Connected device-based property evaluation

The present disclosure involves systems and computer implemented methods for performing a connected device-based property evaluation. In one example, operations include identifying a property associated with an initial price and collecting information about the property by receiving information from one or more connected devices associated with the property. The one... The Toronto dominion Bank

03/02/17 / #20170060659

Connected device-triggered failure analysis

The present disclosure involves systems and computer implemented methods for performing a failure analysis on a device monitored by at least one connected device, where in response to a determination of an impending failure, at least one corrective action is determined and suggested to the user of the monitored device.... The Toronto dominion Bank

03/02/17 / #20170061351

Connected device-triggered failure analysis

The present disclosure involves systems and computer implemented methods for performing a failure analysis on a device monitored by at least one connected device, where in response to a determination of an impending failure, at least one corrective action is determined and suggested to the user of the monitored device.... The Toronto dominion Bank

02/23/17 / #20170053245

Augmented and virtual reality based process oversight

The present disclosure involves systems and computer implemented methods for generating a virtual or augmented reality-based oversight system of business processes at a location remote from where the business process is executed. In one example, system operations include identifying a process-based operation performed at a physical first location, where the... The Toronto dominion Bank

02/23/17 / #20170054735

Augmented and virtual reality based process oversight

The present disclosure involves systems and computer implemented methods for generating a virtual or augmented reality-based oversight system of business processes at a location remote from where the business process is executed. In one example, system operations include identifying a process-based operation performed at a physical first location, where the... The Toronto dominion Bank

02/16/17 / #20170046651

Systems and tracking enterprise events using hybrid public-private blockchain ledgers

The disclosed embodiments include computerized systems and methods for generating secured blockchain-based ledger data structures that track occurrences of events across fragmented and geographically dispersed lines-of-business of an enterprise. In one instance, an apparatus associated with a rules authority of the secured blockchain-based ledger may detect an occurrence of a... The Toronto dominion Bank

02/16/17 / #20170046652

Systems and tracking behavior of networked devices using hybrid public-private blockchain ledgers

The disclosed embodiments include computerized systems and methods for generating secured blockchain-based ledger data structures that track an ownership and usage of one or more assets, such as Internet-connected devices. In one instance, an apparatus associated with a rules authority of the secured blockchain-based ledger may detect an occurrence of... The Toronto dominion Bank

02/16/17 / #20170046664

Systems and methods for tracking and transferring ownership of connected devices using blockchain ledgers

The disclosed embodiments include computerized systems and methods that generate secured blockchain-based ledger structures that facilitate event-based control of tracked assets. In one embodiment, an apparatus associated with a centralized authority of the secured blockchain-based ledger may detect an occurrence of an event, and may access and decrypt a set... The Toronto dominion Bank

02/16/17 / #20170046669

Automated implementation of provisioned services based on captured sensor data

The disclosed embodiments include computer-implemented systems and processes that perform operations consistent with services provisioned to a device based on real-time sensor data indicative of and characterizing a user's operation of the device and additionally or alternatively, a system or apparatus that includes the device. For example, the device may... The Toronto dominion Bank

02/16/17 / #20170046693

Systems and methods for detecting and resolving data inconsistencies among networked devices using hybrid private-public blockchain ledgers

The disclosed embodiments include computerized systems and methods that generate secured blockchain-based ledger structures that facilitate event-based control of tracked assets. In one embodiment, an apparatus associated with a centralized authority of the secured blockchain-based ledger may detect an occurrence of a triggering event, and may access and decrypt a... The Toronto dominion Bank

02/16/17 / #20170046698

Systems and methods for establishing and enforcing transaction-based restrictions using hybrid public-private blockchain ledgers

The disclosed embodiments include computerized systems and methods that generate secured blockchain-based ledger structures that facilitate event-based control of tracked assets. In one embodiment, an apparatus associated with a rules authority of the secured blockchain-based ledger may obtain data indicative of an initiated transfer of funds between parties, and may... The Toronto dominion Bank

02/16/17 / #20170046709

Product tracking and control system

An apparatus for use in a product tracking system includes a storage device and a processor, the storage device storing software instructions that when executed by the processor configure the processor to: receive a signal representing data including event information detailing an event involving a manufactured product; load a portion... The Toronto dominion Bank

02/16/17 / #20170046792

Systems and tracking subdivided ownership of connected devices using block-chain ledgers

The disclosed embodiments include computerized systems and methods for generating secured block-chain-based ledger data structures that track subdivide ownership and usage of one or more assets, such as Internet-connected devices. In one instance, an apparatus associated with a rules authority of the secured block-chain-based ledger may detect an occurrence of... The Toronto dominion Bank

02/16/17 / #20170046806

Secure real-time product ownership tracking using distributed electronic ledgers

A processor receives a signal representing data including event information detailing an event involving an entity having a registered ownership interest in a product and loads a portion of a distributed electronic ledger for tracking ownership information associated with the product. The distributed electronic ledger includes, within a block thereof... The Toronto dominion Bank

Patent Packs
02/09/17 / #20170039608

Systems and methods for automatically generating order data based on social media messaging

The disclosed embodiments include computerized methods and systems that facilitate automate trade-order entry and execution based on social media messaging. In one embodiment, an apparatus may receive, from a social-networking service, social media data that includes various social media messages associated with social-networking accounts of various users. The apparatus may... The Toronto dominion Bank

02/09/17 / #20170039645

Systems and methods for automatically generating order data based on social media messaging

The disclosed embodiments include computerized methods and systems that facilitate automate trade-order entry and execution based on social media messaging. In an embodiment, an apparatus identifies a first social media message associated with a social networking account of a user and including at least one parameter of a transaction to... The Toronto dominion Bank

02/09/17 / #20170039652

Systems and methods for verifying user identity based on social media messaging

The disclosed embodiments include computerized methods and systems that automatically verify an identity of a user based on social media messaging. In an embodiment, an apparatus identifies a first social media message associated with a social networking account of a user and generated by a device of the user. The... The Toronto dominion Bank

02/02/17 / #20170031952

Method and system for identifying a property for purchase using image processing

A method for identifying a property for purchase by an image processing system, comprising: receiving one or more images from a user device, wherein the one or more images are images of properties, and wherein the user device one or more of captures, selects, and stores the one or more... The Toronto dominion Bank

02/02/17 / #20170032481

Method and system for identifying a property for purchase and related products and services using image processing

A method for identifying a property for purchase by an image processing system, comprising: receiving one or more images from a user device, wherein the one or more images are images of properties with additional matter, wherein the user device captures and stores the one or more images, and wherein... The Toronto dominion Bank








ARCHIVE: New 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009



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