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Royal Bank Of Canada patents


Recent patent applications related to Royal Bank Of Canada. Royal Bank Of Canada is listed as an Agent/Assignee. Note: Royal Bank Of Canada may have other listings under different names/spellings. We're not affiliated with Royal Bank Of Canada, we're just tracking patents.

ARCHIVE: New 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 | Company Directory "R" | Royal Bank Of Canada-related inventors


Synchronized processing of data by networked computing resources

Systems 100, 1000, methods, and machine-interpretable programming or other instruction products for the management of data transmission by multiple networked computing resources 106, 1106. In particular, the disclosure relates to the synchronization of related requests for transmitting data using distributed network resources.. ... Royal Bank Of Canada

System and method for presenting dynamic visualizations

The present disclosure relates to data management. More particularly, the present disclosure relates to visualizing data and/or navigating visualized data. ... Royal Bank Of Canada

System and method for message recipient verification

An electronic device includes a communication interface and at least one processor configured for: transmitting to or receiving from a second electronic device over proximity-based communication channel an introduction message including a first encryption key; receiving, from a server via the at least one communication interface, a challenge notification providing notification of a challenge to be completed to initiate a data process, the challenge notification including or providing access to at least one data field associated with a verification challenge; identifying, from the at least one data field, an encrypted challenge response value; decrypting the encrypted challenge response value with a key corresponding to the first encryption key; and transmitting the decrypted challenge response value to the server to complete the challenge to initiate the data process.. . ... Royal Bank Of Canada

Systems and methods for loan rewards provisioning

A computer system for provisioning automobile financing is described, including: at least one data interface adapted to receive partial or masked pre-approval data set from a backend computing device associated with a financial institution, the partial or masked pre-approval data set configured such that pre-approval data set associated with a potential loan transaction is not independently accessible by the computer system; the at least one data interface adapted to receive, from a customer or a customer device, a corresponding identifier or portion of pre-approval data set that complements the partial or masked pre-approval data set; an integration engine adapted for combining the partial or masked pre-approval data set and the corresponding identifier or portion of pre-approval data set to regenerate the complete pre-approval data set associated with the potential loan transaction; a loan provisioning engine adapted for provisioning the loan transaction in accordance with the complete pre-approval data set.. . ... Royal Bank Of Canada

System, process and device for e-commerce transactions

Systems, devices and processes for electronic commerce payment processing using a handle and a mobile device with a mobile wallet application installed thereon. The handle may be used at a merchant website to process the electronic commerce payment for instead of providing payment information and/or personally identifiable information. ... Royal Bank Of Canada

System, process and device for e-commerce transactions

Systems, devices and processes for electronic commerce payment processing using a handle and a mobile device with a mobile wallet application installed thereon. The handle may be used at a merchant website to process the electronic commerce payment for instead of providing payment information and/or personally identifiable information. ... Royal Bank Of Canada

System and method for electronic communications

In accordance with an aspect, there is provided a system and method for electronic communications that involves machine learning and natural language processing for contact relationship discovery, ranking and retrieval. In accordance with an aspect, there is provided a system and device that discovers contacts related to user search terms, quantitatively measures and ranks the strength between contact relationships according to a score calculated by natural language processing and machine learning. ... Royal Bank Of Canada

Credit score platform

Embodiments described herein provide a credit score platform using blockchain technology. Credit records are recorded using blocks linked by identification data. ... Royal Bank Of Canada

System for network incident management

A method for dynamic incident management for a computer infrastructure includes: receiving, via a network interface, end-user experience data associated with a plurality of end-user devices; storing the end-user experience data for a corresponding end-user device in an infrastructure database node corresponding to a location of the of the end-user device; upon determining that the end-user experience data for the corresponding end-user device indicates a latency issue at the end-user device, traversing the corresponding infrastructure database node to determine whether a threshold number of latency issues have occurred at the location within a defined time period; when the threshold number of latency issues have occurred, mapping the latency issues to a system performance alert received within a mapping time threshold as a potential root cause; and triggering the execution of response instructions based on the potential root cause.. . ... Royal Bank Of Canada

System and method for predictive digital profiles

Computer implemented systems and methods for maintaining a digital profile configured for supporting automated prediction generation on a data storage unit are provided. The digital profile is periodically or continuously updated, and contains tracked information about a client (e.g., calendar information, physiological information, geographic location, financial transactional information), and information may be segmented such that select portions (e.g., approved via an opt-in) of the digital profile can be configured to be shared such that the client will be automatically exposed to contextual offers or coupons, in some situations. ... Royal Bank Of Canada

Distributed ledger platform for vehicle records

Embodiments described herein provide a vehicle record platform using blockchain technology. Vehicle records are recorded using blocks linked by vehicle identification number. ... Royal Bank Of Canada

Processing of electronic transactions

Systems 100; devices 110, 120, 130, 150, 160; methods 2400, 2500; and machine-executable programming structures stored in persistent (i.e., non-transitory), computer-readable media 604, 606, 618, 126, 139 for the rapid and secure negotiation, authorization, execution, and confirmation of multi-party data processes, including payment transactions conducted between purchasers 190 having electronic access to bank accounts and other sources of payment, merchants operating e- and/or m-commerce transaction systems 132, 134, 136, and banks and other financial institutions 120 capable of electronically communicating with both.. . ... Royal Bank Of Canada

Verification of data processes in a network of computing resources

A method for managing data processes in a network of computing resources includes: receiving at least one child request being routed from an intermediary device to at least one corresponding destination device, the at least one child request requesting execution of at least one corresponding child data process, each of the at least one child data process for executing at least a portion of the at least one parent data process from an instructor device, and each of the at least one child request including a destination key derived at least in part from the at least one instructor key; storing the at least one child request in at least one storage device; modifying the at least one child request upon receiving a child request modification signal; and generating signals for communicating the child requests to one or more requesting devices.. . ... Royal Bank Of Canada

Systems, methods, and devices for secure generation and processing of data sets representing pre-funded payments

Systems 10, devices 106, methods, and non-transient machine-interpretable programming and/or other instruction products for the generation, transfer, storage, and other processing of secure data sets 11 used in electronic payment transactions, including particularly the secure creation, administration, manipulation, processing, and storage of electronic data useful in processing of pre-funded, pre-paid, and/or otherwise pre-authorized payment transactions. Devices 106, 100, 101 and methods in accordance with the disclosure can be used to create pre-funded payment token data sets 11, the token data sets comprising secure data items or records representing negotiable monetary or other economic value, and to share them between network communication devices 106 such as smart phones, home or business desktop computers, etc., for use in purchases and other transactions.. ... Royal Bank Of Canada

06/29/17 / #20170186085

System and method for dynamic monitoring of credit parameters

In some embodiments, various systems, methods, and/or computer-readable media may be provided in relation to automated asset financing, and more particularly, systems, methods, and/or computer-readable media for electronically provisioning a flexible loan (or loans) in relation to an asset.. . ... Royal Bank Of Canada

06/08/17 / #20170161735

Virtualization and secure processing of data

Systems, methods, and non-transient machine-interpretable data representing executable instruction sets and/or other products for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of payment transactions and other secure data processes. In various aspects and embodiments the disclosure provides secure means for the authorization of sensitive and other data processes subject to controlled access. ... Royal Bank Of Canada

05/04/17 / #20170124494

Systems, methods and devices for modelling operational risk

Methods for modelling operational risk can includes: retrieving external loss data from at least one external data source; retrieving internal loss data from at least one internal data source; generating, with at least one processor, mapped loss data by mapping the internal and external loss data by at least one of: source, unit and time period for unit-of-measure processing; storing the mapped loss data in at least one memory; conducting, with the at least one processor, model parameterization and exploratory data analysis on the mapped loss data to generate loss models based on the mapping; performing a simulation across the loss models to convolve frequency and severity components into an aggregate loss distribution; storing the aggregate loss distribution in the at least one memory; and producing a measure of operational risk based on the aggregate loss distribution.. . ... Royal Bank Of Canada

04/06/17 / #20170098318

System and method for presenting dynamic visualizations

The present disclosure relates to data management. More particularly, the present disclosure relates to visualizing data and/or navigating visualized data. ... Royal Bank Of Canada

04/06/17 / #20170097973

System and method for duplicating an application state

There is provided a computer-implemented method for duplicating an application state, the method including: recording one or more point-in-time characteristics of an original application state of an application, the recording including: parsing underlying code for the application to identify (i) a set of state variables that together define the original application state and (ii) a set of logical breadcrumbs identifying a pre-determined number of past actions that led to the original application state; establishing one or more logical anchor points based on the set of state variables; provisioning memory resources to support a duplicate application state; on the provisioned memory resources, initiating a copy of the application; transferring the one or more point-in-time characteristics to the provisioned memory resources, the transferring including: configuring the copy of the application using the one or more point-in-time characteristics to regenerate the original application state on the copy of the application.. . ... Royal Bank Of Canada

02/09/17 / #20170039648

Synchronized processing of data by networked computing resources

Systems 100, 1000, methods, and machine-interpretable programming or other instruction products for the management of data processing by multiple networked computing resources 106, 1106. In particular, the disclosure relates to the synchronization of related requests for processing of data using distributed network resources.. ... Royal Bank Of Canada

01/19/17 / #20170017958

Secure processing of electronic payments

Systems (100, 900), methods, and machine-executable data structures for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of electronic payment transactions and other secure data processes. Aspects of such systems (100) include trusted platforms (120) by which networked communication devices (110) and merchant systems (130) may registered as trusted entities 110′, 130. ... Royal Bank Of Canada








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