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Bank Of America Corporation patents


Recent patent applications related to Bank Of America Corporation. Bank Of America Corporation is listed as an Agent/Assignee. Note: Bank Of America Corporation may have other listings under different names/spellings. We're not affiliated with Bank Of America Corporation, we're just tracking patents.

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Optimizing data replication across multiple data centers

Aspects of the disclosure relate to optimizing data replication across multiple data centers. A computing platform may receive, from an authentication hub computing platform, an event message corresponding to an event associated with the authentication hub computing platform. ... Bank Of America Corporation

Hybrid electronic lockbox

A method of managing an electric lockbox, such as to reduce processing times associated with remittance processing, may include receiving, by one or more computing devices at a financial institution, a batch file and/or one or more physical remittances at lockbox associated with a payee, the batch file and any physical remittances comprising information associated with a plurality of financial transactions between one or more payors and the payee. The one or more computing devices may then determine whether at least a portion of the information corresponds to a payee preference. ... Bank Of America Corporation

Multi-disciplinary comprehensive real-time trading signal within a designated time frame

A computer system manages a multi-disciplinary comprehensive real-time trading signal within a designated time frame. A classical computer apparatus includes a processor; a memory; and a media management application that is stored in the memory and executable by the processor; a quantum optimizer in operative communication with the classical computer apparatus, where the quantum optimizer includes a quantum processor; and a quantum memory; where the media management application is configured for transmitting historical media information and historical product information to the quantum optimizer; and where the quantum optimizer is configured for receiving the historical media information and historical product information; and analyzing the historical media information and historical product information to determine one or more indicative attributes that may be indicative of product pricing movement.. ... Bank Of America Corporation

Multicomputer digital data processing to provide access and process control

Systems for controlling processing of an event are provided. A system may receive a request to initiate an event and the request may cause activation of access and process control functions of the systems. ... Bank Of America Corporation

Fraud remedy tool

An apparatus includes a fraud detector, an account number generator, and an account provisioner. The fraud detector compares activity on an account to a fraud model and determines an indication of fraud on the account. ... Bank Of America Corporation

Database storage monitoring equipment

Equipment, tools, systems, storage media, and methods that allow a user to monitor database storage at various granularities and set thresholds for generating alerts are described. In one aspect, a system includes a client device configured to execute an application, a database configured to support the client device, a storage array configured to provide information to the database, and a computing device. ... Bank Of America Corporation

Intelligent database control systems with automated request assessments

Aspects of the disclosure relate to intelligent database control systems for performing automated request assessments. In one embodiment, a computing device may receive, via a communication interface, a database request from a user computing device. ... Bank Of America Corporation

Comparing data stores using hash sums on disparate parallel systems

Aspects described herein relate to methods and systems for comparing data stored in disparate parallel systems using hash sums. A database having a parallel system architecture may comprise a plurality of nodes each storing a plurality of records. ... Bank Of America Corporation

Real-time linear identification of resource distribution breach

Systems, computer products, and methods are described herein for improvements for identifying if an interaction between a user and an entity have been misappropriated. A classical computer may be utilized to analyze data inputs related to a particular interaction and to determine if the interaction is potentially misappropriated based on a trigger activated by one or more of the inputs. ... Bank Of America Corporation

Portable item transfer container

A portable item transfer container typically includes an item storage unit and an item transfer unit configured to (i) dispense items stored in the item storage unit and (ii) receive items and store the items in the item storage unit. The container also typically includes a memory, a processor, and an item transfer application stored in the memory. ... Bank Of America Corporation

Morphing federated model for real-time prevention of resource abuse

Systems, computer products, and methods are described herein for improvements for identifying if an interaction between a user and an entity have been misappropriated. Instead of analyzing each interaction as the interactions are entered into between various users and the associated entities, a specific federated user model may be created for each user in order to predict the likelihood that interactions of the user may be misappropriated. ... Bank Of America Corporation

Automated item transfer vehicle

An automated item transfer vehicle typically includes an item storage unit and an item transfer unit configured to (i) dispense items stored in the item storage unit and (ii) receive items and store the items in the item storage unit. The vehicle also typically includes a memory, a processor, and an item transfer application stored in the memory. ... Bank Of America Corporation

Enhanced detection of polymorphic malicious content within an entity

Embodiments of the invention are directed to systems, methods and computer program products for enhanced detection of polymorphic malicious content within an entity. In this regard, the present invention receives information associated with an incidence of an electronic file; receives an first hash value of the electronic file from a first network device and a second hash value of the electronic file from a second network device; compares the first hash value with the second hash value; determines that the electronic file is polymorphic based on at least the match; initiates an execution of a quantum optimization algorithm using a quantum optimizer to determine one or more hash value states associated with the electronic file for a third network device; and initiates a control signal configured to store the one or more hash value states in a database associated with the third network device.. ... Bank Of America Corporation

Preventing unauthorized access to secured information systems using authentication tokens

Aspects of the disclosure relate to providing information security and preventing unauthorized access to secured resources by implementing token-based authentication techniques. A computing platform may receive, from a client computing device, a request to authenticate a user to a user account associated with a client portal provided by a client portal server. ... Bank Of America Corporation

09/06/18 / #20180255000

Computerized system for providing resource distribution channels based on predicting future resource distributions

A system for providing resource distribution channels based on predicting future resource distributions typically includes a classical computer apparatus and a quantum optimizer in communication with the classical computer apparatus. The classical computer apparatus identifies resource transfer information related to a resource transfer of a user, wherein the user receives a resource collection as a result of the resource transfer. ... Bank Of America Corporation

09/06/18 / #20180254895

Enhanced polymorphic quantum enabled firewall

A system for generating an enhanced polymorphic quantum enabled firewall in real-time typically includes a classical computer apparatus and a quantum optimizer in communication with the classical computer apparatus. The classical computer apparatus is configured to identify an unauthorized attempt to access information by an unidentified source, collect a first set of data about the unauthorized attempt, determine a type of the unauthorized attempt by analyzing the first set of data, and transmit the first set of data and the type of the unauthorized attempt to the quantum optimizer. ... Bank Of America Corporation

09/06/18 / #20180253945

Machine presented targeted odd denominational resource distributor system

Embodiments of the invention are directed to systems, methods, and computer program products for integration into a user activity terminal and configure the terminal for facilitating odd denominational resource distribution parameters. The user activity terminal may be associated resource distribution from a resource distribution service provider. ... Bank Of America Corporation

09/06/18 / #20180253799

Live reporting of check image keying issues

Aspects of the disclosure relate to live reporting of check image keying issues. A computing platform may receive a first dataset and may transmit a first set of instructions for triggering transaction balancing and the first dataset to a first client computer system. ... Bank Of America Corporation

09/06/18 / #20180253659

Data processing system with machine learning engine to provide automated message management functions

Aspects of the disclosure relate to implementing and using a data processing system with a machine learning engine to provide automated message management functions. In some embodiments, a computing platform having at least one processor, a memory, and a communication interface that may receive, via the communication interface, a plurality of messages corresponding to a messaging account. ... Bank Of America Corporation

09/06/18 / #20180253599

Document image processing and advanced correlation of image data

Embodiments of the invention include systems, methods, and computer-program products for optical character recognition image data extraction from resource documents. The invention includes capacity for optical character recognition of a majority of data on a resource document. ... Bank Of America Corporation

09/06/18 / #20180253552

Distractional variable identification for authentication of resource distribution

A system for capturing communication variables associated with a communication between two or more parties and implementing a quantum optimizer to analyze the communication variables to determine the actual context of a communication held by one or more parties to the communication. Once the actual context is determined, a further determination is made as to whether the actual context poses or potentially poses a security threat to one or more parties to the communication or a third-party and, if so, notifies the party of the security threat. ... Bank Of America Corporation

09/06/18 / #20180251301

Cassette system for secure resource distribution

Embodiments of the present invention are directed to systems, methods, and computer program products for a cassette system and device network for secure resource replenishment and distribution among a plurality of computer terminals. A resource replenishment device comprising a tamper-proof, sealable container may securely store and transport one or more resources within the interior of the device. ... Bank Of America Corporation

08/23/18 / #20180241552

Block computing for information silo

Systems and method for applying security measures to data sets requiring external quantum-level processing. Specifically, segmenting a data set into a plurality of data blocks/segments, such that each data block is communicated to different external entities for subsequent quantum-level computing processing of the data blocks. ... Bank Of America Corporation

08/23/18 / #20180240112

Block chain encryption tags

A system that includes a device with a processor is configured to receive a first set of data elements and to obtain an encryption key from a memory. The processor is further configured to encrypt the first set of data elements using the encryption key, to embed the first set of encrypted data elements within a first block for the block chain, and to generate a first encrypted element map identifying the locations of the first set of encrypted data elements within the first block. ... Bank Of America Corporation

08/23/18 / #20180239928

Determining security features for external quantum-level computing processing

Systems and method for determining and applying security measures, such as segmentation, obfuscation and/or insertion of dummy data, to data sets determined to require external quantum-level computing processing. In those embodiments in which the data set is segmented, external quantum-level computing processing entities are determined, such that each segment is communicated to a different external entity for subsequent quantum-level computing processing.. ... Bank Of America Corporation

08/23/18 / #20180239692

Electronic technology resource evaluation system

Embodiments of the present invention relate to apparatuses, systems, methods and computer program products for testing a technology resource application. Specifically, the system typically provides an adaptive application testing framework configured for testing of the technology resource application using multiple testing tool applications, by facilitating portability of test objects associated with the technology resource application across the multiple testing tool applications. ... Bank Of America Corporation

08/23/18 / #20180239500

Data processing system with machine learning engine to provide dynamic interface functions

Systems for predicting features to be accessed by a user and generating a customized user interface are provided. In some examples, a computing platform may receive a request to access a system. ... Bank Of America Corporation

08/16/18 / #20180234354

Computerized system for identifying and redistributing complementary resources

A system may be configured for: analyzing resource transfers to identify a subset of users having complementary resource transfer patterns; monitoring resource transfers of the subset of users; determining that a user has a resource surplus; transferring resources corresponding to the resource surplus from the user to a resource pool; determining that the second user has a resource deficiency; and transferring resources corresponding to the resource deficiency from the resource pool to the second user. The system may also be configured for: monitoring actions of the user within a client application; based on monitoring the actions of the user, predicting a future user action of the user within the client application; and transmitting a command to the client application, wherein the command is configured to cause the client application to display an interface for performing the future user action.. ... Bank Of America Corporation

08/16/18 / #20180234353

Computing system for identifying, pooling, and managing resources

A system may be configured to: receive, from a first user device, resource data associated with a first resource; extract and determine attributes of the first resource and a first user from the resource data; based on the attributes of the first resource and the first user, assign one or more classifications to the first resource and the first user; based on the one or more classifications of the first resource and the first user, predict a future action of the user within a resource management client application; and send, over a network, a future action command to the first user device to prompt the first user to complete the future action.. . ... Bank Of America Corporation

08/16/18 / #20180234325

Data processing system with machine learning engine to provide enterprise monitoring functions

Aspects of the disclosure relate to implementing and using a data processing system with a machine learning engine to provide enterprise monitoring functions. A computing platform may receive environment mapping data from a distributed computing environment. ... Bank Of America Corporation

08/16/18 / #20180234317

System for dynamically managing resource connectivity

A system may be configured for: identifying a plurality of resource deficiencies associated with a first plurality of users; constructing a resource deficiency object repository comprising a plurality of resource deficiency objects associated with the plurality of resource deficiencies; determining a resource provisioning capability associated with the second user; constructing a resource provisioning object associated with the resource provisioning capability of the second user; determining that the resource provisioning capability associated with the second user matches a first resource deficiency associated with the first user; establishing, automatically, a resource connection between the first resource deficiency object and the resource provisioning object and initiating transfer of resources corresponding to the resource provisioning capability associated with the second user to the first user.. . ... Bank Of America Corporation

08/16/18 / #20180233000

Banking systems controlled by data bearing records

Aspects of the disclosure relate to deploying, configuring, and utilizing cash handling devices to provide dynamic and adaptable operating functions. A cash handling device having at least one processor, a memory, and a communication interface may store a device registration module, a containerized operating module, a non-engagement services module, and a secure communications module. ... Bank Of America Corporation

08/16/18 / #20180232995

Third party activity performance cross entity integration

Embodiments of the invention are directed to a system, method, or computer program product for providing a platform for integration into applications for user activity interaction for cross entity and third party reward integration. In this way, the system may integrate an activity platform that provides applications or integration into applications to generate an activities network. ... Bank Of America Corporation

08/16/18 / #20180232762

Targeted resource token generation and deployment

Embodiments of the invention are directed to systems, methods and computer program products for targeted resource token generation and deployment. Embodiments receive interaction information associated with a user, wherein the interaction information comprises past interactions; in response to receiving the past interactions, determine recommended interactions based on the past interactions; determine one or more unused recommended interactions; present the unused recommended interactions to the user for consideration; generate interactive tokens based on the past interactions and the recommended interactions; prompt the user to perform one or more actions related to the unused recommended interactions; determine that the user has attained at least a threshold level of achievement; and in response, award some of the interactive tokens to the user.. ... Bank Of America Corporation

08/16/18 / #20180232756

System and method for location-based trafficking for resource accumulation

Embodiments of the present invention provide a system for location-based trafficking for resource accumulation. The system may monitor location data of a mobile device of a user to determine when the user is within a predetermined distance from a specific geographical location of a resource. ... Bank Of America Corporation

08/16/18 / #20180232713

Banking systems controlled by data bearing records

Aspects of the disclosure relate to deploying, configuring, and utilizing cash handling devices to provide dynamic and adaptable operating functions. A cash handling device having at least one processor, a memory, and a communication interface may store a device registration module, a containerized operating module, a non-engagement services module, and a secure communications module. ... Bank Of America Corporation

08/16/18 / #20180232712

Banking systems controlled by data bearing records

Aspects of the disclosure relate to deploying, configuring, and utilizing cash handling devices to provide dynamic and adaptable operating functions. A cash handling device having at least one processor, a memory, and a communication interface may store a device registration module, a containerized operating module, a non-engagement services module, and a secure communications module. ... Bank Of America Corporation

08/16/18 / #20180232682

System for identification and integration of like resources and configuring resources for common use

A system may be configured for: analyzing resources and attributes to identify a subset of users having complementary resources; generating an integrated resource cluster comprising the subset of users; distributing resource transfer tasks from a received resource exchange request to the integrated resource cluster to dispense outbound resources; determining an inbound resource total for the integrated resource cluster; and transferring calculated resource divisions the subset of users comprising the integrated resource cluster. The system may also be configured for: monitoring actions of the user within a client application; based on monitoring the actions of the user, predicting a future user action of the user within the client application; and transmitting a command to the client application, wherein the command is configured to cause the client application to display an interface for performing the future user action.. ... Bank Of America Corporation

08/16/18 / #20180232672

Resource allocation interface for interactive resource distribution

Embodiments of the present invention provide a system for interactive resource distribution via a resource allocation interface. The system is typically configured for extracting a plurality of records associated with a user from an entity server; analyzing the plurality of records and identifying a set of records from the plurality of records requiring an assignment of a class; identifying an online session initiated by the user on a user device; transmitting control signals to the user device to cause the user device to display a subset of records of the set of records and a first set of classes via the resource allocation interface and to prompt the user to assign the subset of records to the set of classes by one or more gaming means; determining that the assignment of the subset of records to the set of classes is complete and providing a first token to the user.. ... Bank Of America Corporation

08/16/18 / #20180232656

Data processing system with machine learning engine to provide system disruption detection and predictive impact and mitigation functions

Systems for detecting potential disruptions in operation of the system and identifying and executing appropriate responses to mitigate impact of the system disruption are provided. In some examples, a computing platform may generate one or more machine learning datasets. ... Bank Of America Corporation

08/16/18 / #20180232549

Banking systems controlled by data bearing records

Aspects of the disclosure relate to deploying, configuring, and utilizing cash handling devices to provide dynamic and adaptable operating functions. A cash handling device having at least one processor, a memory, and a communication interface may store a device registration module, a containerized operating module, a non-engagement services module, and a secure communications module. ... Bank Of America Corporation

08/16/18 / #20180232532

Reversible redaction and tokenization computing system

A computing system for redacting and/or tokenizing non-public information of electronic documents stored in a database may include a data redaction computing device and/or a data tokenization computing device, a first database storing a plurality of electronic documents, and a second database storing computer executable instructions for analyzing information associated with the plurality of electronic documents stored in the first database. The computer executable instructions may cause the data redaction/tokenization computing device to identify non-public information in one or more of the plurality of electronic documents and/or at least one of a document type, a source of the electronic document, and a destination to which the electronic document is to be communicated. ... Bank Of America Corporation

08/16/18 / #20180232258

Computerized system for real-time resource transfer verification and tracking

A system for verifying resource transfers in real-time typically includes a classical computer apparatus and a quantum optimizer in communication with the classical computer apparatus. The quantum optimizer is configured to analyze resource transfer information related to previous resource transfers to generate a model for verifying resource transfers. ... Bank Of America Corporation

08/16/18 / #20180232213

Customized interaction manipulation and implementation for resource storage

Embodiments of the invention are directed to a system, method, or computer program product for interaction manipulation for implementing resource storage. The system receives interaction information associated with a user which includes past interactions as well as a resource storage target. ... Bank Of America Corporation

08/09/18 / #20180225352

Automated archival partitioning and synchronization on heterogeneous data systems

Disclosed is a system for automated archival and synchronization that includes a processor and a memory, wherein archival, partition, and synchronization applications are stored in the memory. The system is typically configured for: identifying triggering of an event and establishing a communication link between a source system and a destination system, determining that the event meets archival criteria and initiating archival process, wherein the archival process comprises determining that a first configuration of the source system does not match the second configuration of the destination system and synchronizing the second configuration with the first configuration, migrating a first set of data from the source system to update a second set of data in the destination system based on determining a change in the first set of data, and compressing the updated second set of data in the destination system.. ... Bank Of America Corporation

08/02/18 / #20180218726

Intelligent content parsing with synthetic speech and tangible braille production

Aspects of the disclosure relate to parsing page content to determine tag sequences and synthesizing content associated with the determined tag sequences to produce audio and/or braille output relative to user preferences and input. In a first embodiment, a user computing device may receive a page document corresponding to a uniform resource locator (url) of the third party computing platform, identify one or more tag sequences of the page document, calculate an expected reading time for each of the one or more tag sequences, generate a summary associated with each of the one or more tag sequences of the page document, and produce an output of the summary. ... Bank Of America Corporation

08/02/18 / #20180218313

Chip card imaging and verification system

A system includes a vision system, a database, a chip reader, and a computer system. The computer system accesses an image of a two-dimensional barcode captured by the vision system and determines barcode information for a group of cards. ... Bank Of America Corporation

08/02/18 / #20180218276

Optimizing application performance using finite state machine model and machine learning

Aspects of the disclosure relate to optimizing application performance using a finite state model and machine learning. A computing platform may receive, via the communication interface, from a first user device, a web page request comprising task identification information. ... Bank Of America Corporation

08/02/18 / #20180218062

Data aggregator

A data aggregator includes a memory, a network interface, a vectorization engine, and an aggregator. The memory stores a plurality of aggregation rules. ... Bank Of America Corporation

07/26/18 / #20180212790

Data processing system with machine learning engine to provide automated collaboration assistance functions

Aspects of the disclosure relate to implementing and using a data processing system with a machine learning engine to provide automated collaboration assistance functions. A computing platform may receive, from a teleconference hosting computer system, a content stream associated with a teleconference. ... Bank Of America Corporation

07/26/18 / #20180211654

Data processing system with machine learning engine to provide automated collaboration assistance functions

Aspects of the disclosure relate to implementing and using a data processing system with a machine learning engine to provide automated collaboration assistance functions. A computing platform may receive, from a teleconference hosting computer system, a content stream associated with a teleconference. ... Bank Of America Corporation

07/26/18 / #20180211323

System for sharing retirement scores between social groups of customers

Embodiments of the invention are directed to systems, methods, and computer program products for assessing retirement planning based on a retirement score. The system is configured to create a social network group, receive a request for the user to join the social network group, receive financial information of the user. ... Bank Of America Corporation

07/26/18 / #20180211250

System for transfer of resources via a secure channel using an alias

Systems, computer program products, and methods are described herein for transfer of resources via a secure channel using an alias. The present invention receives a first alias associated with a user; dynamically generates a web portal associated with the entity to enable the user to input an authorization code; electronically receives, via the web portal, the authorization code from the user; determine a first resource event based on at least receiving the first alias and the authorization code; triggers the first resource event based on at least a successful validation of the authorization code; and transfers the resources from the user record associated with the third party to the target record via the secure channel in response to triggering the first resource event.. ... Bank Of America Corporation

07/26/18 / #20180211249

Enabling authentication shifting based on mobile wallet characteristics

Embodiments are directed to enabling authentication shifting based on mobile wallet characteristics such as presence and/or content of a payment credential or pre-generated token. Embodiments receive a request for access to a function or feature by a user of the mobile device; receive first user authentication credentials from the user; access a mobile wallet storing at least one payment credential associated with an owner of the mobile device, the at least one payment credential comprising owner identity information; compare the first user authentication credentials with the owner identity information; confirm the first user authentication credentials match the owner identity information; and enable access to the requested function or feature. ... Bank Of America Corporation

07/26/18 / #20180211248

Expedited setup of digital wallet using contactless credential

Embodiments are directed to expedited setup of digital wallet using contactless credentials. Embodiments receive user authentication credentials; validate the user authentication credentials; in response to validation, enable access to one or more features or functions of a mobile application; receive, from the contactless reader, contactless credential information comprising owner identification, credential number, expiration date and cryptogram; load the contactless credential information into a digital wallet stored in the memory; and enable use of a payment token corresponding to the contactless credential information in a digital wallet transaction.. ... Bank Of America Corporation

07/26/18 / #20180211247

Establishing dedicated connection for token replacement

Embodiments are directed to establishing dedicated connection for token replacement. Embodiments receive user authentication credentials; validate the user authentication credentials; in response to validation, enable access to one or more features or functions of a mobile application; in some cases, determine that circumstances match a predetermined trigger including potential compromise of the current token, and in response present, on the mobile device, a list of digital wallets with which a current token is associated; receive input indicating which of the digital wallets in the list to provision a new token; receive transfer, over an established dedicated communication channel between a server and the mobile device, the new token; and automatically associate the new token with the indicated digital wallets.. ... Bank Of America Corporation

07/26/18 / #20180211223

Data processing system with machine learning engine to provide automated collaboration assistance functions

Aspects of the disclosure relate to implementing and using a data processing system with a machine learning engine to provide automated collaboration assistance functions. A computing platform may receive, from a teleconference hosting computer system, a content stream associated with a teleconference. ... Bank Of America Corporation

07/26/18 / #20180210931

System for analyzing the runtime impact of data files on data extraction, transformation, and loading jobs

A system for analyzing the runtime impact of data files on data extraction, transformation, and loading (etl) jobs typically includes a processor, a memory, and a runtime impact analysis module stored in the memory. The runtime impact analysis module is typically configured for: receiving a user input comprising a designator of a data repository from a user; receiving an etl job list file from one or more etl servers; for each etl job invocation name in the etl job list file: querying the one or more etl servers for runtime information, receiving the runtime information from the one or more etl servers, searching the runtime information for the designator of the data repository, and if the designator of the data repository is identified in the runtime information, adding the etl job invocation name to an impacted etl job file; and providing the impacted etl job file to the user.. ... Bank Of America Corporation

07/26/18 / #20180210817

System for refreshing and sanitizing testing data in a low-level environment

Embodiments of the present invention provide a system for refreshing data within the testing environment by sanitizing production data. In particular, the system may process real-world data obtained in the production environment and automatically replace sensitive or confidential information with realistic substitute data, then provide the sanitized data to the systems within the low level testing environment. ... Bank Of America Corporation

07/19/18 / #20180205751

Near real-time system or network incident detection

Systems and arrangements for performing a textual analysis to identify incidents likely to cause a significant business impact are provided. Historical data related to previously occurring incidents may be analyzed to determine a magnitude of impact of the incident. ... Bank Of America Corporation

07/19/18 / #20180205708

Autonomous software containers

An individualized software container is provided. The software container may be created by a remote entity. ... Bank Of America Corporation

07/19/18 / #20180205702

Multi-tiered protection platform

A multi-tier platform provides security at a perimeter of a computer system, where an intermediate layer interacts between a web layer and an application layer. A data request that is associated with a data set is received at the web layer and passed to the intermediate layer. ... Bank Of America Corporation

07/19/18 / #20180205664

Correlating resource utilization requirements based on utilization of affiliated resources

Systems, computer program products, and methods are described herein for correlating resource utilization requirements based on utilization of affiliated resources. The present invention is configured to retrieve information associated with one or more resources associated with a user; receive a query, wherein the query is associated with a resource distribution goal; determine one or more peers associated with the user; retrieve one or more resource distribution profiles associated with each of the one or more peers associated with the user from one or more network platforms; determine a first resource distribution profile determined to enable the user to achieve the resource distribution goal from the distribution profiles of the one or more peers; and implement the first distribution profile to the one or more resources associated with the user.. ... Bank Of America Corporation

07/19/18 / #20180204593

Memory management architecture for use with a diagnostic tool

A memory management architecture in a testing environment including a memory cache and a hard drive is provided. The hard drive may be configured to receive a high-volume set of production data including computer-readable spreadsheet files in varied file formats. ... Bank Of America Corporation

07/19/18 / #20180204278

Improper financial activity detection tool

An illustrative method for identifying information associated with a ring of individuals performing improper financial activities may include combining a list of user identifiers with one or more attributes tables corresponding to the financial transactions. A computer device may analyze a first list of identifiers in relation to an attribute table, where the identifiers may be associated with one or more suspected improper financial activities and the attribute table may include attributes of one or more financial transactions performed over a specified duration. ... Bank Of America Corporation

07/19/18 / #20180204265

Capturing and extracting fragmented data and data processing using machine learning

One or more aspects of the disclosure generally relate to computing devices, computing systems, and computer software that may be used for capturing and extracting fragmented data and for data processing using machine learning. Some aspects disclosed herein are directed to, for example, a system and method comprising generating a display for receiving fragmented data associated with a user. ... Bank Of America Corporation

07/19/18 / #20180204194

Transaction storing and forwarding

After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. ... Bank Of America Corporation

07/19/18 / #20180204159

Resource and experience factor value generation system

Embodiments of the invention are directed to a system, method, or computer program product for a factor value generation system based on use resource distribution and experience indications. The system utilizes user activity across networks platforms for correlation and updating of user experiences. ... Bank Of America Corporation

07/19/18 / #20180204154

Near real-time system or network incident detection

Systems and arrangements for determining whether a scheduled modification of a system, or the like, is a likely cause of an incident are provided. Historical data related to previous incidents may be received and analyzed to identify incidents having a significant business impact and the system, or the like, associated with those incidents. ... Bank Of America Corporation

07/19/18 / #20180204152

System for platform activity gathering for determining current user resource requirements

Embodiments of the invention are directed to a system, method, or computer program product for extraction and utilization of user activity across networks platforms for correlation and updating of user resource needs. As such, the invention categorically identifies and alternates user resource needs based on network platform monitoring modules embedded within the network platform. ... Bank Of America Corporation

07/19/18 / #20180204151

System for platform activity gathering for alternative resource generation

Embodiments of the invention are directed to a system, method, or computer program product for extraction and utilization of user activity across networks platforms and user asset ownership for alternative resource generation. As such, the invention identifies alternative arrangements for user assets and resource generation of those assets based monitoring the network platform for underutilized assets for resource generation and execution.. ... Bank Of America Corporation

07/19/18 / #20180204124

Near real-time system or network incident detection

Systems and arrangements for using temporal analysis to evaluate incidents to determine whether they are likely to cause a significant business impact are provided. Historical data may be analyzed to identify incidents having a significant business impact. ... Bank Of America Corporation

07/19/18 / #20180203837

Test case consolidator

A method for consolidating ddt spreadsheets is provided. The spreadsheets may be for testing with a test executable program. ... Bank Of America Corporation

07/19/18 / #20180203754

Individualized channel error detection and resolution

Aspects of the disclosure relate to using natural language processing to identify a context of failure associated with a channel error and analyzing the identified context of failure in relation to historic data by machine learning algorithms to identify one or more of a severity ranking, alternate channel, and solution for the channel error. In some instances, a computing platform may receive data corresponding to a system event associated with a channel of server infrastructure, identify a technical issue, customer intent, and customer sentiment of the system event, determine a context of failure of the system event, generate a mapping of the context of failure in relation to historic data, and identify a suggested solution, severity assignment, and alternate channel for the system event based on the mapping of the context of failure in relation to the historic data.. ... Bank Of America Corporation

07/19/18 / #20180203752

Near real-time system or network incident detection

Systems and arrangements for pre-processing data to detect and analyze system, application, or the like, incidents to identify incidents likely to cause a significant business impact are provided. Historical data related to incidents that previously occurred may be analyzed to quantify an impact of each incident. ... Bank Of America Corporation

07/19/18 / #20180203751

Using a concentration risk of a computing resource to define affinity and anti-affinity workloads

In certain embodiments, a system comprises processing circuitry and memory comprising logic. The processing circuitry is operable to execute the logic whereby the system is operable to monitor a pool of shared computing resources, determine a concentration risk associated with a first computing resource in the pool, and perform an action if the concentration risk exceeds a threshold. ... Bank Of America Corporation

07/19/18 / #20180203690

Application programming interface for providing access to computing platform definitions

Aspects of the disclosure are directed to providing access to the contents of a computing platform definition. A computing platform definition includes entries indicating devices and executables to deploy to a computing platform. ... Bank Of America Corporation

07/19/18 / #20180203689

Hybrid system for remote application development

A hybrid system for software development in which dynamic content processing occurs locally at each developer's computing device, while static content processing occurs remotely via a network-based software deployment server. Moreover, the system provides for multiple designer-specific websites to be created within a network-based common internet file system (cifs) so that developers can work in parallel. ... Bank Of America Corporation

07/19/18 / #20180203583

System for platform activity gathering for achievement leveraging virtual visualization

Embodiments of the invention are directed to a system, method, or computer program product for extraction and utilization of user activity across networks platforms for achievement prediction and leveraging. As such, the user network activity is identified and paired with user information. ... Bank Of America Corporation

07/12/18 / #20180197181

Marker code generation for resource distribution authority flagging

Embodiments of the invention are directed to systems, methods and computer program products for generating unique marker codes for security implementation and deployment during authentication required resource disbursement. In this way, marker codes may be generated and associated with one or more resource disbursement mechanisms. ... Bank Of America Corporation

07/12/18 / #20180197031

Physical marker coding for resource distribution adjustment

Embodiments of the invention are directed to systems, methods and computer program products for providing physical marker coding for resource distribution adjustment or duress signaling when using paper resource distribution documents. Paper resource distribution documents have limited amount of multi-factor authentication. ... Bank Of America Corporation

07/05/18 / #20180191831

Facilitating across-network handoffs for devices using augmented reality display devices

An augmented reality system includes a first user device, a server, and an augmented reality user device. The first user device displays a virtual document during a first session and receives user input for the virtual document. ... Bank Of America Corporation

07/05/18 / #20180191810

Network routing tool

A middleware system validation tool comprising includes a retrieval engine, and a network component status engine. The retrieval engine retrieves a pre-change activity status before software is modified on a network component. ... Bank Of America Corporation

07/05/18 / #20180191784

Selectively enabling and disabling biometric authentication based on mobile device state information

Methods, systems, and computer-readable media for selectively enabling and disabling biometric authentication are presented. In some embodiments, a computing platform may receive, from a device monitoring and management computer system, a device state indicator message comprising device state information associated with a mobile computing device. ... Bank Of America Corporation

07/05/18 / #20180191712

Preventing unauthorized access to secured information systems using proactive controls

Systems and arrangements for detecting unauthorized activity and implementing proactive controls to avoid future occurrences of unauthorized activity are provided. The system may receive one or more occurrences of unauthorized activity and may identify similar pairs of occurrences. ... Bank Of America Corporation

07/05/18 / #20180191509

Middleware system validation tool

A middleware system validation tool comprising includes a retrieval engine, and a network component status engine. The retrieval engine retrieves a pre-change activity status before software is modified on a network component. ... Bank Of America Corporation

07/05/18 / #20180190028

Facilitating across-network, multi-user sessions using augmented reality display devices

An augmented reality system includes a server, a first augmented reality user device for a first user and a second augmented reality user device for a second user. The server includes session information for a session with a first user. ... Bank Of America Corporation

07/05/18 / #20180189270

Language data processing system using auto created dictionaries

Some aspects disclosed herein are directed to, for example, a system and method of receiving, by a computing device, a transcript comprising a plurality of words. The computing device may generate a modified transcript by removing one or more stop words or one or more commonly occurring words from the plurality of words in the transcript. ... Bank Of America Corporation

07/05/18 / #20180189078

Facilitating across-network handoffs for an assistant using augmented reality display devices

A system comprises a server, a first user device, and a second user device. The server stores a virtual document, virtual assistant information that provides an overview and input information for the virtual document, and virtual handoff information. ... Bank Of America Corporation

06/28/18 / #20180183782

Single sign-on for interconnected computer systems

Methods, systems, and computer-readable media support provisioning a computer application that is executed on an associated computing component through a primary computing component. Even though different passwords may be associated with a user for the primary and the associated computing components, one aspect is seamless single sign-on to a computer cluster that provides the external computer application so that any user or group membership changes at the primary computing component is transparent to the associated computing component. ... Bank Of America Corporation

06/21/18 / #20180176206

Dynamic data protection system

A dynamic data protection system may include a data management server includes a processor and a non-transitory memory device storing instructions that cause the data management server to receive, via a network connection from a user device, a request for access to data stored on an organization's network. The data management server may then communicate user authentication information associated with the received request. ... Bank Of America Corporation

06/21/18 / #20180176197

Dynamic data protection system

A dynamic data protection system may include a data management server includes a processor and a non-transitory memory device storing instructions that cause the data management server to receive, via a network connection from a user device, a request for access to data stored on an organization's network. The data management server may then communicate user authentication information associated with the received request. ... Bank Of America Corporation

06/21/18 / #20180176098

Messaging queue spinning engine

Systems are provided for using a message spinning engine to create and/or manage messaging queues in a distributed network using virtualized servers. An abstraction layer formed by virtualized servers may enable the message spinning engine to seamlessly transition messaging queues while minimizing the likelihood of exceeding the parameters of existing service level agreements. ... Bank Of America Corporation

06/21/18 / #20180174591

Synthesized voice authentication engine

A system for creating a synthetic voice identifier may include a plurality of synthesized voice authorization (sva) devices and a biometric combinatory device (bcd). The svas may be communicatively coupled to the bcd via a network and may communicate utilizing a markup language. ... Bank Of America Corporation

06/21/18 / #20180174590

Synthesized voice authentication engine

A system for creating a synthetic voice identifier may include a plurality of synthesized voice authorization (sva) devices and a biometric combinatory device (bcd). The svas may be communicatively coupled to the bcd via a network and may communicate utilizing a markup language. ... Bank Of America Corporation

06/21/18 / #20180173608

Software defect analysis tool

A software defect detection tool determines a modification in a software code at a first time and analyzes an execution of the software code to detect a performance issue at a second time. The software defect detection tool detects a defect in the software code by a comparison of the first time and a second time. ... Bank Of America Corporation

06/21/18 / #20180173607

Software defect detection tool

A software defect detection tool determines a modification in a software code at a first time and analyzes an execution of the software code to detect a performance issue at a second time. The software defect detection tool detects a defect in the software code by a comparison of the first time and a second time. ... Bank Of America Corporation

06/14/18 / #20180167442

Multicomputer processing of client device request data using centralized event orchestrator and dynamic endpoint engine

Aspects of the disclosure relate to multicomputer processing of client device request data using a centralized event orchestrator and a dynamic endpoint engine. A computing platform may receive, from a client computing device, event definition information defining an event. ... Bank Of America Corporation

06/14/18 / #20180167441

Multicomputer processing of an event request from an event origination device with centralized event orchestration

Aspects of the disclosure relate to multicomputer processing of an event request from an event origination device with centralized event orchestration. A computing platform may receive, from an event origination device, an event request for an event. ... Bank Of America Corporation

06/14/18 / #20180167390

Multicomputer processing of an event authentication request with centralized event orchestration

Aspects of the disclosure relate to multicomputer processing of an event authentication request with centralized event orchestration. A computing platform may receive a request to authenticate an event. ... Bank Of America Corporation

06/14/18 / #20180165984

Virtual behavior training using augmented reality user devices

An augmented reality system that includes an augmented reality user device. The augmented reality user device includes display for overlaying virtual objects onto tangible objects in a real scene and a memory storing scenarios for a user. ... Bank Of America Corporation

06/14/18 / #20180165977

Real world gamification using augmented reality user devices

An augmented reality system that includes an augmented reality user device. The augmented reality user device includes display for overlaying virtual objects onto tangible objects in a real scene. ... Bank Of America Corporation

06/14/18 / #20180165921

Physical security system for computer terminals

A computer terminal located in an environment may include an actuator, retractable privacy barrier attached to the computer terminal by the actuator, a display, a memory, a processor, and a terminal application stored in the memory. The actuator is typically configured to extend the retractable privacy barrier to thereby reduce viewability of the computer terminal. ... Bank Of America Corporation

06/14/18 / #20180165849

Facilitating dynamic across-network location determination using augmented reality display devices

An augmented reality system includes a central server, a local server an augmented reality user device. The central server includes account information for a customer and institution information. ... Bank Of America Corporation

06/14/18 / #20180165848

Facilitating dynamic across-network location determination using augmented reality display devices

An augmented reality system includes a central server, a local server an augmented reality user device. The central server includes account information for a customer and institution information. ... Bank Of America Corporation

06/14/18 / #20180165681

Unauthorized usage detection using transaction management and analytics platforms

Aspects of the disclosure relate to detection of unauthorized usage in debit card transactions using a transaction management computing platform and an analytics computing platform. A computing platform may monitor a plurality of transactions at an automated teller machine. ... Bank Of America Corporation

06/14/18 / #20180165664

Multicomputer processing of client device request data using centralized event orchestator and link discovery engine

Aspects of the disclosure relate to multicomputer processing of client device request data using a centralized event orchestrator and a link discovery engine. A computing platform may receive event definition information defining an event. ... Bank Of America Corporation

06/14/18 / #20180165647

Multicomputer processing of client device request data using centralized event orchestrator

Aspects of the disclosure relate to multicomputer processing of client device request data using a centralized event orchestrator. A computing platform may receive event definition information defining an event as well as stimulus selection information. ... Bank Of America Corporation

06/14/18 / #20180165350

Multicomputer processing of client device request data using centralized event orchestator and link discovery engine

Aspects of the disclosure relate to multicomputer processing of client device request data using a centralized event orchestrator and a link discovery engine. A computing platform may receive event definition information defining an event. ... Bank Of America Corporation

06/14/18 / #20180165266

System architecture framework

Methods for operating a system architecture framework are provided. Methods may include receiving a spreadsheet file. ... Bank Of America Corporation

06/14/18 / #20180165180

Batch file creation service

A software testing computing system may include a batch file creation computing device, a user interface device communicatively coupled to the file creation computing device and a software testing computing system communicatively coupled to the batch file creation computing device to receive a batch file including a test case for use in testing a software application or service. The batch file creation computing device may receive criteria for testing a software application, generate a data structure formatted corresponding to a software test case associated with the criteria, retrieve and store in the data structure a first data set from a first data repository, merge, a second data set retrieved from a second data repository with the first data set stored in the data structure, and generate a batch test file using the data structure storing a merged data set including the first data set merged with the second data set.. ... Bank Of America Corporation

06/14/18 / #20180164961

Multicomputer processing of client device request data with centralized event orchestration

Aspects of the disclosure relate to multicomputer processing of client device request data with centralized event orchestration. A computing platform may receive, from a client computing device, event definition information defining an event. ... Bank Of America Corporation

06/14/18 / #20180164956

Multicomputer processing of client device request data with centralized event orchestration

Aspects of the disclosure relate to multicomputer processing of client device request data with centralized event orchestration. A computing platform may receive, from a client computing device, event definition information defining an event. ... Bank Of America Corporation

06/07/18 / #20180159851

Facilitating network security analysis using virtual reality display devices

A virtual reality system including a virtual reality user device with a display that presents a virtual reality environment to a user, an electronic transfer engine, and a virtual overlay engine. The virtual reality user devices receives network component data and security data for a network components. ... Bank Of America Corporation

06/07/18 / #20180159838

Real estate property project analysis using augmented reality user devices

An augmented reality system that includes an augmented reality user device. The augmented reality user device includes display for overlaying virtual objects onto tangible objects in a real scene, a camera, and a global position system sensor. ... Bank Of America Corporation

06/07/18 / #20180159837

Enabling secure connections by managing signer certificates

Embodiments provide a system for managing security certificates, thereby enabling secure connections between systems. Embodiments collect data; authenticate to a server comprising a keystore comprising a plurality of certificates and having a server configuration; determine keystore characteristics from the server configuration; and, using the keystore characteristics, verify certificate expiration details. ... Bank Of America Corporation

06/07/18 / #20180158452

Automated response tool

A language processor includes a parser and an invoker. The parser parses a spoken statement to detect a plurality of words in the spoken statement and generates a parse tree based on the detected plurality of words. ... Bank Of America Corporation

06/07/18 / #20180158157

Geo-targeted property analysis using augmented reality user devices

An augmented reality system that includes an augmented reality user device. The augmented reality user device includes display for overlaying virtual objects onto tangible objects in a real scene and a global position system sensor. ... Bank Of America Corporation

06/07/18 / #20180158156

Property assessments using augmented reality user devices

An augmented reality system that includes an augmented reality user device. The augmented reality user device includes display for overlaying virtual objects onto tangible objects in a real scene, a camera, and a global position system sensor. ... Bank Of America Corporation

06/07/18 / #20180158092

Providing user incentives

A system for providing user incentives includes a memory that includes a database of user information, user transaction information, and user incentive information, an interface operable to receive user information, user transaction information, and user incentive information, and one or more processors operable to determine that a user has conducted a transaction using an account, determine, based on the received transaction information, that the user has satisfied the conditions to qualify for a user incentive, determine a user action for the user to complete in order to receive the incentive, generate a communication to a communication device associated with the user notifying the user of the incentive and the user action required for the user to receive the incentive, determine that the user has completed the user action, and communicate the user incentive to the user.. . ... Bank Of America Corporation

06/07/18 / #20180158060

Augmented reality dynamic authentication for electronic transactions

A system for authorizing an electronic transaction in an augmented reality environment comprises an augmented reality user device and an authentication server. The augmented reality user device includes a display that overlays virtual objects onto a field of view of the user. ... Bank Of America Corporation

06/07/18 / #20180158053

Augmented reality dynamic authentication

A system for performing authorization of a user in an augmented reality environment comprises an augmented reality user device, an automatic teller machine, and an authentication server. The automatic teller machine has a keypad with unmarked buttons. ... Bank Of America Corporation

06/07/18 / #20180157820

Virtual reality dynamic authentication

A system for performing authorization of a user in a virtual reality environment includes a virtual reality user device. The virtual reality user device includes a display configured to display a virtual environment. ... Bank Of America Corporation

06/07/18 / #20180157653

Enabling migration of relational database to a cloud network

The invention provides a server administration tool for migration of a relational database to a cloud server environment. The server administration tool includes a database migration tool a server patching tool to monitor and maintain a server system. ... Bank Of America Corporation

06/07/18 / #20180157627

Tool for providing actionable functionality on a website

An actionable functionality simulation tool includes an html module and a controller module. The html module includes a first directive that has a value tied to a first model property. ... Bank Of America Corporation

06/07/18 / #20180157476

Automated server analysis and patching for enabling relational database migration to a cloud network

The invention provides a server administration tool for migration of a relational database to a cloud server environment. The server administration tool includes a database migration tool a server patching tool to monitor and maintain a server system. ... Bank Of America Corporation

05/31/18 / #20180152835

Creating a secure physical connection between a computer terminal and a vehicle

A computer terminal typically includes a retractable conduit and an actuator connected to the retractable conduit. The retractable conduit typically includes a proximal end, a distal end, and a barrier between the proximal end and the distal end. ... Bank Of America Corporation

05/31/18 / #20180150982

Facilitating digital data transfers using virtual reality display devices

A virtual reality system including a virtual reality user device with a display that presents a virtual reality environment to a user, an electronic transfer engine, and a virtual overlay engine. The electronic transfer engine identifies a user token for a user and sends the user token to a remote server. ... Bank Of America Corporation

05/31/18 / #20180150903

Geolocation notifications using augmented reality user devices

An augmented reality system that includes an augmented reality user device. The augmented reality user device includes a display for overlaying virtual objects onto objects in a real scene, a camera, and a global position system sensor. ... Bank Of America Corporation

05/31/18 / #20180150900

Resource delivery via automated channel and virtual record

A resource delivery system typically includes a processor, a memory, and a resource delivery module stored in the memory. The system is typically configured for: receiving a request from a first user to transfer resources to a second user; authenticating the first user to initiate the transfer of the resources; creating a virtual record and associating a record of the second user with the virtual record; transferring the resources to the virtual record via an automated channel; identifying an event and provide the second user in response to identifying the event at least one option comprising using the resources in the virtual record; and moving the resources from the virtual record via the automated channel based on identifying that the second user selected the option comprising using the resources stored in the virtual record.. ... Bank Of America Corporation

05/31/18 / #20180150899

Virtual assessments using augmented reality user devices

An augmented reality system that includes an augmented reality user device. The augmented reality user device includes a display for overlaying virtual objects onto objects in a real scene, a camera, and a global position system sensor. ... Bank Of America Corporation

05/31/18 / #20180150892

Object recognition and analysis using augmented reality user devices

An augmented reality system that includes an augmented reality user device. The augmented reality user device includes a display for overlaying virtual objects onto objects in a real scene, a camera, and a global position system sensor. ... Bank Of America Corporation

05/31/18 / #20180150844

User authentication and authorization for electronic transaction

An electronic transaction terminal system includes a camera that captures an image of a person participating in an electronic transaction; a microphone that captures an audio signal of the person; and a database that includes records associating user accounts with an image and/or a voice print of the associated account holder. The electronic transaction terminal system includes processors connected to the camera, microphone, and database to perform authentication and/or authorization. ... Bank Of America Corporation

05/31/18 / #20180150831

Augmented reality headset and digital wallet

An augmented reality system includes an augmented reality user device and a digital wallet. The digital wallet includes items associated with a user. ... Bank Of America Corporation

05/31/18 / #20180150812

Computer terminal having a detachable item transfer mechanism for dispensing and collecting items

A computer terminal typically includes a detachable item transfer mechanism and a docking station for receiving the detachable item transfer mechanism. The item transfer mechanism typically includes a housing defining a cavity and an opening to the cavity. ... Bank Of America Corporation

05/31/18 / #20180150810

Contextual augmented reality overlays

An augmented reality system that includes an augmented reality user device for a user that includes a display that overlays virtual objects onto tangible objects in real-time and a camera that captures images of a document. The augmented reality user device further includes one or more processors implementing an optical character recognition (ocr) engine, an electronic transfer engine, and a virtual overlay engine. ... Bank Of America Corporation

05/31/18 / #20180150808

Canonical data structure mapping

Method and apparatus for transforming data structures into canonical data structures are provided. The methods may include receiving data structures in specific formats and receiving data structures in exceptional formats. ... Bank Of America Corporation

05/31/18 / #20180150381

Feature file validation tool

A feature file validation tool generates a first test case details file by transforming a test case file to include field names and field values. The feature file includes a plurality of tests, each including a plurality of steps. ... Bank Of America Corporation

05/31/18 / #20180150380

Source code migration tool

A source code migration tool comprising a memory, a receiver, a resolved source code file generation engine, and a verification engine. The memory is configured to store source code for an application, a plurality of configuration files comprising one or more parameter values defining one or more parameters, and metadata corresponding to the application. ... Bank Of America Corporation

05/24/18 / #20180145997

Network security database filtering tool

A method comprises creating a word vector from a message, wherein the word vector comprises creating a word vector from a message stored in a database, wherein the word vector comprises an entry for each word of the plurality of words and each entry indicating a number of occurrences in the message of the word for that entry. The method further comprising calculating a cosine difference between the word vector and each group vector of a plurality of group vectors and assigning the word vector to a group for a group vector of the plurality of group vectors based on the calculated cosine difference between the word vector and the group vector for the group. ... Bank Of America Corporation

05/24/18 / #20180145996

Network security database sorting tool

A method comprises creating a word vector from a message, wherein the word vector comprises an entry for each word of a plurality of words, and wherein each word of the plurality of words is assigned a weight. The method further comprises calculating a value for the word vector based on each entry of the word vector and the weights assigned to the plurality of words, and identifying that the message belongs to a first group by comparing the value for the word vector to a threshold. ... Bank Of America Corporation

05/24/18 / #20180145972

Securely orchestrating events initiated at remote servers using a certificate server

Aspects of the disclosure relate to securely orchestrating events initiated at remote servers using a certificate server. A computing platform may receive, from a first server computer system, a first event request comprising first entity information and first event details information, and the computing platform may identify a first entity associated with the first event request. ... Bank Of America Corporation

05/24/18 / #20180144138

Data security and risk ranking tool

A risk ranking tool includes a retrieval engine, a data risk engine, an operational risk engine, and a data security engine. The data risk engine calculates, using graph data, a plurality of calculated data risk scores that each indicate an amount of data risk for nodes of the graph data. ... Bank Of America Corporation

05/24/18 / #20180144118

Service channel authentication token

A computer system receives an authentication request from a user device and determines a determined device identification from a set of received device attributes. When the device is properly authenticated, the computer system generates an authentication token that is signed by the determined device identification and returns the authentication token to the user device. ... Bank Of America Corporation

05/17/18 / #20180139220

Shared capability system

Systems, computer products, and methods are described herein for a shared capability system for improved logging of events that occur on systems and within applications on the systems. The present invention captures logged data, converts it into a format that is uniform across multiple systems and applications, and streams the logged data to a centralized storage database for analysis and reporting, without ever storing the logged data on the applications and/or systems on which the events occurred. ... Bank Of America Corporation

05/17/18 / #20180139204

Remote document execution and network transfer using augmented reality display devices

An augmented reality user device includes a display, a physical identification verification engine, a gesture confirmation engine, and in interface. The display overlays a virtual file document onto a tangible object. ... Bank Of America Corporation

05/17/18 / #20180139203

Facilitating digital data transfers using augmented reality display devices

An augmented reality system that includes an augmented reality user device for a first person including a head-mounted display configured to overlay virtual objects onto tangible objects in real-time, a memory, a camera, and one or more processors. The augmented reality user device is configured to perform facial recognition on the captured image to identify a face of the second person, to identify an entry for the second person, and to initiate a peer-to-peer transfer when the entry for the second person has been identified. ... Bank Of America Corporation

05/17/18 / #20180139201

Centralized authentication and reporting tool

A system includes a retrieval engine, an authentication engine, an extraction engine, a determination engine, and an export engine. The retrieval engine receives a request for a data report from a user via a user device. ... Bank Of America Corporation

05/17/18 / #20180139188

Secure, autonomous file encryption and decryption

The disclosure includes novel encryption and/or decryption methods and systems that provide various security benefits. More specifically, the disclosure includes a description of a file encryption process and its ability to dynamically control permissions on who is allowed to decrypt the file. ... Bank Of America Corporation

05/17/18 / #20180139186

System for multiplexing and demultiplexing blockchain ledgers via a cryptographic hash

Embodiments of the present invention provide a system for multiplexing and demultiplexing blockchain ledgers via a cryptographic hash. In particular, the invention uses cryptographic keys and hashes to combine and dissociate blockchain records from the private blockchains two or more entities. ... Bank Of America Corporation








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